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Conveyancing in East Finchley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Pertinent nearby public service facts ;

Elstree, Hogg Ln Airport is 8 miles from East Finchley. Heathrow Terminals 1 2 3 Airport is 15 miles, Luton Airport is 23 miles, London City Airport is 11 miles s, London Heliport Airport is 9 miles, Heathrow Terminal 5 Airport is 16 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 11 miles s, Elstree Airport is 9 miles and London Biggin Hill Airport is 20 miles away. Alexandra Palace station is approximately 2 miles from East Finchley.

Q.

East Finchley attractions and landmarks

A.

Fenton House National Trust Kenwood House English Heritage and Kentish Town St Luke Churches Conservation Trust are in East Finchley.

The nearest hospital is Highgate Private.

Q.

How do I find the best rates for conveyancing for a 302,000 property?

A.

Misleading conveyancing quotes catch out many sellers and buyers, leaving them to pay sometimes £100s more than planned. Many property lawyers purport to offer so-called cheap conveyancing, but extra fees are often hiding in the solicitor's terms. Any extra fees found in your solicitor's terms ought to be fair and reasonable. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Is simultaneous exchange and completion a disbursement or fee?

A.

An ideal quote will itemise fees and disbursements, clearly stating which is which. This cost is a fee not a disbursement. It should be included in a quote.

Q.

Can you confirm how to hold off paying stamp duty tax?

A.

Homeward Legal strongly advise against any stamp duty reduction, as such schemes are highly expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself. There have been certain government initiatives, however, such as disadvantaged area relief, and your solicitor will advise if these may apply.

Q.

We are going to buy a property, and have a quote from you. Will I have to pay any hidden charges when the purchase completed?

A.

Unfortunately, buyers must be on their guard for considerable extra costs hidden in small print. Our solicitors will not charge any hidden fees. Know that some conveyancers give 'quotes' which are in fact estimates, meaning that you could pay much more when you complete.

Q.

For a property valued at £1011000, how is Stamp Duty Land Tax calculated?

A.

The SDLT you will owe will depend on a small number of factors, including the property's value. Stamp duty will be £50550 on a £1011000 property.

Q.

What is the council tax on a Forties semi-detached Band C property in East Finchley?

A.

You should be advised on your homes council tax band in the report on title. The correct rates for residents of East Finchley are set out in detail online at the Barnet local authority website. At the time of authoring on 12 June 2012 rates for all bands are:

  • Band A - £947.00
  • Band B - £1,104.00
  • Band C - £1,262.00
  • Band D - £1,420.00
  • Band E - £1,735.00
  • Band F - £2,051.00
  • Band G - £2,367.00
  • Band H - £2,840.00

Q.

We are buying on a brownfield site. Is cadmium (Cd) topsoil contamination likely?

A.

The risks posed by soil contamination to East Finchley inhabitants are usually low. Also considering issues such as groundwater contaminants like oil and chlorine, contaminants affecting East Finchley property will be factored into an environmental search.

Q.

Will the East Finchley conveyancing solicitor conduct any property searches on the London forties terraced property I am intending to buy?

A.

If you are obtaining a mortgage the building society of bank requires you to specific searches, including - Local Authority (personal or official), Drainage Search and Environmental,, and possibly less common searches e.g. a Land charge Searches.