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Conveyancing in Mersea Island Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/07/17

Regional transport information

Mersea Island's nearest airport is Clacton, West Rd Airport (8 miles). London Airport is 19 miles, Clacton Airport is 9 miles and Elmsett Airport is 20 miles away. Mersea Island's closest station is Wivenhoe.

Essex County Colchester is the closest hospital for Mersea Island.

Q.

How do we find the best conveyancing rates for a 242,000 property?

A.

This catches out many home owners, and can leave them paying far more in fees than they budgeted. Many solicitors promote theoretically cheap conveyancing. However additional charges will be included in the solicitor's terms. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

How do I see if the Mersea Island conservation area is being neglected?

A.

Conservation areas are set up by the local authority (Tendring) who are responsible for everything from including things like neon signs, the colours of paint used and paths. English Heritage, a government body, administer records on the state of conservation areas in addition to the trend.

Q.

How much time can the conveyancing process require, on average? We have a buyer ready.

A.

In general, the amount of time needed to sell or purchase a property does vary, with reference to several issues which may affect the property. 8 to 12 weeks is the average for many firms, we however take a proactive approach, driving the sale or purchase to complete sooner.

Q.

What is the council tax on a Sixties converted Band C home in Mersea Island?

A.

You should be contain your new house's council tax band within the report on title.

Council tax rates for homes in Mersea Island are detailed online at the Tendring local authority site. At the time of writing, 16 February 2013, the rates are:

  • Band A - £978.00
  • Band B - £1,141.00
  • Band C - £1,304.00
  • Band D - £1,467.00
  • Band E - £1,793.00
  • Band F - £2,119.00
  • Band G - £2,445.00
  • Band H - £2,935.00

Q.

Capital Home Loans is going to be our mortgage lender, is there anything I need to know?

A.

Traditionally, most solicitors could act for the majority lenders. Some lenders are now limiting the firms who can act for them, which may result in increased legal costs for buyers. Homeward Legal are able to act on behalf of many lenders so that the buyer will not have to pay any additional legal fees to your lender's solicitor.

Q.

We have a house to purchase. How do we get a fast completion?

A.

Firstly, instructing a proactive conveyancing solicitor is the key to a faster move. There are several things you as the purchaser can also do to get moving sooner. These include:

  • confirming your mortgage offer
  • keeping in regular contact with the conveyancing solicitor
  • replying to your conveyancing solicitor by phone, fax or email

Q.

Are there many purchasers in Mersea Island gazumped?

A.

This describes circumstances where an offer is accepted but then rejected by the seller, choosing instead a greater offer. The will be a risk of getting gazumped in any transaction, because offers are not binding until exchange of contracts. Instructing a solicitor early, and even before acceptance of an offer should help to mitigate this risk.

Q.

Our purchase will complete on 1st April. What should be calculated for stamp duty?

A.

SDLT depends on the value of the property. It is £2170 on a £217000 residential property.*

*Accurate as of August 2012

 
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