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Conveyancing in East Finchley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/07/17

Pertinent nearby public service facts ;

Elstree, Hogg Ln Airport is 8 miles from East Finchley. Heathrow Terminals 1 2 3 Airport is 15 miles, Luton Airport is 23 miles, London City Airport is 11 miles s, London Heliport Airport is 9 miles, Heathrow Terminal 5 Airport is 16 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 11 miles s, Elstree Airport is 9 miles and London Biggin Hill Airport is 20 miles away. Alexandra Palace station is approximately 2 miles from East Finchley.

Q.

East Finchley attractions and landmarks

A.

Fenton House National Trust Kenwood House English Heritage and Kentish Town St Luke Churches Conservation Trust are in East Finchley.

The nearest hospital is Highgate Private.

Q.

How do I find the best rates for conveyancing for a 302,000 property?

A.

Misleading conveyancing quotes catch out many sellers and buyers, leaving them to pay sometimes £100s more than planned. Many property lawyers purport to offer so-called cheap conveyancing, but extra fees are often hiding in the solicitor's terms. Any extra fees found in your solicitor's terms ought to be fair and reasonable. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Do we need searches for chancel liability? I am buying on the same road as a church constructed around the 16th Century in East Finchley.

A.

Owners of property near to a local church may be required to cover the cost of repairs. This is referred to as chancel repair liability. As a consequence of a recent Act, interest over any affected land in East Finchley must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Ecclesiastical properties in this area include Holy Trinity.

Q.

How soon do you need to speak to a conveyancing solicitor in East Finchley?

A.

Generally, the sooner you instruct a firm, the better, as conveyancing involves several tasks which may be performed very early in the process. Promptly instructing a solicitor for your East Finchley transaction for a sale allows relevant information can be sourced sooner

(this is particularly true for leasehold properties), whereas if you are buying your offer may be taken more seriously if you already have a solicitor instructed.

Q.

How many weeks does it take the conveyancing solicitor to carry out all of the legal process on the lower floor of property?

A.

The legal process can take anywhere from 3 weeks and three months, contingent on any number of things e.g. the speed of the seller's conveyancing solicitor, or whether your solicitor has to act for your lender.

Q.

My lender is Intelligent Finance - what do I need to check?

A.

Some lenders have opted to reduce the size of their 'solicitor panel', resulting in greater conveyancing costs for property purchasers if their chosen solicitor cannot act for the lender. Homeward Legal can act on behalf of most mortgage lenders so that the buyer will not have to pay any additional legal fees to your lender's solicitor.

Q.

Where do I uncover more data the status of East Finchley and East Finchley conservation areas?

A.

English Heritage, a government body, keep records of the condition (poor to good) of conservation areas in East Finchley and across England. Conservation areas in East Finchley, for example area development, removal of chimney stacks or modern telephone boxes are police by the local authority (Barnet).

Q.

Which East Finchley mortgage lenders do you work with?

A.

We are able to work in conjunction with most lenders registered with the Council of Mortgage Lenders. A number of mortgage specialists operate in East Finchley, including Residential & Commercial Mortgages Ltd, 153 Hamilton Rd, London, NW11 9EB, Mortgages & More (London) Ltd, 38 Mill Lane, London, NW6 1NR, and Davidson Stewart, 81 Allison Rd, London, N8 0AP. The lawyer handling the work for your East Finchley purchase or sale will be able to deal with the particular enquiries and searches your lender requires.

Q.

What is the council tax on a Forties semi-detached Band C property in East Finchley?

A.

You should be advised on your homes council tax band in the report on title. The correct rates for residents of East Finchley are set out in detail online at the Barnet local authority website. At the time of authoring on 12 June 2012 rates for all bands are:

  • Band A - £947.00
  • Band B - £1,104.00
  • Band C - £1,262.00
  • Band D - £1,420.00
  • Band E - £1,735.00
  • Band F - £2,051.00
  • Band G - £2,367.00
  • Band H - £2,840.00

 
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