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Transfer of Equity in Langford

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Langford

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Langford clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Langford Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/01/17

Langford information

The closest train station to Langford is Arlesey, about 2 miles away and the closest airport to Langford is Luton Airport (13 miles). Cambridge City Airport is 22 miles away.

Q.

Langford attractions

A.

Edworth St George Churches Conservation Trust and The Shuttleworth Collection Aviation Museum are in Langford.

The nearest hospital is Biggleswade.

Q.

I need to find a discount conveyancing quote in Langford. What do we need to check for?

A.

The confusion over what is, and is not, included in a 'cheap' quote leaves many homeowners paying out more than they anticipated in the end. Many firms promote supposedly cheap conveyancing, however extra charges are frequently hidden in the solicitor's terms. Additional charges listed in terms and conditions needs to be fair and reasonable. They be applicable if the lawyer is required to complete extra work in your interest, which could not be anticipated at the start of the process. The conveyancing quote must also state any disbursements.

Q.

How can we determine stamp duty in Langford, and how much do we need to pay on a £863k residence?

A.

Stamp Duty depends on the property's value. On a £863k home, stamp duty will be £34520.

Q.

What causes the conveyancing process to have so many delays? We had several delays with our previous solicitor.

A.

Conveyancing could be delayed. Homeward Legal know how distracting such delays can be and strive to minimise the effect of these delays where feasible to do so. There are numerous reasons for delay, such as a slow firm acting for the lender.

Q.

As a result of the fact that 4 of the top 5 wettest years recorded were in last 10-12 years we are concerned that environmental searches aren't thorough enough?

A competent Langford lawyer will suggest that you get in depth conveyancing searches if the initial search establishes a any kind of risk of flooding in Langford

It could be worth trying to get in touch with a local resident for that further insight.

Q.

If we are buying in Langford, do I need to get a chancel search?

A.

The outcome of a landmark case 10 years ago confirmed that chancel repair liability could be enforced. A chancel search will confirm whether liability for Langford properties is likely to exist. Church lands in Langford where a chancel search may be necessary include St Andrew's,, St Bartholomew, St Giles and St Mary.

Q.

What can a Langford property lawyer advise if the flat is located in a Central Bedfordshire conservation area which has out of place artificial stone cladding fitted?

A.

Central Bedfordshire local authority Requisition for search and Official Certificate of Search carried out by a solicitor during the legal process should determine whether the Langford property a conservation area proof of the appropriate permissions for modifications will be asked for.

Q.

Does the report on the property's title compiled by the Langford solicitor report back on the amount of council tax for a building before exchange of contracts?

A.

A solicitor will consult with the appropriate Central Bedfordshire local authority to ask about the relevant council tax rates, which will then be added to the report on title. The correct rates for Langford are detailed online at the Central Bedfordshire local authority website. At the time of writing (06 July 2012) rates are as follows:

  • Band A - £1,098.00
  • Band B - £1,281.00
  • Band C - £1,464.00
  • Band D - £1,647.00
  • Band E - £2,012.00
  • Band F - £2,378.00
  • Band G - £2,744.00
  • Band H - £3,293.00

Q.

We are purchasing a residence in Harrold. Should we get a chancel search?

A.

A lawyer could recommend a chancel search, whichever parish in which the property being purchased is located. In older areas of Langford, chancel repair dues can be collected on the owners of a property where Parochial Church Councils may have not done so in the past. For property in the parish of Harrold, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

 
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