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Transfer of Equity in Ilminster

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ilminster

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ilminster clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Ilminster Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Commuting to Ilminster? ;

The nearest airport to Ilminster is Exeter International Airport (26 miles). The closest train station to Ilminster is Crewkerne.

Q.

Ilminster attractions and landmarks

A.

Stocklinch Ottersey St Mary the Virgin Churches Conservation Trust and Seavington St Mary Churches Conservation Trust are around Ilminster.

The most convenient hospital for Ilminster is Chard.

Q.

How do I find the cheapest Ilminster conveyancing quote?

A.

Many online and high street firms purport to offer so-called cheap conveyancing. However extra costs are frequently hidden in the solicitor's terms of engagement.

Q.

What type of local searches in relation to the uncertain risk of a flood around Somerset will the Ilminster solicitor do on an investment property we intend to buy?

A.

Your conveyancing solicitor makes an application for standard environmental searches, which include Ilminster flood risk area data.

Q.

For a lender, we have chosen Furness Building Society - what will we need to know?

A.

Buyers should be aware that some lenders have decreased the number of firms on their approved panel. For purchasers, this can result in significantly increased legal costs. Homeward Legal are able to act on behalf of the vast majority of lenders in the UK so that you will not be required to pay the lender's legal fees.

Q.

Which specific conveyancing searches does my conveyancing solicitor in Ilminster get when carrying out the conveyancing for a Ilminster building?

The regular procedure is to obtain Local Authority Search, Drainage and Water Search (CON29DW or personal), Environmental and Tin Mining Search and perhaps unique particular e.g. a Development reports.

Q.

What can a Ilminster property solicitor do when the property is in a conservation area and has unbecoming dormer windows installed?

A.

Your conveyancing solicitor will always confirm if the property is within a designated conservation area and whether any modifications have the necessary consents from the local council.Should no local authority consents be in evidence your solicitor will recommend the alternatives such as purchasing an indemnity insurance policy or requesting retrospective approval from the planning authority.

Q.

If my family are buying a Ilminster maisonette on the same street as land owned by the church, is it recommended that I get a chancel search?

A.

Property owners neighbouring a local church must cover the cost of repairs, where chancel repair liability exists. Parochial Church Councils in Ilminster must register their interest over property by October 2013, simplifying the chancel search process. Churches in the area where a chancel search may be appropriate include The Minster The Blessed Virgin Mary.

Q.

Can I bypass paying SDLT rates?

A.

Stamp Duty Land Tax is due on homes priced at over 125,000 pounds. Homeward Legal firmly advise against any stamp duty mitigation, as such schemes are expensive and can be very unlikely to succeed. There have been a number of official schemes, such as disadvantaged area relief.

Q.

As a consequence of the extensive flooding in Sept 2012 in South West England we are apprehensive that conveyancing and environmental searches may not be exacting enough?

A.

Environmental searches conducted by the Ilminster property lawyer will include a more detailed search (Landmark) if required.

You could also try to contact a local resident for that added assurance.

 
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