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Transfer of Equity in Holsworthy

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Holsworthy

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Holsworthy clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Holsworthy Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 08/12/16

Living in the area? ;

The nearest airport to Holsworthy is Plymouth City Airport. and Okehampton train station is around 17 miles from Holsworthy.

Holsworthy is the neighbouring hospital.

Q.

I am trying to find the cheapest conveyancing solicitors. because we are on a limited budget.

A.

The lack of clarity surrounding this issue affects many buyers who opted for a very cheap quote, only to be stung later in the conveyancing process. Many firms purport to offer so-called 'the cheapest conveyancing'. Unfortunately additional charges are often hiding in the solicitor's terms that unknowing buyers have not reviewed Additional fees should be clearly defined. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Does 'fixtures and fittings' include things like built-in wardrobes?

A.

Mainly, fixtures are 'fixed' to walls and other surfaces and fixtures are easier to detach or remove. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

Why does Holsworthy property legal work for a purchase require weeks?

A.

The conveyancing process can be exposed to significant delays for a variety of reasons. The reasons can sometimes be out of the solicitor's hands. Homeward Legal seek to minimise the impact of these delays by pushing all parties involved. Delays include issues elsewhere in a chain.

Q.

We are purchasing a home in the parish of Offwell. Will a chancel search be required?

A.

A property solicitor might recommend a chancel search. Chancel repair has the potential to be charged on the owners of a property where parish councils have previously chosen not to do so, so indemnity insurance may be advisable even if liability is unlikely.

Q.

To complete on our house purchase ASAP, how do we aim for fast legal work in Holsworthy?

A.

Importantly, fast conveyancing is key to instruct a experienced conveyancing solicitor. There are a number of things you as the purchaser could do. These include:

  • organising your finances, including arranging a mortgage
  • pushing the conveyancing solicitor to begin enquiries as soon as possible
  • completing all forms as soon as possible

Q.

Does my Holsworthy solicitor report back to me about the cost of the council tax on a Band F house before exchanging contracts?

A.

The conveyancer will contact the Torridge local authority to enquire about the correct council tax band and rates, which will be set out in the conveyancing report on title. Correct charges for properties in Holsworthy are set out at the Torridge council website. At the time of writing on 08 December 2012 the different rates are:

  • Band A - £1,021.00
  • Band B - £1,192.00
  • Band C - £1,362.00
  • Band D - £1,532.00
  • Band E - £1,873.00
  • Band F - £2,213.00
  • Band G - £2,553.00
  • Band H - £3,064.00

Q.

There are a multitude of manuals going into great depth on by passing the solicitor such as House Buying, Selling and Conveyancing: How to Save Estate Agent and Solicitor Fees When Buying or Selling Property. Do I really need a conveyancer in Holsworthy ?

A.

Theoretically there is no argument why a seller cant opt to engage in the your own conveyancing without assistance. That said, a conveyancing solicitor handles a significant number of activities such as approving completion statements or registering the new title owner many of which need a qualified solicitor. AT any rate solicitors are required to carry sufficient indemnity insurance to protect you from any professional losses you encounter.

Q.

How early should I instruct a conveyancing solicitor in Holsworthy?

A.

Whether you are buying or selling in Holsworthy, as soon as possible. Promptly instructing a firm can reduce the likelihood of the transaction stalling.

 
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