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Conveyancing in Canonbury Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/02/18

Some useful local Canonbury travel and public service details -

Essex Road station is almost a mile from Canonbury and the closest airport to Canonbury is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 17 miles, London Heliport Airport is 7 miles, Heathrow Terminal 5 Airport is 18 miles, Heathrow Terminal 4 Airport is 17 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 13 miles and London Biggin Hill Airport is 16 miles away.

Q.

Canonbury points of interest

A.

Sutton House National Trust Kentish Town St Luke Churches Conservation Trust and Holborn Lincolns Inn Great Hall Historic Building are near to Canonbury.

The neighbouring hospital for Canonbury is Moorfields Eye London.

Q.

I need a property lawyer that offers cheap conveyancing. Will I get a quote or and estimate?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many home owners paying out more than they anticipated in the end, and many solicitors offer cheap conveyancing. Often extra costs can inflate the final invoice. A quote ought to define any disbursements.We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Halifax Loans is going to be our mortgage lender, is there anything we need to check?

A.

Prior to recent changes, most solicitors could act for the majority lenders. Buyers should consider that, in some cases, lenders have opted to reduce the size of their 'solicitor panel'. For purchasers, this can result in significantly increased legal costs. Homeward Legal, fortunately, can act for all major mortgage lenders to keep legal costs to a minimum.

Q.

Does your solicitors company get involved in the conveyancing of auction properties in Canonbury?

A.

We are accustomed to working with property auction procedures. Traditionally specialist homes for example investment properties, are included at auction which tend to require added fact-finding by the property lawyer Homeward Legal therefore advise bidders to choose a property conveyancing lawyer well before the property auction date to allow for a full review of the sellers legal pack.

Subsequently, immediately after the date of the auction your appointed property lawyer is prepared for concluding the transaction inside the reduced time frame as conventionally required by the conditions of sale.

Q.

Is there a government body any detailed public data on the conservation areas in Canonbury?

A.

English Heritage have assembled records of the condition (poor to good) of conservation areas in England. Local Canonbury conservation area matters, for instance paths or street posts are handled by the local Hackney planning authority.

Q.

Please recommend how to defer paying stamp duty?

A.

Stamp duty reduction is not recommended for purchases in Canonbury, as such schemes are expensive and HMRC may challenge a scheme up to six years later and the total stamp duty amount may be due.

Q.

Are there any conservation areas in Canonbury?

A.

There are several areas of conservation near or within Canonbury. These restrictions create additional maintenance and repair responsibilities, but the benefits include protection for parks and green spaces. Your conveyancing solicitor will be able to advise further.

Q.

What environmental concerns can impact land in Canonbury. Are they an issue?

A.

Canonbury property would be contaminated by a range of natural causes and human activities. Issues like landfill sites and nearby electrical substations will be detailed in an appropriate search.

Q.

Would getting a property survey be sensible when purchasing any property in Canonbury?

A.

It is highly recommended that Canonbury buyers arrange a home buyer survey. There are a range of defects that can negatively affect a property, which will not be covered by the legal work. These include rotten roof timbers.