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Conveyancing in Epsom Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/17

Transport and public service information if you’re buying or selling residential property in Epsom -

By road: Epsom is served by the M23 and A24. By rail: The nearest train stations are Epsom, and Epsom Downs. By air: With Epsom being close to London, several airports are easily accessible: London Heliport (14 miles), London Biggin Hill Airport (17), London Gatwick Airport (19), Northolt Jet Centre (21), London Heathrow Airport (23), TAG London Farnborough Airport (33), Wycombe Air Park (38), Elstree Aerodrome and Rochester Airport (both 43 miles), and London Luton Airport (49).

Hospital: Epsom, Dorking Road, Epsom, KT18 7EG. Council: Epsom and Ewell Borough (www.epsom-ewell.gov.uk).

Attractions: Box Hill, Epsom Downs Racecourse, Horton Country Park, Nonsuch Park, Colley Hill, and Hobbledown.

Q.

How soon should we speak to a solicitor in Epsom?

With a 'no move, no fee' guarantee protecting you, appointing a solicitor as early as you can is always best. Some firms would advocate postponing instruction of a conveyancer until an offer has been firmly agreed, but opting to delay can jeopardise your sale or purchase. For the best and clearest quote, why not try Homeward Legal’s quote calculator? Or, if you want to talk to someone, you could call our expert team on 0800 038 6699.

Q.

We are using a local lender in Surrey, and need to know which lenders your lawyers are able to work with in Epsom. Whose panels are your solicitors members of?

The Homeward Legal partnership has solicitors who have experience working with all the major lenders listed with the Council of Mortgage Lenders. This means our lawyers can represent the legal aspect of lender’s provision of a mortgage to you, without passing on the legal costs. A number of mortgage specialists operate in Epsom, including:

  • National Counties Building Society, Ebbisham House, 30 Church Street, Epsom, KT17 4NL
  • EMS Mortgage Services, 68 Cheam Road, Epsom, KT17 1QF
  • K T Partnership, 94b High Street, Epsom, KT19 8BJ
Q.

Do I need to make use of the property lawyer suggested by my estate agent in Sidcup?

An estate agent will have influence over one or more conveyancing firms that they refer a large number of their clients to, and can therefore potentially encourage a slow solicitor to work faster. However, such referrals must be considered carefully, as it may be the case that the agent recommends the firm which pays to the largest referral fee, and not the most suitable one for you. Our experts are waiting for your call on 0800 038 6699 to talk through your conveyancing needs and to give you your fixed-fee quote, matched with our ‘No Move, No Fee’ guarantee.

Q.

Do fixtures and fittings include things like rugs?

As a rule of thumb, fixtures are things that are fixed to walls, floors or ceilings and cannot be easily removed, and fittings are items that can be more easily removed, such as curtains, rugs and lampshades. Completion or agreement of a ‘fixtures and fittings’ form is unfortunately often left to the last minute, when a dispute may jeopardise the transaction.

Q.

Is a Local Authority search a disbursement or fee?

Comparing quotes between companies is not always easy, considering the differences in the terminology they use, which can be confusing. A Local Authority Search is a disbursement not a fee, and is passed on to you at cost. It should also be clearly highlighted as such in any conveyancing quote. At Homeward Legal, we provide completely transparent quotes, making the distinction between what constitutes a fee, and what comprises a disbursement.

Q.

For a fast completion on buying a £297,000 property in Epsom, how can we accelerate the process?

As is often suggested, the key to fast conveyancing is to use a proactive and communicative solicitor. When thinking about which solicitor to instruct, you should consider the following points:

  • Are phone, fax and email their preferred methods of contact?
  • Do they offer 'instant' online quotes?
  • Do they offer a ‘No Sale, No Fee’ guarantee with their quote?

At Homeward Legal, we offer this and much more. Try our online quote calculator, or talk to our team of experts on 0800 038 6699.

Q.

What can affect land in Epsom?

A broad range of contaminants can impact land in Epsom, and an environmental search will reveal the extent to which a specific residence may be impacted by them, including pollution incidents or shallow mining. Your conveyancer will include all findings in the report on title.

Q.

I am planning to sell my house in Epsom and have a quote from you, but will there be any additional fees surfacing later on?

No. We will never charge any extra fees for any reason that have not been included in your quote. You should be aware that some conveyancers provide so-called 'quotes' which are in fact estimates, which means you may face a much greater total fee when you have completed. At Homeward Legal, the quotes are laid out clearly, so that you can take solace in the fact that you will always know what you are being charged for the legal aspects of your move. To discuss your needs and to obtain your free, fixed-fee, ‘No Move, No Fee’-guaranteed quote, contact our team on 0800 038 6699.

Q.

I f I read up on handling the legal work as a buyer and seller of a house - Is it practical to do the legal work on my own?

A.

On paper there are absolutely no arguments why a seller should not undertake the greater majority of the legal process without assistance. In reality however, a lawyer in Epsom takes care of a huge array of assignments such as chasing missing documents and identifying conservation area breaches which really need a qualified professional.

Nevertheless solicitors practices are liable to be required to have the appropriate professional indemnity insurance to protect you in the event of failures.

Q.

What is the optimum stage to I make arrangements with the removals people?

A.

Best practice is to wait before arranging a removal van until such time as all parties have contractually agreed the final moving date that takes place after exchange of contracts. Typically home removals companies charge a rearrangement fee . Local home mover companies include Surrey Transport Ltd, 5 Victoria Place, Epsom, KT17 1BX Tel: 07908 684768 or Nolans Moves, 40 Riverholme Dr, Epsom, KT19 9TQ Call: 020 8873 6916.

Q.

If my family are purchasing a flat conversion near a church furlong in Epsom, would you recommend that I get a chancel liability search?

A.

Property owners near to an old church building are expected to cover the cost of repairs, as a result of chancel repair liability. Several sources are used to determine liability in Epsom, including county histories. Epsom church lands include Common Christ Church, St Barnabas, St Martin and Tattenham Corner St Mark.

Q.

We are using a local lender in Surrey, and need to know which Epsom lenders your lawyers are able to work with. Whose panels are your solicitors members of?

A.

The Homeward Legal partnership have solicitors who have experience working with all the major lenders listed with the Council of Mortgage Lenders. A number of mortgage specialists operate in Epsom, like National Counties, Ebbisham House/30 Church St, Epsom, KT17 4NL, E M S, Po Box 400, Epsom, KT17 1WZ, and K T Partnership, 94B High St, Epsom, KT19 8BJ.

Q.

How soon is it wise to speak to a solicitor in Epsom?

A.

With a 'no move, no fee' guarantee, earlier is preferable. Some groups advocate postponing instruction until an offer has been firmly agreed, but opting to delay can jeopardise your sale or purchase.

Q.

Do I need to make use of the property lawyer referred by my local agent?

A.

An agent will have influence over one or more conveyancing firms they refer a large number of clients to, and can therefore encourage a slow solicitor to work faster. Such referrals need to be considered carefully, as it may be the case that the agent recommends the firm which pays to the largest referral fee, not the most suitable for you.

Q.

Which local authority is responsible for Epsom?

A.

Epsom is located in Epsom & Ewell Borough Council, Town Hall, The Parade, Epson, Surrey KT18 5BY Tel: 01372 732 000