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Conveyancing in Hove Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/10/17

Transport and public service information if you’re buying or selling residential property in Hove -

By road: Hove is served by the A27, A259 and A270. By rail: The nearest train station is Hove. By air: Hove is closest to Brighton City Airport (6 miles), London Gatwick Airport (27), Goodwood Airport and Redhill Aerodrome (both 32 miles), and London Biggin Hill Airport (47).

Hospital: Mill View, Nevill Avenue, Hove, BN3 7HY. Council: Brighton and Hove City (www.brighton-hove.gov.uk).

Attractions: Hove Park, Hove Lagoon, Cameron Contemporary Art Gallery, Hove Museum and Art Gallery, Brighton Open Air Theatre, and Brighton and Hove Greyhound Stadium.

Q.

Is your panel of solicitors geared up for very fast completions on the conveyancing for residential property auctions in Hove?

At Homeward Legal, we are property auction specialists and frequently do the legal conveyancing for both buyers and sellers at local and national auctions. Prepared buyers will know to formally instruct a fast conveyancing lawyer as far ahead of the auction as possible to give enough time for a detailed review of the property's legal title. After the auction, your chosen conveyancing solicitor will be focused on finishing all of the legal work within the reduced timeframe, as required by auction convention. For the best and clearest quote, why not try our quote calculator? Or, if you want to talk to someone, you could call our expert auction team on 0800 038 6699.

Q.

Is there something we can do to bypass paying HMRC stamp duty on our purchase in Hove?

Stamp duty must be paid for purchases sold for over £125,000, but any Stamp duty avoidance schemes really should not be considered. These schemes are often uneconomical and HMRC may challenge a scheme up to six years later and the total stamp duty, with interest, will be due. However, there have been a number of legitimate government initiatives, such as higher thresholds for first-time buyers, and your solicitor will advise if these exist and whether you are eligible.

Q.

Which streets of Hove are protected by a designated conservation area?

With over eight thousand conservation areas throughout the country, the neighbourhoods in Hove will include several areas of 'special architectural and historic interest' registered as protected. A solicitor will confirm potential liability for unauthorised works as part of the conveyancing, as well as offering advice as to what you can do about them. The solicitor will also offer more information regarding conservation areas in Hove in the property’s report on title.

Q.

Bookshops have many helpful resources giving details on ‘do-it-yourself conveyancing’ (e.g. A Practical Approach to Conveyancing by Robert Abbey and Mark Richards); do we therefore really need to spend money on a conveyancer in Hove?

Legally speaking, there is no impediment to home-sellers doing the legal work themselves. The truth is, though, that a Hove lawyer is familiar with a significant number of tasks, ranging from approving completion statements to dealing with requisition on os1, many of which need training and experience, and they will be able to complete the job far faster than a DIY conveyancer. In any event, solicitors need to carry the applicable insurance, which you won’t have, that protects you from professional negligence. Try out our quote calculator, or call our team on 0800 038 6699 for your free, fixed-fee quote and to discuss your conveyancing needs.

Q.

As a result of the fact that an estimated 2.8 million people are at risk from surface flooding, we are anxious that environmental searches won't be sufficient for our purchase in Hove; are we right to be concerned?

A competent Hove conveyancing solicitor will suggest that you get additional in-depth flood-risk searches, should the first searches determine a significant risk of flooding in Hove. Property purchasers sometimes also contact a neighbour or local resident for some further comfort from anecdotal evidence of flooding in the area of the new home.

Q.

Are there any lenders with branches in Hove?

Homeward Legal is able to work with the majority of lenders financing buyers in Hove. The solicitor handling the work for your sale or purchase will be able to give more detail. Hove lenders and mortgage specialists include:

  • T. Williams Ltd., 187 Dyke Road, Hove, BN3 1QQ
  • Lloyds Bank PLC, 74-78 Church Road, Hove, BN3 2EE
  • Anchor Mortgages Ltd., Sheridan House, 112-116 Western Road, Hove, BN3 1DD
Q.

Do we need to instruct a solicitor suggested by my estate agent in Hove?

Estate agent recommendations are a common way to find a solicitor. Be aware, though, that these referrals should be compared to other online or local firms, as it may be the case that the agent recommends the conveyancer who pays out the highest referral fee, rather than the best solicitor for your needs.

Q.

How soon do I need to instruct a conveyancing solicitor in Hove?

In the majority of situations, instructing as early as possible is better, as there are a number of tasks that can be performed straight away. Instructing your solicitor earlier could mitigate the chance of the transaction stalling. Why not give our waiting team a call on 0800 038 6699 for your fixed-fee quote protected by our No Move, No Fee guarantee? Or try our online quote calculator.

Q.

Are there any lenders with Hove branches?

A.

We are able to work with the majority of lenders financing buyers in Hove. Hove lenders and mortgage specialists include R T Williams, 187 Dyke Rd, Hove, BN3 1QQ, Conti Overseas, Sheridan House/Western Rd, Hove, BN3 1DD, and Anchor Mortgages Ltd, First Floor/Sheridan House/112-116 Western Rd, Hove, BN3 1DD. The Hove solicitor handling the work for your sale or purchase will be able to give more detail.

Q.

We need to complete this purchase as soon as possible, how can we guarantee a fast exchange and completion in Hove?

A.

It is a truism that buying faster is essential to is to employing a proactive solicitor. Consider the following:

  • Do they use email as the preferred mode of communication?
  • Do they offer 'instant' online quotes?
  • Will they work on a 'no sale, no fee' basis?

Q.

I plan to purchase a rectory in Sullington. Do we need a chancel search?

A.

Your solicitor instructed to handle the transaction may suggest a chancel search. In older areas of Hove, chancel repair dues can be collected on the owners of a property where church councils may have spared previous owners or tenants, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Is contaminated land an issue for properties in Hove?

A.

Property in Hove could be contaminated by several naturally-occurring factors. Contaminants such as a proximate telecommunications base station will be considered as part of the environmental searches.

Q.

How soon do I need to instruct a conveyancing solicitor in Hove?

A.

In the majority of situations, instructing as early as possible is better, as there are a number of tasks that can be performed straight away. Instructing your solicitor earlier could mitigate the chance of the transaction stalling.

Q.

Will a report on the property's title prepared by the Hove solicitor investigate the applicable rates of council tax for a Band D flat before contracts are exchanged?

A.

The lawyer will approach the relevant local council to discover the latest council tax rates, which will then be added to the report on title. The latest tax charges for homes in Hove are published at the council website.

Q.

Is titanium (Ti) contamination often identified in Hove topsoil?

A.

Though the dangers are usually minor, some extreme cases may be deemed an unsafe risk. Land may also be contaminated by other sources, including trichloroethylene.