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Conveyancing in Fowey Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 17/01/18

Read all about the area ;

Par train station is about 3 miles from Fowey and Fowey's nearest airport is Newquay Airport. Plymouth City Airport is 24 miles and away.

Fowey, Park Rd hospital is relatively close to Fowey.

Q.

Please confirm the cheapest fee for a 134k property? We need to find a discount conveyancing quote in Fowey.

A.

Many property lawyers claim to offer theoretically cheap conveyancing quotes. However additional fees can inflate the final bill. Any extra charges listed in the terms needs to be fair and reasonable. Any disbursements ought to be listed on your conveyancing quote

Q.

In regards to the flooding in Sept 2012 in South West England I am wondering whether flood searches aren't thorough enough?

A.

Environmental searches conducted by a conveyancing solicitor in Fowey will also include a more informative flood search if the risk is deemed significant.

Sometimes property buyers to converse with a neighbour or local resident to get more insight if you are still worried.

Q.

How will my property solicitor in Fowey report back on the risk and history of possible flooding in the Fowey region for a buy to let property I am going to buy?

A.

An experienced residential property conveyancing lawyer will carry out standard conveyancing searches, which include Fowey area flood risk information.

Q.

Santander is going to be our lender - what will we need to check?

A.

Recently, a number of lenders have limited the firms who can act for them. This can mean higher legal costs for home buyers. We will act on behalf of all large lenders to ensure that you will not need to pay legal fees for your lender's solicitor.

Q.

I plan to purchase a converted chapel in Talland. Will a chancel search be specified?

A.

Regardless of the Fowey parish in which you are buying, the solicitor is likely to recommend that a chancel search be ordered. In Fowey's much older areas, chancel repair can be imposed on new owners of a property where church councils may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.

Q.

How many mortgage lenders in Fowey do you work with?

A.

We work with all the major lenders serving Fowey homebuyers. Local mortgage lenders and brokers include Mortgage & Financial, 8 South St, St. Austell, PL25 5BH, Blackler Snelling Financial Planning Ltd, Lawrence House/41 South St, St. Austell, PL25 5BJ, and Lloyd Peter, Pendower Rd, Veryan, Truro, TR2 5QL. Your solicitor will be able to state specific lenders' requirements.

Q.

What do we need to calculate stamp duty rates and how much do we need to pay on a £818000 Fowey residential property?

A.

Stamp Duty Land Tax is calculated based on the property's price. On a £818000 residential property, stamp duty will be £32720.*

*Accurate March 2013

Q.

How long should I expect it to take for my designated solicitor to exchange contracts all of the legal work for the lower floor of recently developed home?

A.

Completion can take anywhere between around a month and 12 weeks, based on various factors, for example the efficiency of the vendor's conveyancer, or the length of the chain.