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Conveyancing in Gamston Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

Read about the area ;

The closest airport to Gamston is Tollerton, Nottingham City Airport (1 mile). East Midlands Airport is 12 miles and Tollerton Airport is 1 mile away. Gamston's closest train station is Netherfield.

Lings Bar West Bridgford is the closest hospital for Gamston.

Q.

How do I find the cheapest conveyancing solicitors?

A.

Many online and high street conveyancers offer theoretically 'the cheapest conveyancing'. Often additional charges are often hiding in the solicitor's terms of engagement. Busy, stressed buyers ignore these terms at their peril. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

Do we need a chancel liability search if we are purchasing a home by parish land in Gamston?

A.

Property owners in a neighbourhood near church property in the locality must contribute towards the cost of repairs, where chancel repair liability exists. A number of sources are used to identify liability, including the Title Register database. Churches in Gamston where a chancel search may be appropriate include St Peter.

Q.

My local agent has referred a law firm which they often use. Will it be more cost-effective to use this solicitor?

A.

Both agents and mortgage brokers may suggest a conveyancer. However, if the agent is paid a fee by the solicitor, the agent may recommend the firm which pays to the largest referral fee, not the best solicitor for your needs.

Q.

What would my searches cost?

The cost of searches for a Gamston property markedly varies. Less common searches, used in addition to a standard bundle, include a tin mining search.

Q.

Our purchase is completing in September, what will be calculated for stamp duty tax?

A.

Stamp Duty will depend on the valuation. For a home bought for £461000, SDLT will be £13830 (correct March 2013).

Q.

Do you state looking into how to circumvent paying stamp duty land tax?

A.

Stamp Duty Land Tax (SDLT) is generally payable for purchases over one hundred and twenty-five thousand pounds. Homeward Legal do not recommend any stamp duty scheme. These schemes are expensive and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed. There have been several legitimate initiatives, however, such as relief for buyers in 'disadvantaged areas'.

Q.

How will the lawyer in Gamston report on the potential risk of flooding to properties in Gamston for an investment property we are buying?

A.

The solicitor applies for conveyancing searches that will include Gamston area flood risk information. An inexpensive (around twenty pounds) and more in-depth Nottinghamshire database search (most likely a Landmark Database search) could be advocated by the solicitor in Gamston if in the event that the environmental search reveal a risk of flooding.

Q.

I am buying a medieval barn conversion in the parish of Sneinton. Will a chancel search be appropriate?

A.

A property lawyer might recommend that a chancel search is taken out. Through some Parochial Church Councils have determined to exact chancel repairs on the owners of affected property, there is no guarantee that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not be so in future. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

 
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