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Transfer of Equity in Mersea Island

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Mersea Island.

Remortgage Solicitors Mersea Island

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Mersea Island clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Mersea Island Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 29/11/16

Regional transport information

Mersea Island's nearest airport is Clacton, West Rd Airport (8 miles). London Airport is 19 miles, Clacton Airport is 9 miles and Elmsett Airport is 20 miles away. Mersea Island's closest station is Wivenhoe.

Essex County Colchester is the closest hospital for Mersea Island.

Q.

How do we find the best conveyancing rates for a 242,000 property?

A.

This catches out many home owners, and can leave them paying far more in fees than they budgeted. Many solicitors promote theoretically cheap conveyancing. However additional charges will be included in the solicitor's terms. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Capital Home Loans is going to be our mortgage lender, is there anything I need to know?

A.

Traditionally, most solicitors could act for the majority lenders. Some lenders are now limiting the firms who can act for them, which may result in increased legal costs for buyers. Homeward Legal are able to act on behalf of many lenders so that the buyer will not have to pay any additional legal fees to your lender's solicitor.

Q.

We are purchasing a church rectory in the parish of Nazeing. Do we need a chancel search?

A.

The property lawyer might recommend a chancel search. In older areas of Mersea Island, chancel repair can be imposed on owners of a home where Parochial Church Councils may have not done so in the past.

Q.

At what point is it appropriate to arrange a conveyancing solicitor to act on our purchase?

A.

With a firm offering a 'no move, no fee' conveyancing quote, the sooner the better. Prompt instruction of a firm can reduce the likelihood of your transaction falling through.

Q.

Are there many purchasers in Mersea Island gazumped?

A.

This describes circumstances where an offer is accepted but then rejected by the seller, choosing instead a greater offer. The will be a risk of getting gazumped in any transaction, because offers are not binding until exchange of contracts. Instructing a solicitor early, and even before acceptance of an offer should help to mitigate this risk.

Q.

Do many conservation areas in Mersea Island have the potential to affect our house?

A.

Conservation areas recognise regions of historic or architectural significance. Your property solicitor will be able to provide more details.

Q.

Our purchase will complete on 1st April. What should be calculated for stamp duty?

A.

SDLT depends on the value of the property. It is £2170 on a £217000 residential property.*

*Accurate as of August 2012

Q.

As a result of the fact that last year was second wettest year since on record I am thinking that property environmental searches aren't detailed enough?

A.

A competent Mersea Island conveyancing solicitor will consider carry out flood searches if the first search spots a any kind of Mersea Island flooding risk.

Property purchasers sometimes get in touch with a neighbour of the property to get extra local history.

 
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