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Transfer of Equity in Hook

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Hook

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Hook clients every week.

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The Conveyancing
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Conveyancing in Hook Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 07/12/16

Commuting to the area? ;

Motorists are well served with Hook being well placed with good road access close at inside a miles off the M3 Junction 5 Northbound.

The nearest train station to Hook is Hook and Blackbushe Airport is 6 miles from Hook. Heathrow Terminal 5 Airport is 25 miles, Farnborough (TAG London) Airport is 8 miles, White Waltham Airport is 18 miles, and Booker Airport is 24 miles away.

Q.

Hook area information

A.

West Green House Garden National Trust Hartley Wintney St Mary Churches Conservation Trust and Basing House Hampshire Passport are near to Hook.

The nearest hospital to Hook is Odiham Cottage.

Q.

How do I find affordable conveyancing in Hook?

A.

Various conveyancers purport to offer 'the cheapest conveyancing quotes', but extra costs are frequently hidden in the solicitor's terms of engagement. Extra charges found in terms of engagement needs to be fair and clearly defined and only come into force where the lawyer must perform additional tasks , which could not be anticipated at the start of the process.

Q.

For a fast exchange and completion to buy a £396,000 house, what should we do?

A.

Many buyers will, correctly, argue that contacting a communicative solicitor is essential to fast conveyancing. Consider the following:

  • Did you experience any delays when requesting a quote?
  • Do they use email as the preferred mode of communication?
  • Do they offer 'no move, no fee' protection? This can incentivise a faster transaction.

Q.

I am buying a £258000, how is Stamp Duty Land Tax calculated?

A.

Stamp Duty will depend on the property's value. It is £7740 on a £258000 house or flat.*

*This information correct as of February 2013

Q.

Are we at risk of gazumping?

A.

Gazumping takes place when the 1st buyer's offer is accepted but then rejected by the seller, opting instead for another buyer's offer. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a chance of gazumping. The first step in reducing the chance that gazumping will effect you is to instruct a fast, efficient solicitor early, and even before acceptance of an offer.

Q.

When in the conveyancing process do I need to instruct a conveyancer?

A.

With few exceptions, as soon as possible, as there are various tasks that can begin immediately. Some sources suggest holding off instruction until an offer has been firmly agreed, but delays can risk the other side pulling out, particularly in uncertain market conditions.

Q.

If I plan to buy near Hook, in the parish of Monk Sherborne, do we need a chancel search?

A.

Whether you are buying a house in Hook or elsewhere in the county, the conveyancing solicitor could advise that a chancel search is ordered. Through some Parochial Church Councils have decided to charge chancel repairs on the current owners of lay rectorships, there is no guarantee that a parish which has not been subject to chancel liability in the past will not automatically be the case for future owners.

Q.

Will we need a property survey?

A.

The Royal Institution of Chartered Surveyors recommend that the majority of buyers book a RICS surveyor if buying in Hook. It is a fact that there are a wide range of problems which can negatively affect a property, including rotten roof timbers or cavity wall tie failure, and these will not be addressed by your conveyancing solicitor.

Q.

My mortgage lender is the Co-operative Bank - is there anything we need to be aware of?

A.

House buyers need to be aware that a small number of lenders have limited the firms who can act for them, resulting in higher conveyancing costs for property purchasers if the lender insists upon their own property lawyer . We, however, are able to act for many mortgage lenders.

 
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