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Conveyancing in Cardigan Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 26/04/17

Relevant local Cardigan travel and public service facts and figures -

Cardigan's closest station is Henllan at 12 miles and the nearest airport to Cardigan is Aberporth, West Wales Airport (5 miles). Haverfordwest Airport Airport is 22 miles and Aberporth Airport is 5 miles away.

Q.

Cardigan area info

A.

Cilgerran Castle National Trust St Dogmaels Abbey Cadw and Cilgerran Castle Cadw are in Cardigan.

The closest hospital is Cardigan & District Memorial.

Q.

How do I get fixed rate conveyancing?

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned, and many firms advertise so-called cheap conveyancing quotes, but additional charges are often hiding in the solicitor's terms. These terms are often ignored by excited homeowners, eager to get underway. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

The maisonette being bought is on a ex-industrial use land. Is caesium topsoil contamination likely?

A.

Given the history of industry and agriculture in parts of Cardigan, soil contamination cannot be totally avoided. Data on many contaminants, such as groundwater contaminants like phenols and asbestos, will be included in an environmental search.

Q.

Would you advise that we get a chancel search? I am buying a home in Cardigan.

Chancel repair liability can require some Cardigan home owners to pay for upkeep of an old church building. Insurance may be available to protect a buyer should a Cardigan Parochial Church Council enforce liability.

Q.

Which Cardigan lenders do you work with?

A.

Most lenders in Cardigan are on our Cardigan solicitors' panel. Local mortgage lenders and brokers include Celtic Financial Services Ltd, 16 Gwelfor, Dunvant, Swansea, SA2 7NX, Williams Steve Practice, Axis 7/Axis Court/Mallard Way/Riverside Business Pk, Swansea Vale, Swansea, SA7 0AJ, and Isys Mortgages, First Floor/25 Station Rd, Llanelli, SA15 1AW. The solicitor managing the legal work for your move should be able to state specific lenders' requirements.

Q.

Regarding the major river flooding in Wales I am worried that flood searches won't be exacting enough?

A.

Flood searches conducted by a property solicitor in Cardigan should include the far more informative flood search if the risk is deemed significant.

Why not contact a future neighbour to get additional comfort or local Ceredigion flooding repair expert - like Jamson Estates Ltd, Tresaith, Cardigan, SA43 2JN Tel: 01239 810256.

Q.

Could the legal charges take into account any extra charges?

A.

Homeward Legal's solicitors never charge any hidden fees for standard conveyancing legal work. Be aware that some solicitors only estimate conveyancing costs, which could be totally different to your final invoice.

Q.

How is Cardigan contaminated land checked?

A.

Residential property would be contaminated by a broad range of naturally-occurring factors, such as sand or gravel pits or military land. An environmental search will offer more detail.

Q.

What will the searches cost?

A.

With Homeward Legal, you are required to pay at a maximum £249 for conveyancing searches. Other informative searches include a limestone search.

 
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