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Transfer of Equity in Bloxham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Bloxham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bloxham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Bloxham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/01/17

Moving into a home in Bloxham? Useful local Bloxham transport and public service information -

The nearest station to Bloxham is Banbury, almost 3 miles away and Bloxham's closest airport is Turweston Aerodrome Airport (11 miles s). Kidlington Airport is 14 miles away.

Q.

Bloxham points of interest

A.

Bloxham Oxon Windmill and Broughton Castle Historic Houses Association are around Bloxham.

The closest hospital for Bloxham is Horton Banbury.

Q.

What do you charge for the legal fees on a £242,000 property? We are trying to find a discount conveyancing quote.

A.

The lack of clarity surrounding this topic catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted, and many conveyancers claim to offer cheap conveyancing, but additional fees are often hiding in the terms and conditions. Additional charges listed in the terms should be reasonable and clear. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

How long on average should it take the lawyer to exchange the conveyancing process for a flat in a home we hope to buy?

A.

The conveyancing process can take anywhere from 1 month to 12 weeks contingent on a number of things for example the efficiency of the vendor's conveyancer, or the turnaround of searches. Our highly lawyers in Bloxham are extremely focused on speed and communication, with a view to exchanging as rapidly as achievable.

Q.

Is Bloxham soil possibly contaminated by chromium (Cr)?

A.

Metal contamination may have occurred throughout Bloxham, but some extreme cases may be deemed an unsafe risk. Data on many contaminants, such as ammonia and groundwater contaminants like oil, will be included in an environmental search.

Q.

What sort of searches as respects the potential risk of floods in the Oxfordshire region will my Bloxham conveyancing solicitor actually apply for?

A.

An essential component in the legal procedure of buying a property involves your lawyer conducting property conveyancing searches that give certain details regarding Bloxham flooding. At the time of writing (22-Nov-12) there were no warnings around the at the Sor Brook at Bodicote and Adderbury and The Bloxham Brook at Bloxham

Q.

When do we need to get a solicitor to act on our purchase?

A.

If you choose a firm with 'no move, no fee' protection, the earlier, the better. The legal work can then begin straight away. Some groups recommend postponing instruction until a chain is completed, but opting to delay can jeopardise your sale or purchase.

Q.

As a consequence of the fact that last year was second wettest year since 1920, I am wondering whether environmental searches won't be thorough enough?

A.

An experienced Bloxham conveyancing solicitor will advise you to also get conveyancing searches if the initial searches establishes a significant risk of flooding in Bloxham.

You may be able to contact a close neighbour to get more comfort.

Q.

Will my assigned conveyancer in Bloxham inform me about the cost of council tax for a Band F house before completing on the purchase?

A.

The property lawyer will write to the governing council to ascertain the correct council tax charges which will be written in the title report.

Up-to-date charges for residents of Bloxham are published at the Cherwell council website. At the time of authoring, 31 January 2013, rates are:

  • Band A - £1,014.00
  • Band B - £1,182.00
  • Band C - £1,351.00
  • Band D - £1,520.00
  • Band E - £1,858.00
  • Band F - £2,196.00
  • Band G - £2,534.00
  • Band H - £3,041.00

Q.

Bloxham property lawyers apply for varied conveyancing searches when acting for a property buyer - what specific searches?

A.

When applying for a mortgage, your lender will expect these searches - Local Authority (personal or official), Drainage Search and Environmental and occasionally specific searches, which may include a Planning and local information.

 
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