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Conveyancing in Holsworthy Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/10/17

Living in the area? ;

The nearest airport to Holsworthy is Plymouth City Airport. and Okehampton train station is around 17 miles from Holsworthy.

Holsworthy is the neighbouring hospital.

Q.

I am trying to find the cheapest conveyancing solicitors. because we are on a limited budget.

A.

The lack of clarity surrounding this issue affects many buyers who opted for a very cheap quote, only to be stung later in the conveyancing process. Many firms purport to offer so-called 'the cheapest conveyancing'. Unfortunately additional charges are often hiding in the solicitor's terms that unknowing buyers have not reviewed Additional fees should be clearly defined. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Does my Holsworthy solicitor report back to me about the cost of the council tax on a Band F house before exchanging contracts?

A.

The conveyancer will contact the Torridge local authority to enquire about the correct council tax band and rates, which will be set out in the conveyancing report on title. Correct charges for properties in Holsworthy are set out at the Torridge council website. At the time of writing on 08 December 2012 the different rates are:

  • Band A - £1,021.00
  • Band B - £1,192.00
  • Band C - £1,362.00
  • Band D - £1,532.00
  • Band E - £1,873.00
  • Band F - £2,213.00
  • Band G - £2,553.00
  • Band H - £3,064.00

Q.

What sort of environmental searches concerning the uncertain risk of flooding to properties in Devon will my conveyancer in Holsworthy apply for?

An essential component in the legal due diligence process involves the solicitor carrying out environmental searches that go in specific information about the Holsworthy historical flood risk.

Q.

What does a Holsworthy conveyancing lawyer do if the property we are buying is within a local authority conservation area and has out of place artificial stone cladding installed?

A.

The local authority Requisition for search and Official Certificate of Search carried out by a property lawyer will confirm if the property is within a conservation area proof of formal approval for alterations will be asked for.

Q.

We are purchasing a home in the parish of Offwell. Will a chancel search be required?

A.

A property solicitor might recommend a chancel search. Chancel repair has the potential to be charged on the owners of a property where parish councils have previously chosen not to do so, so indemnity insurance may be advisable even if liability is unlikely.

Q.

I have got a conveyancing quote from you. Might there be any hidden charges?

A.

Homeward Legal's solicitors do not hide any extra, hidden fees. You should be aware that some websites offer unrealistically low 'quotes' which are in fact estimates, which they will not be bound to.

Q.

Topaz Finance will be our lender - what do we need to be aware of?

A.

A small number of lenders have limited the firms who can act for them. For home buyers, this can result in significantly greater conveyancing costs. Homeward Legal, however, will act on behalf of many lenders to ensure that you will not need to pay the lender's legal fees.

Q.

Will we need to get a chancel liability search if my family are buying in Holsworthy?

A.

The Law Lords decision in a landmark case in 2003 confirmed that chancel repair liability could be enforced. Insurance may be available to protect a buyer should a Holsworthy Parochial Church Council enforce liability. Church lands in this area which may give rise to chancel liability include St Peter and St Paul.