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Transfer of Equity in Cardigan

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cardigan

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cardigan clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Cardigan Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Relevant local Cardigan travel and public service facts and figures -

Cardigan's closest station is Henllan at 12 miles and the nearest airport to Cardigan is Aberporth, West Wales Airport (5 miles). Haverfordwest Airport Airport is 22 miles and Aberporth Airport is 5 miles away.

Q.

Cardigan area info

A.

Cilgerran Castle National Trust St Dogmaels Abbey Cadw and Cilgerran Castle Cadw are in Cardigan.

The closest hospital is Cardigan & District Memorial.

Q.

How do I get fixed rate conveyancing?

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned, and many firms advertise so-called cheap conveyancing quotes, but additional charges are often hiding in the solicitor's terms. These terms are often ignored by excited homeowners, eager to get underway. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

The maisonette being bought is on a ex-industrial use land. Is caesium topsoil contamination likely?

A.

Given the history of industry and agriculture in parts of Cardigan, soil contamination cannot be totally avoided. Data on many contaminants, such as groundwater contaminants like phenols and asbestos, will be included in an environmental search.

Q.

We are concerned about council tax amounts on a Sixties detached dwelling in Cardigan, what are they?

A.

Normally a title report should supply the Ceredigion council tax band. Up-to-date charges for homes in Cardigan are set out in detail on the Ceredigion council website. As at (03 June 2012) band rates are:

  • Band A - £779.51
    >
  • Band B - £909.43
  • Band C - £1,039.35
  • Band D - £1,169.27
  • Band E - £1,429.11
  • Band F - £1,688.95
  • Band G - £1,948.78
  • Band H - £2,338.54

Q.

To complete on our property purchase ASAP, how do we get a fast completion in Cardigan?

A.

As is widely reported, a fast transaction is the key to is to employing a proactive lawyer. When choosing a lawyer, consider these points: What methods of communication do they use? Posting documents can adds days of waiting to a purchase. Will they order searches immediately? Did you experience any delays when requesting a quote?

Q.

Would you advise that we get a chancel search? I am buying a home in Cardigan.

A.

Chancel repair liability can require some Cardigan home owners to pay for upkeep of an old church building. Insurance may be available to protect a buyer should a Cardigan Parochial Church Council enforce liability.

Q.

What does the Cardigan property lawyer do when the property is in a local authority conservation area and has out of place cladding fitted?

A.

Ceredigion planning authority search (LLC1 - Requisition for search and Official Certificate of Search) conducted by the solicitor in the process of the conveyancing should find out if the property is inside a conservation area and evidence of consent for additions to the property will be requested.

Q.

What will the searches cost?

A.

With Homeward Legal, you are required to pay at a maximum £249 for conveyancing searches. Other informative searches include a limestone search.

Q.

Could the legal charges take into account any extra charges?

A.

Homeward Legal's solicitors never charge any hidden fees for standard conveyancing legal work. Be aware that some solicitors only estimate conveyancing costs, which could be totally different to your final invoice.

 
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