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Transfer of Equity in Market Deeping

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Market Deeping

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Market Deeping clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Market Deeping Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/11/16

Local information

The closest station to Market Deeping is Stamford, around 7 miles away. Tollerton, Nottingham City Airport is 36 miles from Market Deeping.

Stamford & Rutland is the most convenient hospital for Market Deeping.

Q.

We are trying to find a fixed rate conveyancing quote. Will we get a quote or and estimate?

A.

The lack of clarity surrounding this issue catches out many buyers, and can leave them paying far more in fees than they budgeted. Many firms advertise so-called 'the cheapest conveyancing quotes'. However additional costs are frequently hidden in the terms. Third party costs, termed disbursements, to be paid should be included on the quote Fees included in the solicitor's terms should be reasonable and clear. They be applied only where your conveyancer is required to complete extra work , which could not be anticipated at the start of the process. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

What sort of exploration in relation to the risk of local flooding in Lincolnshire will my conveyancing solicitor in Market Deeping report back on for a Sixties property I am hoping to buy?

A.

A qualified conveyancing lawyer conducts conveyancing searches that should include Market Deeping flood risk area data.

Q.

Is a Local Authority search a fee or a disbursement?

A.

Every disbursement and fee should be identified on your conveyancing quote. This charge is a disbursement not a fee, meaning the solicitor passes on the charge at cost.

Q.

How much is the council tax on a semi-detached house in Market Deeping?

A.

Usually the conveyancer's title report will give information the appropriate Peterborough council tax band. The correct rates for homes in Market Deeping are set out in detail online at the Peterborough council website. At the time of authoring (16 July 2012) the different rates are:

  • Band A - £913.00
  • Band B - £1,065.00
  • Band C - £1,217.00
  • Band D - £1,369.00
  • Band E - £1,673.00
  • Band F - £1,978.00
  • Band G - £2,282.00
  • Band H - £2,738.00

Q.

What does a Market Deeping property lawyer recommend if the property we are buying is located in a Peterborough local authority conservation area which seems to have unfitting windows installed?

A.

Peterborough local authority LLC1 searches conducted by a property lawyer in the process of the conveyancing should determine the existence of suitable formal approval for modifications to the property. If no authority consents be supplied your Market Deeping conveyancing solicitor will inform you of the alternatives such as buying an indemnity policy or requesting retrospective approval.

Q.

Is Market Deeping soil potentially contaminated by lead (Pb)?

A.

Restrictions exist in order to limit topsoil contamination, but some existing contaminants can reside for decades after exposure. Data on many contaminants, such as hazardous gases, will be included in an environmental search.

Q.

Should I make use of a law firm suggested by the estate agent in Cookley?

A.

Many agents have arrangements with solicitors whereby they refer work to them, however, these referrals need to be weighed up against alternatives, including online or local firms, as an agent may choose the solicitor willing to pay the highest referral fee, not the law firm with the best reputation.

Q.

For our lender, we have chosen Yorkshire Building Society, what do we need to know?

A.

A small number of lenders have limited the number of solicitors who can act for them. Homeward Legal will act on behalf of many UK mortgage lenders.

 
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