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Transfer of Equity in Bloxham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Bloxham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bloxham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Bloxham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Moving into a home in Bloxham? Useful local Bloxham transport and public service information -

The nearest station to Bloxham is Banbury, almost 3 miles away and Bloxham's closest airport is Turweston Aerodrome Airport (11 miles s). Kidlington Airport is 14 miles away.

Q.

Bloxham points of interest

A.

Bloxham Oxon Windmill and Broughton Castle Historic Houses Association are around Bloxham.

The closest hospital for Bloxham is Horton Banbury.

Q.

What do you charge for the legal fees on a £242,000 property? We are trying to find a discount conveyancing quote.

A.

The lack of clarity surrounding this topic catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted, and many conveyancers claim to offer cheap conveyancing, but additional fees are often hiding in the terms and conditions. Additional charges listed in the terms should be reasonable and clear. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

Should I get a Bloxham house surveyor to check for defects affecting our property purchase in Bloxham?

A.

Homeward Legal firmly suggest that purchasers order a survey if buying in Bloxham. A range defects affect a property, which include cracked roof tiles, and these will not be addressed by your conveyancing solicitor.

Q.

How is stamp duty tax determined, what should it be on a £486k property?

A.

Stamp Duty Land Tax will depend on the property's price. It will be £14580 on a £486k Bloxham home.*

*Correct 01/01/2013

Q.

Our local agent has suggested the property lawyer. Should I instruct this solicitor?

A.

Both agents and mortgage brokers will often refer a law firm to handle your conveyancing. These referrals need to be weighed up against alternatives, as the agent may recommend the conveyancer who pays out the highest referral fee, not the best value for you.

Q.

How do I protect my offer from gazumping?

A.

This arises when a house seller approves a buyer's offer and later refuses it. Instead, they then go for a second buyer's offer. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of gazumping. You should instruct a property solicitor as soon as you can to reduce the chance of gazumping.

Q.

Will my assigned conveyancer in Bloxham inform me about the cost of council tax for a Band F house before completing on the purchase?

A.

The property lawyer will write to the governing council to ascertain the correct council tax charges which will be written in the title report.

Up-to-date charges for residents of Bloxham are published at the Cherwell council website. At the time of authoring, 31 January 2013, rates are:

  • Band A - £1,014.00
  • Band B - £1,182.00
  • Band C - £1,351.00
  • Band D - £1,520.00
  • Band E - £1,858.00
  • Band F - £2,196.00
  • Band G - £2,534.00
  • Band H - £3,041.00

Q.

Bloxham property lawyers apply for varied conveyancing searches when acting for a property buyer - what specific searches?

A.

When applying for a mortgage, your lender will expect these searches - Local Authority (personal or official), Drainage Search and Environmental and occasionally specific searches, which may include a Planning and local information.

Q.

Should you get searches for chancel liability if I am buying in Bloxham close to parsonage grounds?

A.

In Bloxham, some owners can be required to fund repairs to a local church. A chancel search will confirm whether liability for Bloxham properties is likely to exist. The solicitor acting on your behalf will confirm that a chancel search is appropriate. Bloxham ecclesiastical properties include St. Mary Our Lady of.

 
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