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Conveyancing in Cardigan Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Relevant local Cardigan travel and public service facts and figures -

Cardigan's closest station is Henllan at 12 miles and the nearest airport to Cardigan is Aberporth, West Wales Airport (5 miles). Haverfordwest Airport Airport is 22 miles and Aberporth Airport is 5 miles away.

Q.

Cardigan area info

A.

Cilgerran Castle National Trust St Dogmaels Abbey Cadw and Cilgerran Castle Cadw are in Cardigan.

The closest hospital is Cardigan & District Memorial.

Q.

How do I get fixed rate conveyancing?

A.

Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned, and many firms advertise so-called cheap conveyancing quotes, but additional charges are often hiding in the solicitor's terms. These terms are often ignored by excited homeowners, eager to get underway. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

Unexpected circumstances dictate that we need to complete on the conveyancing on our refurbished home in a short time frame, do Homeward Legal have any particularly fast Cardigan conveyancing solicitors ?

A.

Homeward Legal has a proactive plan of attack to fulfilling conveyancing for clients.

Homeward Legal always introduce you to solicitors who are selected because they will efficiently push through all parts of the property chain (sequence of buyers and sellers) . In addition our carefully chosen panel of property lawyers are picked because they always use the latest integrated systems leading to a completion on the property sale in minimum time.

Q.

What does the Cardigan property lawyer do when the property is in a local authority conservation area and has out of place cladding fitted?

A.

Ceredigion planning authority search (LLC1 - Requisition for search and Official Certificate of Search)

conducted by the solicitor in the process of the conveyancing should find out if the property is inside a conservation area and evidence of consent for additions to the property will be requested.

Q.

The maisonette being bought is on a ex-industrial use land. Is caesium topsoil contamination likely?

A.

Given the history of industry and agriculture in parts of Cardigan, soil contamination cannot be totally avoided. Data on many contaminants, such as groundwater contaminants like phenols and asbestos, will be included in an environmental search.

Q.

Which local authority looks after Cardigan?

A.

Cardigan is located in Ceredigion County Council, Neuadd Cyngor Ceredigion, Penmorfa, Aberaeron, Ceredigion, SA46 0PA, Call: 01545 570 881

Q.

We are concerned about council tax amounts on a Sixties detached dwelling in Cardigan, what are they?

A.

Normally a title report should supply the Ceredigion council tax band. Up-to-date charges for homes in Cardigan are set out in detail on the Ceredigion council website. As at (03 June 2012) band rates are:

  • Band A - £779.51
  • Band B - £909.43
  • Band C - £1,039.35
  • Band D - £1,169.27
  • Band E - £1,429.11
  • Band F - £1,688.95
  • Band G - £1,948.78
  • Band H - £2,338.54

Q.

Harpenden Building Society is going to be our lender, is there anything we need to be aware of?

A.

When buying with a mortgage, legal work must be undertaken in relation to the mortgage. Buyers should be aware that some lenders are now limiting the firms who can act for them, potentially creating greater conveyancing costs for purchasers. We, fortunately, will act for the vast majority of mortgage lenders so that the buyer will not have to pay legal costs to your lender's solicitor.

Q.

Which Cardigan lenders do you work with?

A.

Most lenders in Cardigan are on our Cardigan solicitors' panel. Local mortgage lenders and brokers include Celtic Financial Services Ltd, 16 Gwelfor, Dunvant, Swansea, SA2 7NX, Williams Steve Practice, Axis 7/Axis Court/Mallard Way/Riverside Business Pk, Swansea Vale, Swansea, SA7 0AJ, and Isys Mortgages, First Floor/25 Station Rd, Llanelli, SA15 1AW. The solicitor managing the legal work for your move should be able to state specific lenders' requirements.