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Transfer of Equity in Ledbury

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Ledbury.

Remortgage Solicitors Ledbury

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ledbury clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Ledbury Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/12/16

Local area travel information

The closest station to Ledbury is Ledbury and Defford Airport (disused) Airport is 12 miles from Ledbury. Gloucester Airport is 15 miles and away.

Malvern is the closest hospital to Ledbury.

Q.

How do we find low cost conveyancing in Ledbury?

A.

Several firms claim to offer theoretically 'the cheapest conveyancing quotes', however additional costs may be added into the terms and conditions. Additional costs listed in the small print should be fair and reasonable and only apply to matters if the lawyer is required to complete extra work , which could not be anticipated at the start of the process. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

What causes purchase conveyancing legal work to require months?

A.

The legal work needed to sell or purchase a house or flat will sometimes be obstructed. We do our best to lessen their cost whenever possible by, for example, ordering searches as early as possible. Delays can include issues elsewhere in a chain.

Q.

Our estate agent in Bourton on the Water has named a lawyer. Is it risky to instruct this firm?

A.

Estate agent recommendations are a not uncommon route for buyers to find a solicitor. However, if they are paid a referral fee, an agent may select whichever firm pays the most per referral, not the most appropriate choice.

Q.

May charges for the conveyancing include any extra costs?

A.

Regrettably, buyers must be on their guard for considerable extra costs hidden in small print. We will not charge any additional fees. Some websites offer unrealistically low 'quotes' which are in fact estimates. The bill you receive on completion can be much greater.

Q.

I am intending to buy a house in St Albans. Will a chancel search be important?

A.

A conveyancing lawyer may suggest a chancel search. Chancel repair can be imposed on the current owners of a house where Parochial Church Councils (PCCs) have not imposed the same liability on the last owners, so indemnity insurance may be advisable even if liability is unlikely.

Q.

Is the Stamp Duty Land Tax fee a disbursement or fee?

A.

It is not always clear whether an itemised charge is a fee or disbursement. This charge is a fee not a disbursement, and should be included in your quote.

Q.

We are purchasing with Bank of Ireland Mortgages - is there anything we need to be aware of?

A.

When arranging a mortgage, your lender will require legal work to be carried out on their behalf. Buyers need to be aware that some lenders have opted to reduce the size of their 'solicitor panel'. For buyers, this can result in significantly increased legal costs. Homeward Legal, though, can act for the vast majority of lenders, keeping buyers' legal costs to a minimum.

Q.

Will we need a home buyers survey?

A.

It is heavily suggested that all buyers book a survey if you are intending to buy in Ledbury. It is a fact that there are a wide range of defects which can affect a property, which include settlement, and issues such as these are not likely to be investigated as part of the conveyancing itself.

 
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