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Conveyancing in Hartlebury Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/10/17

Living in the area? ;

Hartlebury's closest station is Hartlebury at 1 mile s. Hartlebury's nearest airport is Wolverhampton Business Airport Airport. Birmingham Airport is 23 miles, and Defford Airport (disused) Airport is 18 miles away.

Lucy Baldwin Stourport is the most convenient hospital for Hartlebury.

Q.

What are the best conveyancing rates for a £503,000 house?

A.

Many online and high street firms offer 'the cheapest conveyancing', but additional charges are frequently hidden in the terms. Any disbursements ought to be defined on your conveyancing quote. Our online quote calculator will generate an accurate quote for your transaction.

Q.

I am purchasing a converted chapel in the parish of Hagley. Is a chancel search necessary?

A.

The solicitor might recommend a chancel search. Through some Parochial Church Councils (PCCs) have decided to exact chancel repairs on the current owners of lay rectorships, a solicitor cannot state with certainty that a parish which has not imposed liability will not automatically be the case for future owners. For property in the parish of Hagley, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Which mortgage lenders in Hartlebury do you work with?

A.

Homeward Legal have solicitors who have experience working with the majority of lenders assisting Hartlebury homebuyers. Local mortgage lenders and brokers include Stevens Terence, 22 Clarendon Cl, Redditch, B97 6ST, Mill House Financial Services Ltd, Mill House/Stourport Rd, Bewdley, DY12 1BD, and Lime Financial Services, Prospect House/Church Green West, Redditch, B97 4BD.

Q.

I am buying with Yorkshire Bank - is there anything we need to check?

A.

When buying with a mortgage, legal work must be undertaken in relation to the mortgage. Buyers should be aware that, recently, a number of lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased conveyancing costs for buyers. Homeward Legal, though, can act for the majority of mortgage lenders.

Q.

How much is the council tax on a residential mid-terrace Band B house in Hartlebury?

A.

The council tax band should conventionally be set out in the conveyancing report on title along with the governing local authority. The latest tax charges for homes in Hartlebury are published online at the Malvern Hills local authority website. At the time of writing on 24 December 2012 the different rates are:

  • Band A - £986.00
  • Band B - £1,151.00
  • Band C - £1,315.00
  • Band D - £1,480.00
  • Band E - £1,808.00
  • Band F - £2,137.00
  • Band G - £2,466.00
  • Band H - £2,959.00

Q.

We are buying on a Hartlebury ex-industrial site. Can the soil still be contaminated?

A.

Effort is made across Hartlebury and the region to clean up soil contamination. Other sources of contaminated land include groundwater contamination.

Q.

Do I need to employ a conveyancing referred by our estate agent?

A.

If you choose a solicitor referred through this route, you the agent is able to reduce delays in the conveyancing process. However, if the agent is paid a fee by the solicitor, an agent may select whichever firm pays the most per referral, not the most suitable for you.

Q.

Does a conveyancing solicitor in Hartlebury advise me on the potential risk of local flooding around Hartlebury on a Fifties maisonette I am wanting to buy?

A.

A conveyancing lawyer conducts standard property environmental searches that should include Hartlebury flood risk data.