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Transfer of Equity in Mersea Island

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Mersea Island.

Remortgage Solicitors Mersea Island

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Mersea Island clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Mersea Island Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/01/17

Regional transport information

Mersea Island's nearest airport is Clacton, West Rd Airport (8 miles). London Airport is 19 miles, Clacton Airport is 9 miles and Elmsett Airport is 20 miles away. Mersea Island's closest station is Wivenhoe.

Essex County Colchester is the closest hospital for Mersea Island.

Q.

How do we find the best conveyancing rates for a 242,000 property?

A.

This catches out many home owners, and can leave them paying far more in fees than they budgeted. Many solicitors promote theoretically cheap conveyancing. However additional charges will be included in the solicitor's terms. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Which lenders in Mersea Island do you work with?

A.

Most lenders in Mersea Island are on our panels. Local mortgage lenders and brokers include Acorn Mortgage Services (Essex) Ltd, Northgate House/Plough Rd, Great Bentley, Colchester, CO7 8LG, and Aston Mortage Solutions, Southgate House/Plough Rd, Great Bentley, Colchester, CO7 8LG.

Q.

Do many conservation areas in Mersea Island have the potential to affect our house?

A.

Conservation areas recognise regions of historic or architectural significance. Your property solicitor will be able to provide more details.

Q.

Can you explain why conveyancing takes such a long time?

A.

Mersea Island conveyancing can be delayed, we, however, seek to curtail the impact of these delays by driving the sale or purchase forward.

Q.

Do you need to get searches for chancel liability? We are buying a house by a rectory manor in Mersea Island.

A.

There are over 15,000 ecclesiastical parishes throughout the UK. Owners of property within some of these may be required to contribute towards the repair of a local church. Insurance may be available to protect a buyer should a Mersea Island Parochial Church Council enforce liability.

Q.

How much time can the conveyancing process require, on average? We have a buyer ready.

A.

In general, the amount of time needed to sell or purchase a property does vary, with reference to several issues which may affect the property. 8 to 12 weeks is the average for many firms, we however take a proactive approach, driving the sale or purchase to complete sooner.

Q.

We are purchasing a church rectory in the parish of Nazeing. Do we need a chancel search?

A.

The property lawyer might recommend a chancel search. In older areas of Mersea Island, chancel repair can be imposed on owners of a home where Parochial Church Councils may have not done so in the past.

Q.

Our purchase will complete on 1st April. What should be calculated for stamp duty?

A.

SDLT depends on the value of the property. It is £2170 on a £217000 residential property.*

*Accurate as of August 2012

 
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