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Transfer of Equity in Hanley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Hanley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Hanley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Hanley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Living in the area? ;

The closest station to Hanley is Etruria and Hanley's nearest airport is Manchester Terminals 1 & 3 Airport. Manchester Terminal 2 Airport is 24 miles away.

Q.

Local Hanley attractions

A.

The Potteries Museum & Art Galleries Aviation Museum and Wetley Rocks Cellarhead Environmental Centre are close at hand to Hanley.

The nearest hospital to Hanley is University Of North Staffordshire Stoke.

Q.

We are trying to find a solicitors firm that offers cheap conveyancing. What do I need to check for?

A.

The confusion over this matter catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted, and many conveyancers purport to offer supposedly cheap conveyancing quotes, however additional costs may be added into small print, left unregarded by busy buyers Any charges should be reasonable. They be applicable solely where the conveyancer is required to perform tasks outside a normal transaction for you, which could not be anticipated at the start of the process. Your conveyancing quote ought to list third party costs, termed disbursements, to be paid.Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

For our lender, we have chosen Furness Building Society - what do we need to check?

A.

Buyers should consider that, over the last two years, some lenders have limited the number of solicitors who can act for them. Homeward Legal will act on behalf of many lenders so that the buyer will not have to pay legal fees for your lender's solicitor.

Q.

How much is the council tax on a Forties end of terrace Band H property in Hanley?

A.

You should be contain the property's council tax band in the conveyancer's title report. The correct rates for Hanley are detailed at the Stoke-on-Trent local authority website. As of 17 August 2012 band rates are:

  • Band A - £952.00
  • Band B - £1,111.00
  • Band C - £1,270.00
  • Band D - £1,429.00
  • Band E - £1,746.00
  • Band F - £2,064.00
  • Band G - £2,381.00
  • Band H - £2,857.00

Q.

I am planning to buy a property. Do we need searches?

A.

Searches are a standardised set of enquiries ordered on behalf of the purchaser. Searches cover solely issues and defects relating to the property's legal title.

Q.

Are costs for obtaining landlord's consent to alterations fees or disbursements?

A.

A conveyancing quote should clearly state all fees and disbursements. These costs are fees not disbursements. Consent can be difficult to arrange, but the fee may be included in your conveyancing quote.

Q.

I plan to purchase a house in Onecote. Will a chancel search be appropriate?

A.

The lawyer may suggest a chancel search. Chancel repair may be apportioned on new owners of a home where church councils may have not done so in the past. For property in the parish of Onecote, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

How much would fees for my conveyancing searches in Hanley be?

A.

Hanley conveyancing searches ranges in cost, subject to which searches have been ordered. Searches are paid to a third party, and are not included in your solicitor's fees.

Q.

As a consequence of the major flooding last year in the Midlands we are questioning if flood searches may not be thorough enough?

A.

Conveyancing and environmental searches carried out by your lawyer in Hanley should include a far more in depth search (Landmark) if the risk warrants it.

You can always speak to a local resident for that added local information.

 
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