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Conveyancing in Highworth Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/04/17

Commuting from the area? ;

Highworth's closest train station is Kemble at 14 miles. Highworth's nearest airport is Kidlington, Oxford Airport (22 miles).

Fairford is the most convenient hospital.

Q.

How do I get affordable conveyancing?

A.

Many firms purport to offer cheap conveyancing, however extra fees are often hiding in the solicitor's terms. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

I have read about the flooding in Sept 2012 in South West England I am wondering whether property environmental searches may not be exacting enough?

A.

The Highworth conveyancing solicitor will include conveyancing and environmental searches (Landmark database search) if the standard search establishes a any kind of Highworth flooding risk.

For added peace of mind why not converse with a local resident.

Q.

If you are purchasing a Highworth house by an ecclesiastical parish, will I need to get a chancel search?

A.

In Highworth, where land was once owned by a lay rectors, new owners of that property may be obliged to fund repairs to nearby church property. After the passing of an Act in 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. The solicitor performing your conveyancing will be able to advise as to whether a chancel search

is necessary. Highworth ecclesiastical properties where chancel liability may apply include St Michael and all Angels.

Q.

Property solicitors in Highworth carry out varied searches if acting for a property buyer - what actual searches?

A.

If applying for a mortgage, your lender requires you to the following Local Authority Search, Drainage Search and Environmental,, and possibly specific searches for example Index Map Search (SIM).

Q.

Which local authority is responsible for Highworth?

A.

Highworth is located in South Oxfordshire District Council, Benson Lane, Crowmarsh Gifford, Wallingford, Oxon, OX10 8ED, contact: 01491 823 002

Q.

Should we get a RICS-qualified surveyor to check for defects affecting our property purchase in Highworth?

A.

Homeward Legal strongly advise that home buyers in Highworth order a property survey if purchasing in Highworth. Buyers should be aware that there are a wide range of problems which will impact a property. These can include corrosion of pipework. These will not be reported on by a solicitor.

Q.

How is stamp duty calculated and how much should it be on a £749000 property?

A.

Stamp Duty Land Tax depends on the value of the property. Stamp duty will be £29960 on a £749000 house.*

*(Source - www.gov.uk, 01/03/2013)

Q.

Bank of Scotland is our mortgage lender, is there anything I need to consider?

A.

Buyers should be aware that, over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. This can mean higher legal costs for buyers. Homeward Legal, however, will act on behalf of most lenders in the UK to ensure that you will not need to pay an additional fee for your lender's solicitor.

 
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