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Transfer of Equity in Isle of Sheppey

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Isle of Sheppey

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Isle of Sheppey clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Isle of Sheppey Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Living in the area? ;

The nearest airport to Isle of Sheppey is London, Southend Airport (13 miles). London Airport is 14 miles, Manston Airport is 23 miles and Rochester Airport is 15 miles away. Isle of Sheppey's closest train station is Swale at 4 miles.

Sheppey Community Sheerness is a relatively close hospital to Isle of Sheppey.

Q.

We need to find the cheapest conveyancing solicitors in Isle of Sheppey. What should be watch out for?

A.

Various conveyancers purport to offer cheap conveyancing. Unfortunately additional charges will be included in the terms and conditions, left unregarded by busy buyers and sellers Extra costs should be fair. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Flood risk searches are assessed from past information and when you consider current events such as the fact that last year was second wettest year since records began, are they the best way to confirm enough about the Isle of Sheppey flood risk area?

A.

A competent Isle of Sheppey conveyancer will consider carry out informative property environmental searches if the environmental search identifies a significant risk Isle of Sheppey flood risk area

Sometimes property buyers to also speak to a neighbour or local resident to gain extra confidence.

Q.

I am completing next May. How is stamp duty rates assessed?

A.

The Stamp Duty Land Tax owed is calculated based on the house or flat's value. On a £238000 residential property, stamp duty will be £2380 (information correct December 2012).

Q.

How do we hold off paying for stamp duty to HM Revenue?

A.

Stamp duty reduction scheme must be treated with caution by purchasers in Isle of Sheppey, as such schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself. There have been a number of official schemes, however, such as disadvantaged area relief.

Q.

What is the council tax on a mid-terrace Band F property in Isle of Sheppey?

A.

You should be told about your new house's council tax band within the title report.

Correct charges for Isle of Sheppey are published at the Swale council website. As at, 22 September 2012, the different rates are:

  • Band A - £954.00
  • Band B - £1,113.00
  • Band C - £1,272.00
  • Band D - £1,431.00
  • Band E - £1,748.00
  • Band F - £2,066.00
  • Band G - £2,384.00
  • Band H - £2,861.00

Q.

We have a £264k house to purchase. How do we get a fast exchange and completion?

A.

Most importantly, contacting a communicative lawyer is key buying faster. That said, there are various jobs you can also do. These include:

  • responding to your lawyer by phone, fax or email wherever possible
  • arranging any finances require to complete the purchase
  • keeping in regular contact with your lawyer

Q.

Which local authority is responsible for Isle of Sheppey?

A.

Isle of Sheppey is located in Swale Borough Council, Swale House, East Street, Sittingbourne, Kent, ME10 3HT, phone: 01795 417 850

Q.

Should you get a chancel liability search? I am buying a Isle of Sheppey property on the same road as priory land.

A.

The outcome of a landmark case 10 years ago confirmed that chancel repair liability could be enforced. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced.

 
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