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Transfer of Equity in Clare

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Clare

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Clare clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Clare Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 01/12/16

Handy local Clare travel and services information -

Clare's closest station is Sudbury Suffolk. Elmsett, Whatfield Rd Airport is 17 miles from Clare. Elmsett Airport is 17 miles, Cambridge City Airport is 20 miles and Stansted Airport is 19 miles away.

Walnuttree Sudbury is the neighbouring hospital.

Q.

We need to find fixed rate Clare conveyancing. because we are on a limited budget.

A.

This catches out many homeowners, and can leave them paying far more in fees than they budgeted. Many property lawyers promote 'the cheapest conveyancing quotes', but additional charges may inflate your final invoice. Any fees included in the terms should be fair. They only be applied if the solicitor must complete unanticipated additional work for you, which could not be anticipated at the start of the process. A quote for conveyancing in Clare ought to define costs to be paid to third parties, e.g. the Land Registry, (disbursments).We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Will our property legal fees introduce any additional fees?

A.

Regrettably, hidden fees are relatively common. Homeward Legal do not hide any extra, hidden charges. Our conveyancing quotes offer an honest and accurate fee.

Q.

Which local authority is responsible for Clare?

A.

Clare is located in St Edmundsbury Borough Council, West Suffolk House, Western Way, Bury St Edmunds, Suffolk, IP33 3YU, contact: 01284 763 233

Q.

Can vanadium (V) contaminate Clare top-soil?

A.

There are extensive regulations imposed to restrict topsoil contamination. Land may also be contaminated by other sources, including water contaminants such as phenols.

Q.

Does my Clare lawyer report back to me about the cost of council tax on a Band C townhouse prior to exchange of contracts?

A.

The property's band will in most cases be given as part of the report on title along with the local authority.

The latest council tax charges for Clare are tabled at the St Edmundsbury local authority website. Currently, 24 November 2012, the different rates are:

  • Band A - £1,008.00
  • Band B - £1,176.00
  • Band C - £1,344.00
  • Band D - £1,512.00
  • Band E - £1,848.00
  • Band F - £2,184.00
  • Band G - £2,520.00
  • Band H - £3,024.00

Q.

Can you recommend how to defer paying stamp duty in Clare?

A.

Stamp duty reduction should not be considered. These schemes are highly expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

We are purchasing with Rooftop Mortgages - is there anything we need to know?

A.

Over the last two years, some lenders have reduced their 'solicitor panel'. For home buyers, this can result in significantly greater conveyancing costs. Homeward Legal, however, can act on behalf of all large UK mortgage lenders.

Q.

Will we need to get a chancel search? We are purchasing in Clare.

A.

Chancel repair liability can require property owners to contribute towards maintenance of a local church. As a result of the Land Registration Act 2002, interest over any affected land in Clare must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Church properties in the area where a chancel search may be necessary include St Peter & St Paul.

 
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