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Transfer of Equity in Camden

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Camden

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Camden clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Camden Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/01/17

Pertinent nearby travel and services information -

Motorists are well catered for with Camden being well placed with very convenient motorway access within three miles of the A40M.

Camden's closest airport is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 5 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away and Camden's closest train station is London Blackfriars.

Q.

Camden area info

A.

Brixton London Windmill, Temple Middle Temple Hall Historic Building and Holborn Lincolns Inn Great Hall Historic Buildingare all around Camden.

The closest hospital to Camden is St Bartholomews London.

Q.

How do I get a discount conveyancing estimate in Camden?

A.

Various conveyancers advertise theoretically cheap conveyancing quotes. Often extra charges are often hiding in small print. Busy, stressed home owners ignore these terms at their peril. Additional charges found in the solicitor's terms should be reasonable. Your quote should also clearly state any disbursements.Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

I am buying property. Is it necessary that searches are undertaken?

A.

Conveyancing searches are a standard collection of queries requested by the property solicitor. Whether buying in Camden or elsewhere, you should be aware that, these searches will only cover legal considerations.

Q.

What type of additional enquiries concerning the risk of a flood in the North London region will my property solicitor in Camden check?

A.

An essential component in the conveyancing process of buying a property involves a solicitor carrying out environmental searches that offer some details about the Camden flood risk. A significantly more specific search (e.g Homecheck) may be proposed by the conveyancing solicitor in Camden if the results of the initial searches highlight a flood risk.

Q.

Will a Camden property solicitor order any conveyancing searches on the London forties terraced cottage I am buying?

A.

If you are applying for a mortgage a mortgage lender requires you to particular searches, including these searches - Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environment Search and occasionally special local Camden searches for example Subsidence report.

Q.

What is the council tax on a Sixties converted home in Camden?

A.

Almost always a title report will give the appropriate Camden council tax band. The latest council tax charges for properties in Camden are listed at the Camden local authority website. At the time of writing on 03/02/2013 band rates are:

  • Band A - £886.00
  • Band B - £1,033.00
  • Band C - £1,181.00
  • Band D - £1,328.00
  • Band E - £1,624.00
  • Band F - £1,919.00
  • Band G - £2,214.00
  • Band H - £2,657.00

Q.

Would you state taking action to avoid paying out for HMRC stamp duty?

A.

Stamp duty must be paid for property purchases valued at over £125,000. Stamp duty mitigation is not advised when buying in Camden. These schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Following recent news about the Met Office projecting more intense rainfall, I am questioning if conveyancing and environmental searches won't be thorough enough?

A.

Environmental searches handled by a property lawyer in Camden will include a far more rigorous flood search if the risk is deemed significant.

If you remain still nervous it may be worth trying to visit a neighbour.

Q.

Will a Camden property solicitor request personal or official searches on my property purchase?

A.

Your conveyancing solicitor will make a recommendation about the ideal course of action, depending on things like local authority turnaround times. For personal searches, the property solicitor will try to find a search agent e.g Stanley Davis Group Limited also t/a York Place, Stratify Associates, Eurolife Company Services, 41 Chalton Street, London, NW1 1JD Tel: 0207 554 2222.

 
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