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Conveyancing in Camden Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/10/17

Pertinent nearby travel and services information -

Motorists are well catered for with Camden being well placed with very convenient motorway access within three miles of the A40M.

Camden's closest airport is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 5 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away and Camden's closest train station is London Blackfriars.

Q.

Camden area info

A.

Brixton London Windmill, Temple Middle Temple Hall Historic Building and Holborn Lincolns Inn Great Hall Historic Buildingare all around Camden.

The closest hospital to Camden is St Bartholomews London.

Q.

How do I get a discount conveyancing estimate in Camden?

A.

Various conveyancers advertise theoretically cheap conveyancing quotes. Often extra charges are often hiding in small print. Busy, stressed home owners ignore these terms at their peril. Additional charges found in the solicitor's terms should be reasonable. Your quote should also clearly state any disbursements.Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Following recent news about the Met Office projecting more intense rainfall, I am questioning if conveyancing and environmental searches won't be thorough enough?

A.

Environmental searches handled by a property lawyer in Camden will include a far more rigorous flood search if the risk is deemed significant.

If you remain still nervous it may be worth trying to visit a neighbour.

Q.

Will a Camden property solicitor order any conveyancing searches on the London forties terraced cottage I am buying?

A.

If you are applying for a mortgage a mortgage lender requires you to particular searches, including

these searches - Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environment Search and occasionally special local Camden searches for example Subsidence report.

Q.

What is gazumping?

A.

Gazumping occurs when a home owner accepts one purchaser's offer, only to refuse it, opting for a greater offer. Although gazumping is less common in a declining market, there will always be a danger. The first step in reducing the chance that gazumping will effect you is to instruct a property solicitor early, and even before acceptance of an offer.

Q.

What is the council tax on a Sixties converted home in Camden?

A.

Almost always a title report will give the appropriate Camden council tax band. The latest council tax charges for properties in Camden are listed at the Camden local authority website. At the time of writing on 03/02/2013 band rates are:

  • Band A - £886.00
  • Band B - £1,033.00
  • Band C - £1,181.00
  • Band D - £1,328.00
  • Band E - £1,624.00
  • Band F - £1,919.00
  • Band G - £2,214.00
  • Band H - £2,657.00

Q.

Would you state taking action to avoid paying out for HMRC stamp duty?

A.

Stamp duty must be paid for property purchases valued at over £125,000. Stamp duty mitigation is not advised when buying in Camden. These schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Will a Camden property solicitor request personal or official searches on my property purchase?

A.

Your conveyancing solicitor will make a recommendation about the ideal course of action, depending on things like local authority turnaround times. For personal searches, the property solicitor will try to find a search agent e.g Stanley Davis Group Limited also t/a York Place, Stratify Associates, Eurolife Company Services, 41 Chalton Street, London, NW1 1JD Tel: 0207 554 2222.

Q.

Do you have low cost solicitors that conduct the conveyancing for auction properties in Camden?

A.

Our solicitors and licensed conveyancers in Camden regularly act for auction buyers and sellers. Homeward Legal always suggest purchasers to choose a solicitor in advance of the auction day to allow sufficient time for a full investigation.

Post auction day your instructed lawyer is completely geared up to briskly finishing the legal work inside 28 days as required .