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Conveyancing in Eccleshall Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Pertinent local Eccleshall travel and services information

The closest station to Eccleshall is Norton Bridge, about 3 miles away and the closest airport to Eccleshall is Wolverhampton Business Airport Airport (24 miles).

St Georges Stafford is a nearby hospital to Eccleshall.

Q.

I need an affordable conveyancing estimate. Can you assist?

A.

Both high-street and online property lawyers offer supposedly 'the cheapest conveyancing', however additional fees may inflate the final invoice. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Our estate agent in Bampton has suggested a law firm who they generally use. Is it risky to use this firm?

A.

It is not uncommon for estate agents to recommend a solicitors firm. These referrals need to be considered carefully, as an agent may choose the firm which pays to the largest referral fee, not the best value for you.

Q.

Is contaminated land a problem in Eccleshall?

A.

Property is contaminated by several natural causes, like petroleum and fuel sites and landfill sites. An environmental search can provide much more clarity.

Q.

How is stamp duty tax worked out and what will we need to pay on a £506000 residential property?

A.

The Stamp Duty that will be due is calculated based on the property's value. It is £20240 on a £506000 house.

Q.

The lender will be Virgin Money - what do I need to be aware of?

A.

Recently, a number of lenders have limited the number of solicitors who can act for them. We can act on behalf of the vast majority of lenders to ensure that you will not need to pay an additional fee for your lender's solicitor.

Q.

Can you recommend how we get out of paying for stamp duty tax?

A.

Stamp Duty Land Tax is usually payable for home purchases sold for over 125,000 pounds. Homeward Legal do not advise home buyers undertake any stamp duty scheme, as such schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself. There have been a number of government initiatives, such as higher thresholds for first-time buyers, and your solicitor will advise if these may apply.

Q.

What is the council tax on a period mid-terrace Band G building in Eccleshall?

A.

You should be given detail on your homes band as part of the report on title. Up-to-date charges for Eccleshall are detailed on the Stafford council website. On, 12 August 2012, rates are as follows:

  • Band A - £960.00
  • Band B - £1,120.00
  • Band C - £1,280.00
  • Band D - £1,440.00
  • Band E - £1,760.00
  • Band F - £2,080.00
  • Band G - £2,400.00
  • Band H - £2,880.00

Q.

What type of checks into the risk of flooding to properties in Staffordshire will my property solicitor in Eccleshall conduct?

A.

A vital step in the legal due diligence process of buying a property involves the conveyancing lawyer applying for conveyancing and environmental searches that set out detail about the potential Eccleshall area flood risk. As an additional measure, a conveyancing solicitor in Eccleshall may propose a substantially more detailed flood search.