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Transfer of Equity in Northwich

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Northwich

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Northwich clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Northwich Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/11/16

Northwich attractions

Anderton Boat Lift Historic Building and Northwich Cheshire Waterlife Bird of Prey Centre are in the vicinity of Northwich.

Greenbank station is approximately 1 mile from Northwich and the nearest airport to Northwich is Manchester Terminal 2 Airport (13 miles). Liverpool John Lennon Airport is 15 miles, Manchester Terminals 1 & 3 Airport is 13 miles, Howarden Airport is 20 miles and Eccles Airport is 16 miles away.

The most convenient hospital is Victoria Infirmary Northwich.

Q.

We need a fixed rate conveyancing estimate. What should I check?

A.

The lack of clarity surrounding this matter catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted. Many law firms promote supposedly 'the cheapest conveyancing quotes'. Often extra costs are frequently hidden in the terms of engagement which buyers and sellers may have not read carefully Costs ought to be fair and reasonable.

Q.

How early should we instruct a conveyancing solicitor in Northwich?

A.

Generally, earlier is preferable. Promptly instructing a conveyancing solicitor can reduce the likelihood of your transaction stalling.

Q.

For a fast conveyancing transaction on the purchase of a £102,000 residence, what do we need to do?

A.

Essential to a fast transaction is to instruct a experienced lawyer. When finding a suitable a lawyer, : Do they offer 'no move, no fee' protection? This can incentivise a faster transaction. Do they offer 'instant' online quotes? Do they use email as the preferred mode of communication?

Q.

Do you need a chancel search? I am purchasing a Northwich house on the same street as a church built in the 1200s.

A.

Owners of property in an area near nearby church property may be required to contribute towards the cost of repairs. This is referred to as chancel repair liability. A chancel search is used to check that such a liability exists. Your conveyancing solicitor will suggest an appropriate indemnity policy to address chancel liability. Church lands in the local area where a chancel search may be necessary include Holy Trinity, St Helen, Witton with St Thomas, Rudheath and St Luke.

Q.

I am interested in purchasing in Northwich. Can I verify if the house is in a conservation area?

A.

These areas delineate regions of architectural or historic interest. Living in a conservation area can mean protection for trees and other flora, but the restrictions can make repairs more costly or time-consuming. A conveyancing lawyer will discuss what specific restrictions are in place.

Q.

Are charges for obtaining duplicate freehold company share certificates disbursements or fees?

A.

Disbursements and fees ought to be identified on a quote for your conveyancing. These costs are fees not disbursements, and should be included in a quote.

Q.

What property will my Northwich conveyancer do when buying a Northwich house?

A.

The regular procedure is to obtain Local Authority Search, Drainage Search, Environmental and Cheshire Brine Search (Coal Authority) and perhaps specific local searches e.g. a CON299.

Q.

The Northwich home being bought is on a brownfield site. Could the soil be contaminated by industrial waste like vanadium?

A.

Government policy is in place to control pollution, waste, water and chemical contamination. Metal contamination of soil in Northwich is more likely to occur near disused factories or waste management sites. Data on other contaminants, like groundwater contamination and insecticides, will also be included in an environmental search.

 
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