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Transfer of Equity in Claverley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Claverley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Claverley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Claverley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Relevant regional transport and services facts and figures -

Wolverhampton Business Airport Airport is 2 miles from Claverley. and Claverley's nearest train station is Albrighton.

Bridgnorth is a nearby hospital for Claverley.

Q.

I am looking for the cheapest conveyancing solicitors, we are on a tight budget.

A.

Many solicitors advertise supposedly cheap conveyancing quotes. However extra charges are often hiding in the solicitor's terms of engagement which property buyers and sellers may have not read carefully The disbursements to be paid should also be clearly stated on your conveyancing quote Extra fees which are listed in the small print should be reasonable.

Q.

What can we do to defer paying for stamp duty tax?

A.

Stamp duty mitigation is not recommended for purchases in Claverley. These schemes are costly and unreliable. There have been a range of government initiatives, however, such as higher thresholds for first-time buyers, and your solicitor will advise if these may apply.

Q.

The house being bought is on a ex-industrial site. It appears to be the case that arsenic (As) soil contamination may be an issue.

A.

Restrictions exist to curtail soil contamination, some contaminants, however, can impact the local environment years after exposure. Also considering issues such as hazardous gases and groundwater contaminants like pesticides, contaminants affecting Claverley property will be factored into an environmental search.

Q.

We are buying a £758000 home in Claverley. What will be determined for stamp duty tax?

A.

Stamp Duty in Claverley is calculated with reference to the purchase price. On a £758000 house, stamp duty will be £30320 (source: www.hmrc.gov.uk, October 2012).

Q.

What can a Claverley conveyancing solicitor recommend if the house we hope to purchase is inside a Shropshire planning authority conservation area which has inappropriate windows fitted?

A.

Shropshire planning authority search (LLC1 - Requisition for search and Official Certificate of Search) carried out by the solicitor should ascertain the existence of suitable formal approval for development to the property.

Q.

Will I need a chancel search if I am buying a Claverley house on the same street as parsonage land?

A.

In Claverley, some owners can be required to subsidise upkeep of nearby church land. Some names or words such as 'glebe' give an indication of a property's history, and thus whether chancel liability may apply. Claverley ecclesiastical properties where chancel liability may apply include All Saints.

Q.

Is contaminated land in Claverley a concern?

A.

Residential property would be contaminated by numerous naturally-occurring factors. Contaminants including landfill sites or proposed erection of mobile masts should be reported on during conveyancing searches.

Q.

How many mortgage lenders in Claverley do you work with?

A.

Our solicitors have experience working with many lenders. A number of mortgage specialists operate in Claverley, such as Mortgages Protection & Associates, First Floor/House On The Green/High St, Wombourne, Wolverhampton, WV5 9DP, Mill House Financial Services Ltd, Mill House/Stourport Rd, Bewdley, DY12 1BD, and Harp Associates, Pensnett House/Second Av, Pensnett Trading Estate, Kingswinford, DY6 7PP.

 
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