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Conveyancing in Herefordshire Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/07/17

Commuting from the area? ;

Herefordshire's nearest airport is Birmingham Airport (14 miles). Wolverhampton Business Airport Airport is 16 miles away and Herefordshire's nearest station is Blake Street at 3 miles.

Little Aston, Little Aston Hall Dr is a nearby hospital to Herefordshire.

Q.

How do we get a cheap solicitor to own a residence?

A.

Several solicitors offer cheap conveyancing quotes, but additional charges are frequently hidden in the terms of engagement. This small print is often not read by buyers in a hurry. Extra fees should be reasonable. They only be applied if the lawyer is required to complete extra work for you, which could not be anticipated at the start of the process. A quote should list costs to be paid to third parties, e.g. the Land Registry, (disbursements).

Q.

How much can conveyancing searches cost?

A.

Herefordshire conveyancing searches ranges in cost. Searches are disbursements paid to a third party, and are charged at cost.

Q.

I have taken out a quote from you. Could there be any extra costs?

A.

Regrettably, hidden fees are relatively common. We will not charge any extra, hidden charges. Know that some websites offer unrealistically low 'quotes' which are in fact estimates. You may face a much greater total fee when you have completed.

Q.

Do I need a chancel liability search? We are buying a Herefordshire home near a 13th Century rectory.

As a result of chancel repair liability, the owners of property in Herefordshire which was once owned by a 'lay rectors' can be liable for repairs to churches. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced.

Q.

Do we need to opt for a conveyancing solicitor referred by the estate agent?

A.

Many agents in Four Oaks have arrangements with solicitors where they refer conveyancing clients to them, however, such referrals should be thoroughly considered, as the agent may prefer to suggest the firm which pays to the largest referral fee, not the best value for you.

Q.

Can you confirm which Herefordshire lenders your conveyancing solicitors work with. Whose panels are you on?

A.

Most lenders in Herefordshire are on our panels. Lenders and mortgage specialists in Herefordshire include Fargrove Mortgage Solutions, 1 Emperor Pl, Kidderminster, DY10 2HT, Independent Mortgage Doctor, 3 Comberton Rd, Kidderminster, DY10 1UA, and Taylor David, Montcalm, St. Briavels, Lydney, GL15 6SE. Your solicitor should be able to state specific lenders' requirements.

Q.

We are buying a renovated building in one of the Herefordshire conservation area. How do we find more data on the state of repair?

A.

Following a campaign, English Heritage now maintain records of the condition of conservation areas along with the trend of the area. Local Herefordshire conservation areas are nominated by the local authority () who govern things like what can be demolished to the impediment of traffic signs.

Q.

Can I avoid paying for SDLT?

A.

Stamp duty is payable on houses valued at over 125,000 pounds. Stamp duty mitigation is not recommended for purchases in Herefordshire, as such schemes are expensive and very risky. There have been certain legal initiatives, such as relief for buyers in 'disadvantaged areas'.

 
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