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Transfer of Equity in Buxton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Buxton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Buxton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Buxton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Useful nearby travel and public service details -

The closest airport to Buxton is Manchester Terminals 1 & 3 Airport (16 miles). Manchester Terminal 2 Airport is 17 miles, Sheffield City Airport is 24 miles and Eccles Airport is 25 miles away and Buxton's nearest train station is Buxton.

Macclesfield, Regency is a nearby hospital to Buxton.

Q.

I am looking for discount conveyancing in Buxton. Will we get a quote or and estimate?

A.

Both high-street and online firms claim to offer supposedly 'the cheapest conveyancing quotes', but extra fees may be added into the terms. This small print is often not read by sellers and buyers in a hurry. Extra costs listed in terms and conditions needs to be reasonable and only come into force where your solicitor must perform additional tasks , which could not be anticipated at the start of the process. Applicable disbursements ought to be defined on the quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

The purchase is completing next July, how is stamp duty worked out?

A.

The Stamp Duty rate which will be owed will depend on the purchase price. On a £664000 residential property, stamp duty will be £26560.*

*Correct March 2013

Q.

We are purchasing in Buxton. How do I check that the property is in a conservation area?

A.

These areas qualify areas of historical or architectural value. You may wish to contact the local council if you have specific questions, but your solicitor will investigate the impact of conservation areas or other planning restrictions.

Q.

We are going to purchase with Chelsea Building Society, what do I need to know?

A.

Recently, a number of lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal, fortunately, can act on behalf of many mortgage lenders.

Q.

Why does the conveyancing process take such a long time?

A.

The legal work required to buy or sell a home can potentially be delayed, Homeward Legal, however, aim to reduce the cost of these delays wherever a difference can be made. Reasons for delay may include difficulties with mortgage finance.

Q.

We are buying a restored chapel in the parish of Sawley. Will we need a chancel search?

A.

Your Buxton conveyancing solicitor may suggest a chancel search. In Buxton's much older areas, chancel repair can be imposed on current owners of a home where Parochial Church Councils may have spared previous owners or tenants. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Is it recommended that I get a chancel liability search when my partner and I are purchasing by a church built in the 14th Century in Buxton?

A.

In Buxton, where land was once owned by a lay rectors, new owners of that property may be obliged to contribute towards repairs to church property in the locality. Several sources are used to determine liability in Buxton, including county histories. Church properties in the area which may give rise to chancel liability include Oxnead St Michael & All Angels, Trinity Chapel, Trinity Chapel and St Mary the Virgin.

Q.

Will a lawyer in Buxton report back on the risk of flooding in Buxton?

A.

An important step in the legal procedure involved in buying a home involves the lawyer conducting environmental searches that provide details on the Buxton flood risk. Depending on the results, your Buxton conveyancer could possibly advise an inexpensive (around twenty pounds) and more involved local flood risk search.

 
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