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Transfer of Equity in Nayland

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Nayland.

Remortgage Solicitors Nayland

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Nayland clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Nayland Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Local and health service information

Elmsett, Whatfield Rd Airport is 9 miles from Nayland. Clacton Airport is 18 miles and Elmsett Airport is 9 miles away. Bures station is about 4 miles from Nayland.

Louis Court Independent Colchester is the most convenient hospital for Nayland.

Q.

How do I find fixed rate conveyancing?

A.

Several firms promote so-called 'the cheapest conveyancing quotes'. However additional charges are often hiding in small print which buyers may have not read carefully Additional fees found in terms and conditions ought to be fair and clearly defined and only come into force where the solicitor must perform additional tasks in your interest, which could not be anticipated at the start of the process. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

How much time may the conveyancing process require, on average? I already have an offer.

A.

For the majority of home buyers, the number of weeks taken to sell or purchase a residence will vary. This wide range results from a range of legal considerations including matters where a property has a mortgage. With Homeward Legal's Nayland property experts, your sale, purchase or remortgage receives communicative and proactive service, resulting in the fastest possible outcome.

Q.

Northern Rock will be our lender - is there anything I need to consider?

A.

When taking out a mortgage, legal work must be undertaken in relation to the mortgage. Buyers should consider that a small number of lenders have decreased the number of firms on their approved panel. For home buyers, this can result in significantly increased conveyancing costs. Homeward Legal can act on behalf of all large lenders, keeping buyers' legal costs to a minimum.

Q.

What is the council tax on a period end of terrace Band F house in Nayland?

A.

Your respective band should in most cases be given in the report on title along with the local council

The correct charges for residents of Nayland are detailed online at the Colchester council website. At the time of writing, 18 December 2012, the rates are:

  • Band A - £989.00
  • Band B - £1,153.00
  • Band C - £1,318.00
  • Band D - £1,483.00
  • Band E - £1,813.00
  • Band F - £2,142.00
  • Band G - £2,472.00
  • Band H - £2,966.00

Q.

Of major Nayland mortgage lenders, who have joined your panel?

A.

Of lenders with local offices in Nayland, Homeward Legal work with all the major companies. Local mortgage lenders and brokers include Mortgages Direct, 145 High St, Colchester, CO1 1PG, Mortgages First, 20a Crouch St, Colchester, CO3 3ES, and Aston Mortage Solutions, Southgate House/Plough Rd, Great Bentley, Colchester, CO7 8LG.

Q.

We plan to purchase a house in the parish of Bruisyard. Should we get a chancel search?

A.

Whether you are buying a property in Nayland or elsewhere in the county, the solicitor should confirm that a chancel search be ordered. Through some parish councils have chosen to charge chancel repairs on the owners of lay rectorships, a conveyancing solicitor cannot verify that a parish which has not been subject to chancel liability in the past will continue to be free from liability, so it can be difficult to use this as a guide.

Q.

I am on a very tight budget - Will doing the conveyancing myself without the assistance of a Nayland lawyer help save any money?

A.

Should you desire t have a go you can definitely take care of the legal process without the help of a trained Nayland conveyancing solicitor. All solicitors practices would argue that this is a risky idea as do it yourself conveyancers are not covered by applicable cover which all solicitors firms are obligated to have.

Q.

How is stamp duty worked out and what amount should we budget for a £168000 Nayland home?

A.

Stamp Duty in Nayland is dependent on the valuation. Stamp duty will be £1680 on a £168000 house or flat in Nayland (accurate March 2013).

 
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