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Transfer of Equity in Dorchester

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Dorchester

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Dorchester clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Dorchester Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/11/16

Some relevant local Dorchester public service details:

As calculated by the most recent census (2011) Dorchester, has a population of 213,203 spread over an area of 413,723 acres (167,428 hectares) giving a density of residential population of 0.5 people per acre (1.3 per hectare).

Dorchester's closest station is Dorchester West and Dorchester's closest airport is Bournemouth International Airport (27 miles).

Q.

Local points of interest in Dorchester

A.

Max Gate National Trust Winterborne Came St Peter Churches Conservation Trust and Whitcombe Church Churches Conservation Trust are situated in Dorchester.

The nearest hospital for Dorchester is Dorset County Dorchester.

Q.

How do we identify a genuinely cheap fee? I need low cost conveyancing.

A.

This matter catches out many home owners, and can leave them paying far more in fees than they budgeted. Many solicitors claim to offer cheap conveyancing quotes. Often extra charges can pad your final bill. The conveyancing quote must also state costs to be paid to third parties, e.g. the Land Registry, (disbursments).Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

If I am buying a Dorchester maisonette near a church, will I need a chancel search?

A.

Property owners in Dorchester may be subject to chancel repair liability. Following the Land Registration Act 2002, interest over any affected land in Dorchester must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Ecclesiastical properties in this area which may give rise to chancel liability include St George, St Mary the Virgin and St Peter.

Q.

For a lender, we have chosen Tesco mortgages, what do I need to be aware of?

A.

Some lenders have reduced their 'solicitor panel', potentially creating higher conveyancing costs for house purchasers. Homeward Legal, however,

will act for all major mortgage lenders so that you will not be required to pay the lender's legal fees.

Q.

How do I defer paying out for HMRC stamp duty?

A.

SDLT commonly must be paid on residential property priced at over 125,000 pounds. Stamp duty avoidance is not advised. Such schemes are expensive and can be very unlikely to succeed.

Q.

Is contaminated land in Dorchester an issue?

A.

Land is contaminated by several environmental factors, and an environmental search will confirm that a plot of land can be impacted by contaminants like waste treatment sites in the area or civil aviation activity in the area.

Q.

We have had a conveyancing quote from you. Might there be any supplementary hidden costs?

A.

No. Homeward Legal do not hide any extra, hidden fees to carry out standard conveyancing. You Dorchester conveyancing quote is an single, accurate price the legal costs for your move.

Q.

Does the title report compiled by the Dorchester conveyancing solicitor provide details about the cost of the council tax for a Band E flat prior to completion?

A.

A property solicitor will contact the West Dorset local council to enquire about the applicable council tax rates, which should be detailed in the conveyancing report on title.

Correct charges for residents of Dorchester are detailed on the West Dorset council website. At the time of authoring (01 March 2013) the rates are:

  • Band A - £1,069.00
  • Band B - £1,247.00
  • Band C - £1,425.00
  • Band D - £1,604.00
  • Band E - £1,960.00
  • Band F - £2,316.00
  • Band G - £2,673.00
  • Band H - £3,207.00

Q.

What kind of local environmental searches in relation to the risk of floods at Dorset will my conveyancer in Dorchester be able to apply for?

A.

An integral component in the legal due diligence process involved in buying a home involves the conveyancing solicitor applying for environmental searches that go into details on the Dorchester historical flood risk. A significantly more specific flood risk search (e.g. Landmark) may be recommended by the Dorchester conveyancer, if in the event that the enviro. search reveal a flood risk.

 
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