Conveyancing for Remortgage

By Lorraine Imhoff

Written by Lorraine Imhoff

Our remortgage solicitors know speed is important.

If your are remortgaging your property, you will need a solicitor to represent your interests as well as those of the lender.

The first and most important thing to consider is whether your chosen solicitor is on your chosen lender's mortgage panel.  If they are not, the lender will need to appoint a second solicitor. This will slow the process down, and incur additional fees for the home owner.

Homeward Legal are on all lender panels. Choosing us to handle your remortgage gives you absolute confidence that your solicitor can act for your lender, and that there will be no such delays.

The remortgage process

Once we have received your formal mortgage offer, we will carry out official searches, where required by your lender. Alternatively, your solicitor may suggest search insurance or personal searches instead, as these may save time and money. Your solicitor can advise you about specific lender requirements, in advance, or you can read about individual lender requirements at http://www.cml.org.uk/cml/handbook. Lender requirements all vary, however Homeward Legal's allocated panel solicitor will always advise the most appropriate route.

Once you have signed the new mortgage deed and completion has taken place, your solicitor will handle all post-completion formalities with the Land Registry.

Does speed matter?

Many solicitors will suggest that a remortgage is not as time critical as a purchase, because in all probability you already live in the property. 

At Homeward Legal, however, we take a different view.  You may be remortgaging to take advantage of a lower or discounted interest rate. By moving quickly, we could save you interest incurred at the higher rate of the existing mortgage.

Every year we help thousands of home owners throughout the country with the legal formalities to complete their remortgage as quickly as possible. Homeward Legal are highly efficient at completing your remortgage conveyancing quickly saving you time and money.

Call us now on 0800 038 6699, or get a remortgage conveyancing quote online.

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