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Conveyancing in Northwich Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/10/17

Transport and public service information if you’re buying or selling residential property in Northwich -

By road: Northwich is served by the A49, A533, A556 and A559. By rail: The nearest train station is Northwich. By air: Northwich is closest to these three airports: Liverpool John Lennon Airport (21 miles), Manchester Airport (22), and Hawarden Airport (25).

Hospital: Victoria Infirmary, Winnington Hill, Northwich, CW8 1AW. Council: Cheshire West and Chester (www.cheshirewestandchester.gov.uk).

Attractions: Anderton Boat Lift, Vale Royal Falconry Centre, Stonyford Cottage Gardens, Go Ape Delamere Forest, Marbury Country Park, and Cheshire Animal Farm.

Q.

Why does the conveyancing process take so long for a Northwich purchase?

The legal work required to buy or sell a house or flat can be held up by numerous, often unpredictable issues. Homeward Legal endeavours to minimise the consequences of these delays, where feasible, by driving the transaction forward with diligence, constant communication, and the use of state-of-the-art systems. For the best and clearest quote, why not try our quote calculator? Or, if you’d prefer to talk to someone, you could call our expert team on 0800 038 6699 for your fixed-fee quote, protected by our ‘No Move, No Fee’ guarantee.

Q.

How early should we instruct a conveyancing solicitor in Northwich?

Generally speaking, the earlier you appoint your solicitor, the better. Promptly instructing a conveyancing solicitor can reduce the likelihood of your transaction stalling, because there are several conveyancing tasks that can be started as soon as your solicitor is on board.

Q.

Do I need to use a property solicitor who usually works with our estate agent in Knutsford?

Both estate agents and mortgage brokers will usually suggest a solicitor that you could use for the conveyancing. Such referrals should be thoroughly considered before you instruct your legal representative, however, because an agent may recommend the conveyancer who pays out the highest referral fee, rather than being the most appropriate choice for your needs. Why not call our team of experts on 0800 038 6699 to take about your fixed-fee quote?

Q.

I am intending to move from our semi-detached house in Northwich to our new home in Nantwich. When is the right time to book a removals firm?

We usually recommend that home-vendors delay booking a removals company until the exchange of contracts. To do so beforehand is a risk, because a moving date won’t have been firmed up. When you do come to appoint a firm, there are many local and national companies including:

  • Gregorys of Northwich, Pleasant Street Depot, Northwich, CW8 1HQ (Tel: 01606 77499)
  • Cheshire County Removals & Storage, Unit 3A Winnington Business Park, Winnington Lane, Northwich, CW8 4FT (Tel: 01606 74434).
Q.

Do you work with mortgage lenders with branches in Northwich?

The Homeward Legal partnership regularly works with the majority of lenders, who are approved by the Council of Mortgage Lenders. This means that we are able to carry out any relevant lender-imposed searches or checks in setting up your mortgage. This avoids the possibility of them passing their legal costs on to you. A number of mortgage specialists operate in Northwich:

  • Independent Choice Mortgages, 14 Partridge Way, Wincham, Northwich, CW9 6PY
  • Home & County Mortgages, 3 Royal Court, Gadbrook Park, Rudheath, Northwich, CW9 7UT
  • GHF Mortgages, 10 Burnside Way, Winnington, Northwich, CW8 4XS
Q.

Are charges for obtaining duplicate freehold company share certificates disbursements or fees?

Disbursements and fees ought to be identified separately on any quote for your conveyancing, which is not always the case for some solicitors’ firms. These charges are fees not disbursements, and should be included in the quote for conveyancing fees. Homeward Legal always make the distinction between fees and disbursements very clear, so you are always in control of your legal bill. Try our quote calculator. Or give us a call on 0800 038 6699 for your fixed-fee quote.

Q.

How is the stamp duty calculated in Northwich, and how much should we pay on a £759,000 property?

The Stamp Duty payable is dependent on the property's value, if it is more than £125,000. On a £759,000 house, the stamp duty will be £27,950.

Q.

Doing one’s own conveyancing without a property solicitor seems a good way of reducing costs for our move to Northwich, but would doing that be reckless?

There are absolutely no legal arguments why a home-seller can’t take this approach and reasonably undertake the conveyancing without a Northwich conveyancing solicitor. In reality, however, a property solicitor handles a large number of jobs (such as chasing replies to enquiries, or interpreting management accounts), most of which need a qualified solicitor. Fundamentally, though, DIY conveyancers take huge risks in operating without relevant indemnity insurance that every solicitors’ firm is obligated to carry. To discuss your needs and to obtain your free, fixed-fee, ‘No Move, No Fee’-guaranteed quote, contact our team on 0800 038 6699.

Q.

If Northwich land is contaminated, can the soil be easily remedied?

A.

Where land has been contaminated by industry or other sources, remediation can often be possible, but it can be costly. A local specialist e.g. Ideal Gardens Turf & Topsoil Centre, Cogshall Lane, Comberbach, Northwich, CW9 6BS can provide more detail.

Q.

For a fast conveyancing transaction on the purchase of a £102,000 residence, what do we need to do?

A.

Essential to a fast transaction is to instruct a experienced lawyer. When finding a suitable a lawyer, : Do they offer 'no move, no fee' protection? This can incentivise a faster transaction. Do they offer 'instant' online quotes? Do they use email as the preferred mode of communication?

Q.

Are charges for obtaining duplicate freehold company share certificates disbursements or fees?

A.

Disbursements and fees ought to be identified on a quote for your conveyancing. These costs are fees not disbursements, and should be included in a quote.

Q.

I am interested in purchasing in Northwich. Can I verify if the house is in a conservation area?

A.

These areas delineate regions of architectural or historic interest. Living in a conservation area can mean protection for trees and other flora, but the restrictions can make repairs more costly or time-consuming. A conveyancing lawyer will discuss what specific restrictions are in place.

Q.

We are purchasing a chapel in the parish of Wallasey. Are we advised to get a chancel search?

A.

Your solicitor may suggest that a chancel search be taken out. In Northwich's much older areas, chancel repair dues can be collected on the current owners of a property where Parochial Church Councils have previously chosen not to do so, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

Why could the purchase conveyancing process take so long?

A.

The legal work required to buy or sell a house or flat could be held up by numerous, often unpredictable, issues. Homeward Legal endeavour to minimise the consequences of these delays where feasible by driving the transaction forward.

Q.

Do you need a chancel search? I am purchasing a Northwich house on the same street as a church built in the 1200s.

A.

Owners of property in an area near nearby church property may be required to contribute towards the cost of repairs. This is referred to as chancel repair liability. A chancel search is used to check that such a liability exists. Your conveyancing solicitor will suggest an appropriate indemnity policy to address chancel liability. Church lands in the local area where a chancel search may be necessary include Holy Trinity, St Helen, Witton with St Thomas, Rudheath and St Luke.