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Conveyancing in Herefordshire Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Commuting from the area? ;

Herefordshire's nearest airport is Birmingham Airport (14 miles). Wolverhampton Business Airport Airport is 16 miles away and Herefordshire's nearest station is Blake Street at 3 miles.

Little Aston, Little Aston Hall Dr is a nearby hospital to Herefordshire.

Q.

How do we get a cheap solicitor to own a residence?

A.

Several solicitors offer cheap conveyancing quotes, but additional charges are frequently hidden in the terms of engagement. This small print is often not read by buyers in a hurry. Extra fees should be reasonable. They only be applied if the lawyer is required to complete extra work for you, which could not be anticipated at the start of the process. A quote should list costs to be paid to third parties, e.g. the Land Registry, (disbursements).

Q.

If I am intending to buy in the parish of Lea, will it be necessary to get a chancel search?

A.

Your conveyancing lawyer could advise that a chancel search be ordered, regardless of the parish where the building being bought is found. Chancel repair has the potential to be imposed on the current owners of a building where church councils may have spared previous owners or tenants. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Herefordshire lawyers do some searches if instructed to act for a buyer,, but which specific ones?

A.

If taking out a mortgage, your lender mandates at least specific searches, including the following Local Authority Search, Drainage Search and Environment Search and occasionally less common searches such as Official Search of Part with Priority (OS2).

Q.

How much can conveyancing searches cost?

A.

Herefordshire conveyancing searches ranges in cost. Searches are disbursements paid to a third party, and are charged at cost.

Q.

We plan to complete on around 10th May, how is stamp duty calculated?

A.

Stamp Duty is calculated with reference to several factors, including the value of the property, and whether it is in a 'disadvantaged area'. For a house worth £902000, stamp duty is £36080.*

*Accurate February 2013

Q.

My partner and I are buying in Herefordshire, and need to know if there are many conservation areas.

A.

There are a range of conservation areas in or near Herefordshire. The local authority will be able to provide more details about local conservation areas, and the lawyer handling your purchase will discuss the relevant responsibilities you would be taking on by purchasing in a conservation area.

Q.

Can I avoid paying for SDLT?

A.

Stamp duty is payable on houses valued at over 125,000 pounds. Stamp duty mitigation is not recommended for purchases in Herefordshire, as such schemes are expensive and very risky. There have been certain legal initiatives, such as relief for buyers in 'disadvantaged areas'.

Q.

Does the High Speed 2 route impact Solihull District?

A.

Yes, High Speed Two will be an issue in houses in the local authority of Solihull District. Four Oaks Properties within 200m of the line will be identified during a search, but disruption, noise and vibration pollution may affect a much wider area.