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Transfer of Equity in Caerphilly

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Caerphilly

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Caerphilly clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Caerphilly Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 25/11/16

Caerphilly area info

Caerphilly Castle Cadw and Tongwynlais Castell Coch Cadw are close at hand to Caerphilly.

Caerphilly's closest train station is Caerphilly. The nearest airport to Caerphilly is Cardiff Airport.

The most convenient hospital for Caerphilly is Caerphilly & District Miners.

Q.

How do I find the cheapest conveyancing solicitors in Caerphilly?

A.

Both high-street and online firms claim to offer 'the cheapest conveyancing'. Often additional costs are frequently hidden in the terms of engagement that property buyers and sellers often do not check. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Do I need to get a chancel search? We are buying in Caerphilly.

A.

As a result of chancel repair liability, the owners of property in Caerphilly which was once owned by a 'lay rectors' can be liable for upkeep of older church buildings. Insurance may be available to protect a buyer should a Caerphilly Parochial Church Council enforce liability.

Q.

Which particular searches does a Caerphilly property solicitor do when acting on a Caerphilly flat?

A.

The common legal procedure will be to obtain Local Authority, Drainage and Water Search (CON29DW or personal) and Environmental and occasionally specific local searches for instance SIM Search.

Q.

What does 'fixtures and fittings' mean?

A.

Commonly, fixtures are fixed to walls, floors or ceilings securely, whereas fixtures are free-standing. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

The property seller has unfortunately added unsympathetic artificial stone cladding to the maisonette in Caerphilly which I think might infringe nearby conservation area guidelines

A.

Your instructed property lawyer to determine whether the property is affected by a conservation area, and if so, whether any modifications have appropriate permissions.

Q.

What length of time will it take my solicitor to exchange contracts all of the legal work on an apartment in a fifties home we hope to buy in Caerphilly?

A.

The process can take anywhere from 1 month to twelve weeks, which can be affected by any number of factors e.g. the efficiency of the seller's property solicitor, or the turnaround of searches. Our highly conveyancing solicitors are focused on pushing transactions through exchanging as soon as possible.

Q.

Would ordering a survey be a good idea when we are purchasing a house?

A.

It is highly recommended that all purchasers in Caerphilly instruct a property surveyor when buying in Caerphilly. It is a fact that there are a range of concerns that can affect a property. These include failed double glazing or poor drainage.

Q.

We plan to complete on around 3rd January, how is Stamp Duty Land Tax rates determined?

A.

Stamp Duty depends on the house or flat's value. Stamp duty will be £2120 on a £212000 house.

 
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