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Conveyancing in Crouch End Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/02/18

Some practical local services facts and figures -

Crouch End's nearest airport is London City Airport (9 miles). Heathrow Terminals 1 2 3 Airport is 16 miles, Luton Airport is 23 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 17 miles, Heathrow Terminal 4 Airport is 16 miles, Northolt Jet Centre Airport is 12 miles, Elstree Airport is 10 miles and London Biggin Hill Airport is 19 miles away and Crouch Hill station is approximately 1 mile from Crouch End.

Q.

Crouch End attractions

A.

Kenwood House English Heritage and Kentish Town St Luke Churches Conservation Trust are close to Crouch End.

The nearest hospital to Crouch End is Whittington Highgate.

Q.

How do we find a cheap solicitor quote to buy a house?

A.

This catches out many home owners, and can leave them paying far more in conveyancing fees than they budgeted. Many firms advertise 'the cheapest conveyancing', but additional fees will be included in the solicitor's terms. Any charges which are listed in your solicitor's terms needs to be reasonable. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Should we employ the law firm that works with by our local agent?

A.

Many agents in Amesbury will have a referral arrangement with solicitors where they refer clients, however, these referrals should be considered carefully, as the agent may prefer to suggest the solicitor willing to pay the highest referral fee, not the most appropriate choice.

Q.

We are buying in Crouch End. Can we find out whether the property is in a conservation area?

A.

The areas near or within Crouch End will include a number of areas of historic or architectural significance recorded as conservation areas. Your conveyancing lawyer will be able to offer more information and discuss the relevant responsibilities.

Q.

How much will our searches be?

A.

Conveyancing searches ranges in cost, and will be dependent on your lender's requirements.

Q.

How do we determine more information on the conservation areas in Crouch End and Crouch End?

A.

Following a campaign, English Heritage keep a list of the state of repair of conservation areas. Local conservation areas including public spaces, removal of existing windows or poorly maintained pavements are handled by the local authority (Islington).

Q.

The purchase is completing next June, what should be worked out for Stamp Duty Land Tax?

A.

The SDLT you pay is dependent on the valuation. On a £773000 property, stamp duty will be £30920.*

*Source: www.hmrc.gov.uk, February 2013

Q.

Are we likely to be gazumped?

A.

This describes circumstances where a seller approves the first buyer's offer and then rejects it, opting for a greater offer. There is almost always a danger of gazumping. Consider instructing your solicitor early, and even before acceptance of an offer to reduce the chance of your offer being gazumped.

Q.

Which mortgage lender panels in Crouch End are you a member of?

A.

Most lenders in Crouch End are on our panels. Local mortgage lenders and brokers include Crystal Life Ltd, 14 Park Rd, London, N8 8TD.