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Conveyancing in Dorchester Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/18

Some relevant local Dorchester public service details:

As calculated by the most recent census (2011) Dorchester, has a population of 213,203 spread over an area of 413,723 acres (167,428 hectares) giving a density of residential population of 0.5 people per acre (1.3 per hectare).

Dorchester's closest station is Dorchester West and Dorchester's closest airport is Bournemouth International Airport (27 miles).

Q.

Local points of interest in Dorchester

A.

Max Gate National Trust Winterborne Came St Peter Churches Conservation Trust and Whitcombe Church Churches Conservation Trust are situated in Dorchester.

The nearest hospital for Dorchester is Dorset County Dorchester.

Q.

How do we identify a genuinely cheap fee? I need low cost conveyancing.

A.

This matter catches out many home owners, and can leave them paying far more in fees than they budgeted. Many solicitors claim to offer cheap conveyancing quotes. Often extra charges can pad your final bill. The conveyancing quote must also state costs to be paid to third parties, e.g. the Land Registry, (disbursments).Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

If I am buying a Dorchester maisonette near a church, will I need a chancel search?

A.

Property owners in Dorchester may be subject to chancel repair liability. Following the Land Registration Act 2002, interest over any affected land in Dorchester must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Ecclesiastical properties in this area which may give rise to chancel liability include St George, St Mary the Virgin and St Peter.

Q.

What are 'fixtures and fittings'?

A.

In the main, there is not a strict definition of 'fixtures and fittings'. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

Following recent news about the groundwater flooding in Dorset, I am wondering if environmental searches aren't sufficient?

A.

Flood risk searches conducted by your Dorchester lawyer will include the more rigorous flood search if the risk warrants it.

Why not also get in touch with a neighbour of the property for some extra local information.

Q.

How do I defer paying out for HMRC stamp duty?

A.

SDLT commonly must be paid on residential property priced at over 125,000 pounds. Stamp duty avoidance is not advised. Such schemes are expensive and can be very unlikely to succeed.

Q.

For a lender, we have chosen Tesco mortgages, what do I need to be aware of?

A.

Some lenders have reduced their 'solicitor panel', potentially creating higher conveyancing costs for house purchasers. Homeward Legal, however, will act for all major mortgage lenders so that you will not be required to pay the lender's legal fees.

Q.

We are buying on a brownfield land. Is the soil likely to be contaminated by waste minerals like chromium (Cr)?

A.

Dorchester's local area has a history of contamination from industry and natural causes, like much of the UK. Metal contamination of top-soil in Dorchester is more likely to occur near landfill sites. Data on other contaminants, like disinfection by-products, will also be included in an environmental search.

Q.

Does the title report compiled by the Dorchester conveyancing solicitor provide details about the cost of the council tax for a Band E flat prior to completion?

A.

A property solicitor will contact the West Dorset local council to enquire about the applicable council tax rates, which should be detailed in the conveyancing report on title.

Correct charges for residents of Dorchester are detailed on the West Dorset council website. At the time of authoring (01 March 2013) the rates are:

  • Band A - £1,069.00
  • Band B - £1,247.00
  • Band C - £1,425.00
  • Band D - £1,604.00
  • Band E - £1,960.00
  • Band F - £2,316.00
  • Band G - £2,673.00
  • Band H - £3,207.00