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Conveyancing in Downe Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Local Downe attractions

Keston London Windmill and Downe Down House (Charles Darwin) English Heritage are close to Downe.

The nearest airport to Downe is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 24 miles, London City Airport is 12 miles, London Heliport Airport is 14 miles, Gatwick South Terminal Airport is 16 miles, Gatwick North Terminal Airport is 16 miles, Heathrow Terminal 4 Airport is 24 miles, Northolt Jet Centre Airport is 25 miles, Rochester Airport is 20 miles and away. The nearest station to Downe is Chelsfield.

The closest hospital to Downe is Princess Royal University Orpington.

Q.

How do we find fixed rate conveyancing in Downe?

A.

The lack of clarity surrounding this issue catches out many buyers, and can leave them paying far more in fees than they budgeted. Many property lawyers claim to offer so-called 'the cheapest conveyancing quotes'. Often extra costs will be included in the solicitor's terms of engagement. A conveyancing quote should, in addition, define third party costs, termed disbursements, to be paid.The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Which local authority looks after Downe?

A.

Downe is located in London Borough of Bromley Council, Civic Centre, Stockwell Close, Bromley, BR1 3UH, phone: 020 8464 3339

Q.

Would you suggest taking precautions to avoid paying for stamp duty land tax?

A.

Stamp duty reduction scheme is not recommended, as such schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed meaning that the full stamp duty amount will then be due.

Q.

Is an online ID fee a fee or a disbursement?

A.

Disbursements and fees ought to be stated on a quote. This cost is a fee not a disbursement. It should be included in a quote for your conveyancing.

Q.

Will the Downe lawyer order any property on the London Victorian mid terrace home I am intending to purchase?

A.

When taking out a mortgage the lender mandates the following Local Authority (council), Drainage Search (Con29DW) and Environmental and perhaps less common searches, which may include a Planning report.

Q.

Is lead (Pb) contamination often identified in Downe topsoil?

A.

Given the region's industrial and agricultural history in parts of Downe, top-soil contamination is inescapable. Land may also be contaminated by other sources, including herbicides.

Q.

We plan to complete on around 3rd December. How is Stamp Duty Land Tax rates calculated?

A.

The Stamp Duty that will be due depends on a small range of considerations, most importantly the purchase price. On a £394000 house, stamp duty will be £11820.

Q.

Can you explain why the conveyancing process takes so long?

A.

The conveyancing process can take more time than initially expected, Homeward Legal, however, appreciate how difficult it can be to face these and work hard to minimise the consequences of these delays wherever possible to do so. Reasons for delay include problems with arranging a mortgage.

 
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