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Conveyancing in Caerphilly Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 26/04/17

Caerphilly area info

Caerphilly Castle Cadw and Tongwynlais Castell Coch Cadw are close at hand to Caerphilly.

Caerphilly's closest train station is Caerphilly. The nearest airport to Caerphilly is Cardiff Airport.

The most convenient hospital for Caerphilly is Caerphilly & District Miners.

Q.

How do I find the cheapest conveyancing solicitors in Caerphilly?

A.

Both high-street and online firms claim to offer 'the cheapest conveyancing'. Often additional costs are frequently hidden in the terms of engagement that property buyers and sellers often do not check. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Is homewardlegal.co.uk able to complete within 28 days of exchange on auction conveyancing in Caerphilly?

A.

The legal team are auction specialists and frequently work for bidders at auction. Our lawyers have in the past worked for countless buyers at local auctions like Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Sensible buyers at auction tend to select their lawyer as early as possible for an investigation. in advance of the date of the auction.

Immediately following the auction day arrives your appointed lawyer is completely prepared for concluding all of the legal work inside as short a time frame as typically required .

Q.

If we plan to purchase near Caerphilly, in the parish of Caerphilly, do we need a chancel search?

A.

Your property lawyer might recommend that a chancel search be ordered, irrespective of the parish where the home being bought is located. Chancel repair dues can be collected on new owners of a home where Parochial Church Councils have not imposed the same liability on the last owners, so it can be difficult to use this as a guide.

Q.

For fast conveyancing to buy a £402,000 house, what can we do to speed up our move?

A.

Essential to faster conveyancing is to use a proactive and experienced conveyancer. There are a number of things you, as the purchaser, could do to accelerate your conveyancing, including, keeping in regular contact with your conveyancer, answering any queries raised by the conveyancer as soon as possible and if you intend to get a house survey, doing so as early as you can.

Q.

I am going to buy with Direct Line Mortgages - what will we need to consider?

A.

House buyers should know that, over the last two years, some lenders have reduced the number of firms on their approved panel, which may result in greater conveyancing costs for purchasers. We, fortunately, are able to act for most UK mortgage lenders to ensure that you will not need to pay any additional legal fees to your lender's solicitor.

Q.

Please advise how to avoid paying for stamp duty land tax?

A.

Stamp Duty Land Tax commonly must be paid on purchases sold for more than 125,000 pounds. We strongly advise against any stamp duty avoidance. Such schemes are costly and the HMRC can review a scheme up to 6 years after a sale is completed .

Q.

I am anxious about the council tax charges on a terraced dwelling in Caerphilly, what are they?

A.

Conventionally a title report will contain the relevant Caerphilly council tax band.

The latest tax charges for properties in Caerphilly are published at the Caerphilly local authority website. As at, 03 November 2012, rates are:

  • Band A - £733.65
  • Band B - £855.92
  • Band C - £978.20
  • Band D - £1,100.47
  • Band E - £1,345.02
  • Band F - £1,589.57
  • Band G - £1,834.12
  • Band H - £2,200.94

Q.

Would ordering a survey be a good idea when we are purchasing a house?

A.

It is highly recommended that all purchasers in Caerphilly instruct a property surveyor when buying in Caerphilly. It is a fact that there are a range of concerns that can affect a property. These include failed double glazing or poor drainage.

 
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