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Conveyancing in Mersea Island Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 24/04/17

Regional transport information

Mersea Island's nearest airport is Clacton, West Rd Airport (8 miles). London Airport is 19 miles, Clacton Airport is 9 miles and Elmsett Airport is 20 miles away. Mersea Island's closest station is Wivenhoe.

Essex County Colchester is the closest hospital for Mersea Island.

Q.

How do we find the best conveyancing rates for a 242,000 property?

A.

This catches out many home owners, and can leave them paying far more in fees than they budgeted. Many solicitors promote theoretically cheap conveyancing. However additional charges will be included in the solicitor's terms. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

Is a house survey advisable when buying residential property?

A.

Homeward Legal recommend that you book a RICS survey. There can be many defects that can negatively affect a property, that a solicitor will be unable to address. These include settlement or chimney defects.

Q.

Which local authority is responsible for Mersea Island?

A.

Mersea Island is located in Tendring District Council, Town Hall, Station Road, Clacton on Sea, Essex, CO15 1SE, contact: 01255 686 868

Q.

Capital Home Loans is going to be our mortgage lender, is there anything I need to know?

A.

Traditionally, most solicitors could act for the majority lenders. Some lenders are now limiting the firms who can act for them, which may result in increased legal costs for buyers. Homeward Legal are able to act on behalf of many lenders so that the buyer will not have to pay any additional legal fees to your lender's solicitor.

Q.

What type of local environmental searches in relation to the risk and history of local flooding in Essex will a lawyer in Mersea Island be able to apply for?

A.

An essential step in the conveyancing protocol of buying a property involves your conveyancing lawyer carrying out conveyancing searches that give you some details about the Mersea Island historical flood risk.

Q.

Are Homeward Legal able to 28 day completions on the conveyancing for property auction properties in Mersea Island?

A.

The legal team deal with auctions throughout the UK and often get instructed by sellers at auction. It is sensible for buyers to select a conveyancing firm as ahead of time as possible to allow for a detailed review of the sellers documents well in advance of the property auction date.

Subsequently, immediately after the property auction date a prepared lawyer must be able to concentrate on complete the purchase legal work in less than 28 days as required by the standard auction conditions.

Q.

Are there many purchasers in Mersea Island gazumped?

A.

This describes circumstances where an offer is accepted but then rejected by the seller, choosing instead a greater offer. The will be a risk of getting gazumped in any transaction, because offers are not binding until exchange of contracts. Instructing a solicitor early, and even before acceptance of an offer should help to mitigate this risk.

Q.

What is the council tax on a Sixties converted Band C home in Mersea Island?

A.

You should be contain your new house's council tax band within the report on title.

Council tax rates for homes in Mersea Island are detailed online at the Tendring local authority site. At the time of writing, 16 February 2013, the rates are:

  • Band A - £978.00
  • Band B - £1,141.00
  • Band C - £1,304.00
  • Band D - £1,467.00
  • Band E - £1,793.00
  • Band F - £2,119.00
  • Band G - £2,445.00
  • Band H - £2,935.00

 
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