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Conveyancing in Caerphilly Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/07/17

Caerphilly area info

Caerphilly Castle Cadw and Tongwynlais Castell Coch Cadw are close at hand to Caerphilly.

Caerphilly's closest train station is Caerphilly. The nearest airport to Caerphilly is Cardiff Airport.

The most convenient hospital for Caerphilly is Caerphilly & District Miners.

Q.

How do I find the cheapest conveyancing solicitors in Caerphilly?

A.

Both high-street and online firms claim to offer 'the cheapest conveyancing'. Often additional costs are frequently hidden in the terms of engagement that property buyers and sellers often do not check. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

The web is awash collections of very helpful books giving details on doing your own legal work. In which case, do I have to use Caerphilly property solicitor for my move?

A.

If you are so inclined refer to the various books, you can do the conveyancing without the help of an experienced Caerphilly property lawyer. In reality however, a solicitor is familiar with a huge number of actions e.g. chasing retention releases and identifying the most appropriate searches most of which need a skilled professional. Critically do it yourself conveyancers are taking risks without the applicable indemnity insurance which every legal firms are legally obligated to take out.

Q.

Which lenders in Caerphilly do you work with?

A.

The Homeward Legal group work with all the major lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Caerphilly, like Fahey Peter J Associates, 2 Station Terr, Caerphilly, CF83 1HD.

Q.

I am planning on buying a renovated property within a Caerphilly conservation area, where can I find information relating to the standard of upkeep?

A.

English Heritage maintain records of the condition (poor to good) of conservation areas. Conservation areas are designated by the local Caerphilly planning authority, who regulate everything from upkeep of paths to the halting of neon signs.

Q.

When should you instruct a conveyancing solicitor in Caerphilly?

A.

Whether buying or selling, the sooner you instruct a firm, the better. Some advocate holding off instruction until an offer is accepted, but opting to delay can jeopardise your sale or purchase.

Q.

In the next few we are hoping to move out of our terraced home just outside Caerphilly into a new maisonette in Bridgend . At what stage to appoint a home removal firm?

A.

Most lawyers will recommend that you wait arranging removals until the point where contracts have exchanged because it is likely that an agreed move date will not have been confirmed. Routinely house removals companies will charge a cancellation levy . Local removals companies include CASTLE REMOVALS & LIGHT HAULAGE, 5 Windsor St, Caerphilly, CF83 1FW on 07974 110189.

Q.

Is a stock transfer form fee passed on at cost?

A.

All fees and disbursements ought to be clearly identified on your quote, with no additional costs in the terms and conditions. This cost is a fee not a disbursement, and should be included in your quote.

Q.

I am anxious about the council tax charges on a terraced dwelling in Caerphilly, what are they?

A.

Conventionally a title report will contain the relevant Caerphilly council tax band.

The latest tax charges for properties in Caerphilly are published at the Caerphilly local authority website. As at, 03 November 2012, rates are:

  • Band A - £733.65
  • Band B - £855.92
  • Band C - £978.20
  • Band D - £1,100.47
  • Band E - £1,345.02
  • Band F - £1,589.57
  • Band G - £1,834.12
  • Band H - £2,200.94

 
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