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Conveyancing in Downe Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/07/17

Local Downe attractions

Keston London Windmill and Downe Down House (Charles Darwin) English Heritage are close to Downe.

The nearest airport to Downe is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 24 miles, London City Airport is 12 miles, London Heliport Airport is 14 miles, Gatwick South Terminal Airport is 16 miles, Gatwick North Terminal Airport is 16 miles, Heathrow Terminal 4 Airport is 24 miles, Northolt Jet Centre Airport is 25 miles, Rochester Airport is 20 miles and away. The nearest station to Downe is Chelsfield.

The closest hospital to Downe is Princess Royal University Orpington.

Q.

How do we find fixed rate conveyancing in Downe?

A.

The lack of clarity surrounding this issue catches out many buyers, and can leave them paying far more in fees than they budgeted. Many property lawyers claim to offer so-called 'the cheapest conveyancing quotes'. Often extra costs will be included in the solicitor's terms of engagement. A conveyancing quote should, in addition, define third party costs, termed disbursements, to be paid.The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Would getting a Homebuyer Report be advisable when purchasing a house or flat, regardless of its age?

A.

It is firmly advised that the majority of purchasers in Downe book a survey. Buyers should be aware that there are a wide range of problems which will impact a property, for example poor drainage, and these will not be addressed by your conveyancing solicitor.

Q.

Which mortgage lenders in Downe do you work with?

A.

Most lenders in Downe are on our Downe solicitors' panel. Local mortgage lenders and brokers include Hampton Court Associates, 250 Wickham Rd, Croydon,

CR0 8BJ, Freestyle Finance, A/26 Stanley Rd, Bromley, BR2 9JH, and Prosper Financial LLP, Compass House/36 East St, Bromley, BR1 1QU.

Q.

Should we order a chancel search if we plan to buy in the parish of Harefield?

A.

Your conveyancing lawyer is likely to recommend that a chancel search is taken out, regardless of the parish where the property being bought is found. Although some Parochial Church Councils have taken the decision to exact chancel repairs on the current owners of land subject to chancel liability, it cannot be guaranteed that a parish which has not imposed liability will remain liability-free for new owners.

Q.

What are the issues when buying a property in a Bromley local authority conservation area ?

A.

An integral part of conveyancing for buyers involves the ordering of searches of Bromley planning authority to find out conservation area status and the requisite consent for developments. In the absence of any the necessary permissions the solicitor will inform you of all options, which include requesting from the appropriate local authority or purchasing indemnity insurance.

Q.

I am going to purchase with Saffron Building Society - what do I need to be aware of?

A.

Some lenders have opted to reduce the size of their 'solicitor panel', resulting in increased conveyancing costs for property purchasers if the lender insists upon their own conveyancing solicitor . Homeward Legal, however, can act on behalf of many mortgage lenders.

Q.

May the conveyancing charges cover any supplementary hidden fees?

A.

No. Homeward Legal will not charge any additional charges under any circumstances. Be aware that some solicitors' firms will give a low estimate, not an accurate quote. The bill you receive on completion can be much greater.

Q.

Are the any designated conservation areas in Downe likely to affect us?

A.

The regions near or within Downe include a number of areas of historic or architectural significance designated as conservation areas. Your solicitor will provide more details.

 
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