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Conveyancing in Congleton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/07/17

Helpful local transport and services information

The nearest station to Congleton is Congleton, almost a mile away. The closest airport to Congleton is Manchester Terminals 1 & 3 Airport. Manchester Terminal 2 Airport is 15 miles and Eccles Airport is 23 miles away.

Congleton War Memorial is a nearby hospital.

Q.

I need fixed rate conveyancing. What should I check?

A.

Numerous firms advertise 'the cheapest conveyancing quotes'. Often extra fees are frequently hidden in the small print.

Q.

What do searches relate to?

A.

Searches are standard queries carried out on your behalf, for example an environmental search. These searches cover solely facets affecting the legal title.

Q.

We are buying at auction and need ensure a fast conveyancing transaction, how can we speed things up?

A.

Instructing a proactive, diligent solicitor is crucial to fast conveyancing. There are numerous tasks you can do, such as, calling or emailing your solicitor, and chase them if you suspect any delays, quickly answering your solicitor's questions and arranging any finances require to complete the purchase.

Q.

Is a Homebuyer Report required if we are purchasing property?

A.

We strongly recommend that Congleton property purchasers arrange a building survey when you plan to buy in Congleton. There can be many issues that can negatively affect a property, which are not included in your mortgage lender's valuation, including blocked drains and poor ventilation.

Q.

We have found a growing number on and offline books giving details on doing the legal work yourself. Do I actually need a Congleton property lawyer ?

A.

Technically, there is no reason why you cannot complete the legal work yourself.

However, a lawyer in Congleton juggles a long list of exercises such as raising additional enquiries or notifying all parties of exchange some of which are more safely handled with appropriate experience. However solicitors firms are required by the SRA to have the correct insurance to insulate you from any failures on the part of the solicitor.

Q.

Which Congleton lenders do you work with?

A.

Homeward Legal can work in conjunction with most lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in Congleton, including Mortgage Corner, 20 High St, Congleton, CW12 1BL, G M J Mortgage Consultants Ltd, 2 Telford Clo, Congleton, CW12 3TR, and Solution Mortgages, 7 Gosling Way, Congleton, CW12 4WD.

Q.

How much is the council tax on a Fifties detached Band E house in Congleton?

A.

You should be contain the property's council tax band with the report on title.

The latest council tax rates for Congleton are listed on the Staffordshire Moorlands local authority site. At the time of authoring on 25 September 2012 rates are:

  • Band A - £970.00
  • Band B - £1,132.00
  • Band C - £1,293.00
  • Band D - £1,455.00
  • Band E - £1,778.00
  • Band F - £2,102.00
  • Band G - £2,425.00
  • Band H - £2,910.00

Q.

How can a Congleton conveyancing solicitor advise me on the risk of floods to properties in Congleton?

A.

An integral step in the conveyancing protocol of buying a property involves the conveyancing lawyer carrying out conveyancing and environmental searches that set out specific information with respect to Congleton flooding. A substantially more specialist set of searches (e.g Homecheck) will typically be advised by your conveyancing solicitor in Congleton if in the event that the environmental search identify a potential flood risk to the property.

 
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