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Transfer of Equity in Harlington

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Harlington

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Harlington clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Harlington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Commuting to the area? ;

Harlington's nearest airport is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away. Harlington's nearest train station is Charing Cross.

Motorists are well served with Harlington enjoying very good major road access close at roughly 2 miles of the A40M.

Q.

Local points of interest in Harlington

A.

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are situated in Harlington.

The nearest hospital is Royal London Homeopathic.

Q.

I need discount conveyancing in Harlington. What should we check?

A.

The lack of clarity surrounding this matter catches out many home owners, and can leave them paying far more in fees than they budgeted, and many conveyancers claim to offer supposedly 'the cheapest conveyancing'. Often extra fees can inflate your solicitor's invoice.

Q.

Are there many lenders with Harlington branches?

A.

Homeward Legal have solicitors who have experience working with the majority of lenders serving Harlington buyers. Local mortgage lenders and brokers include Virdi Harjinder, 29 Fern La, Hounslow, TW5 0HN, Middlesex Financial Services (2004) Ltd, 47 King St, Southall, UB2 4DQ, and Parkgrove Mortgages, 62 Station Approach, South Ruislip, Ruislip, HA4 6SA.

Q.

Our mortgage lender will be HSBC Bank, what do I need to check?

Over the last two years, some lenders have limited the number of solicitors who can act for them. We are able to act for all major CML-approved lenders.

Q.

Regarding the fact that 2012 was second wettest year since records began I am questioning whether conveyancing searches (environmental) won't be sufficient?

A.

An experienced conveyancing solicitor in Harlington will suggest that you get additional informative conveyancing and environmental searches if the initial searches spots a Harlington flooding risk.

Sometimes home buyers to also speak to a neighbour of the property for that added comfort.

Q.

Our local agent has suggested the lawyer that they have used before. Do I need to instruct this solicitor?

A.

Both agents and mortgage brokers will push a conveyancing solicitor, however, such referrals should be compared against alternatives, as there is a risk that an agent may choose the firm which pays to the largest referral fee, not a firm with local expertise and a solid reputation.

Q.

For a house valued at £124000. What will be calculated for Stamp Duty Land Tax?

A.

SDLT is calculated based on the house's value. On a £124000 Harlington home, stamp duty will be £0.*

*Correct September 2012

Q.

What can I do to get out of paying out for stamp duty?

A.

Stamp duty mitigation should be treated with extreme caution in Harlington, as such schemes are expensive and very risky. There have been certain legitimate initiatives, however, such as for first-time buyers.

Q.

What sort of scrutiny regarding the uncertain risk of floods around North London will the property solicitor in Harlington give details on?

A.

Your property lawyer applies for standard formal conveyancing searches that should include Harlington flood risk area data information. An inexpensive (around twenty pounds) and more detailed flood search, such as the Landmark search, may be recommended by a qualified Harlington property solicitor if in the event that the initial searches highlight flood risk to the property.

 
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