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Conveyancing in Catshill Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/02/18

Practical regional public service information -

Catshill is roughly 1/4m of the M5 Junction 4 Northbound.

The closest airport to Catshill is Wolverhampton Business Airport Airport. Birmingham Airport is 16 miles, and Defford Airport (disused) Airport is 19 miles away and Catshill's closest train station is Bromsgrove.

Princess Of Wales Bromsgrove is a nearby hospital to Catshill.

Q.

How do I find affordable conveyancing?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many buyers paying out more than they anticipated in the end. Many solicitors offer so-called cheap conveyancing quotes, but additional charges are often hiding in the terms of engagement which unwary buyers fail to check. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

What steps can we take to get out of paying stamp duty on the home?

A.

Stamp duty scheme should be treated with extreme caution in Catshill, because these schemes are often uneconomical and HMRC may challenge a scheme up to six years later meaning that the full stamp duty amount, interest and additional fines will be imposed.

Q.

What can a Catshill conveyancing lawyer advise if the home I hope to purchase is situated in a Birmingham conservation area that possibly has incongruous dormer windows fitted?

A.

Birmingham council Requisition for search and Official Certificate of Search conducted by your Catshill property lawyer in the process of the conveyancing will establish the existence of the appropriate council approval for any additions to the property.

Q.

Will we need a chancel search if I am intending to buy in the parish of Croome D'Abitot with Pirton?

A.

Regardless of the Catshill parish you are purchasing in, the conveyancing lawyer might recommend that a chancel search is taken out. Through some Parochial Church Councils (PCCs) have opted to impose

chancel repairs on the current owners, it is not possible to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not be so in future, so indemnity insurance may be advisable even if liability is unlikely.

Q.

If I am buying in Catshill near parsonage grounds, should you get a search for chancel liability?

A.

Property owners in a neighbourhood near a local church are expected to contribute towards repairs, as a result of chancel repair liability. Parochial Church Councils in Catshill must register their interest over property by October 2013, simplifying the chancel search process. The solicitor acting on your behalf will be able to advise as to whether a chancel search is necessary. Catshill church properties include Christ Church.

Q.

We are buying in Catshill. Are there any conservation areas in the area?

A.

Areas deemed to be of historical or architectural value, such as 19th century suburbs, will be designated as conservation areas. You may wish to contact the council for more detail, but your solicitor will address this during the house-buying process.

Q.

For a fast exchange and completion on the purchase of a £963,000 house, what do we need to do?

A.

Crucial to a fast transaction is to employing a communicative solicitor. There are a number of things you, as the buyer, can also do. These include:

  • arranging your mortgage offer
  • requesting regular updates from your solicitor and keep the pressure on
  • quickly answering your solicitor's questions (by email if possible)

Q.

What is the authority that has overall responsibility for overseeing the state of neglect Catshill conservation areas?

A.

Conservation areas in Catshill are created by the local authority (Birmingham) who preserve conservation area concerns from including things like rundown streets, addition of unsympathetic windows and whether trees can be cut down. English Heritage, a government body, maintain a list of the condition of conservation areas in Catshill and across England.