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Conveyancing in Northwich Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 11/01/18

Transport and public service information if you’re buying or selling residential property in Northwich -

By road: Northwich is served by the A49, A533, A556 and A559. By rail: The nearest train station is Northwich. By air: Northwich is closest to these three airports: Liverpool John Lennon Airport (21 miles), Manchester Airport (22), and Hawarden Airport (25).

Hospital: Victoria Infirmary, Winnington Hill, Northwich, CW8 1AW. Council: Cheshire West and Chester (www.cheshirewestandchester.gov.uk).

Attractions: Anderton Boat Lift, Vale Royal Falconry Centre, Stonyford Cottage Gardens, Go Ape Delamere Forest, Marbury Country Park, and Cheshire Animal Farm.

Q.

Why does the conveyancing process take so long for a Northwich purchase?

The legal work required to buy or sell a house or flat can be held up by numerous, often unpredictable issues. Homeward Legal endeavours to minimise the consequences of these delays, where feasible, by driving the transaction forward with diligence, constant communication, and the use of state-of-the-art systems. For the best and clearest quote, why not try our quote calculator? Or, if you’d prefer to talk to someone, you could call our expert team on 0800 038 6699 for your fixed-fee quote, protected by our ‘No Completion, No Fee’ guarantee.

Q.

How early should we instruct a conveyancing solicitor in Northwich?

Generally speaking, the earlier you appoint your solicitor, the better. Promptly instructing a conveyancing solicitor can reduce the likelihood of your transaction stalling, because there are several conveyancing tasks that can be started as soon as your solicitor is on board.

Q.

Do I need to use a property solicitor who usually works with our estate agent in Knutsford?

Both estate agents and mortgage brokers will usually suggest a solicitor that you could use for the conveyancing. Such referrals should be thoroughly considered before you instruct your legal representative, however, because an agent may recommend the conveyancer who pays out the highest referral fee, rather than being the most appropriate choice for your needs. Why not call our team of experts on 0800 038 6699 to take about your fixed-fee quote?

Q.

I am intending to move from our semi-detached house in Northwich to our new home in Nantwich. When is the right time to book a removals firm?

We usually recommend that home-vendors delay booking a removals company until the exchange of contracts. To do so beforehand is a risk, because a moving date won’t have been firmed up. When you do come to appoint a firm, there are many local and national companies including:

  • Gregorys of Northwich, Pleasant Street Depot, Northwich, CW8 1HQ (Tel: 01606 77499)
  • Cheshire County Removals & Storage, Unit 3A Winnington Business Park, Winnington Lane, Northwich, CW8 4FT (Tel: 01606 74434).
Q.

Do you work with mortgage lenders with branches in Northwich?

The Homeward Legal partnership regularly works with the majority of lenders, who are approved by the Council of Mortgage Lenders. This means that we are able to carry out any relevant lender-imposed searches or checks in setting up your mortgage. This avoids the possibility of them passing their legal costs on to you. A number of mortgage specialists operate in Northwich:

  • Independent Choice Mortgages, 14 Partridge Way, Wincham, Northwich, CW9 6PY
  • Home & County Mortgages, 3 Royal Court, Gadbrook Park, Rudheath, Northwich, CW9 7UT
  • GHF Mortgages, 10 Burnside Way, Winnington, Northwich, CW8 4XS
Q.

Are charges for obtaining duplicate freehold company share certificates disbursements or fees?

Disbursements and fees ought to be identified separately on any quote for your conveyancing, which is not always the

case for some solicitors’ firms. These charges are fees not disbursements, and should be included in the quote for conveyancing fees. Homeward Legal always make the distinction between fees and disbursements very clear, so you are always in control of your legal bill. Try our quote calculator. Or give us a call on 0800 038 6699 for your fixed-fee quote.

Q.

How is the stamp duty calculated in Northwich, and how much should we pay on a £759,000 property?

The Stamp Duty payable is dependent on the property's value, if it is more than £125,000. On a £759,000 house, the stamp duty will be £27,950.

Q.

Doing one’s own conveyancing without a property solicitor seems a good way of reducing costs for our move to Northwich, but would doing that be reckless?

There are absolutely no legal arguments why a home-seller can’t take this approach and reasonably undertake the conveyancing without a Northwich conveyancing solicitor. In reality, however, a property solicitor handles a large number of jobs (such as chasing replies to enquiries, or interpreting management accounts), most of which need a qualified solicitor. Fundamentally, though, DIY conveyancers take huge risks in operating without relevant indemnity insurance that every solicitors’ firm is obligated to carry. To discuss your needs and to obtain your free, fixed-fee, ‘No Completion, No Fee’-guaranteed quote, contact our team on 0800 038 6699.

Q.

Unexpected financial circumstances dictate that we ideally need to exchange contracts on the selling of our renovated leasehold flat as quickly as possible, do you any property auction specialist fast Northwich conveyancing solicitors ?

A.

Yes, We maintain that our solicitors take a take charge approach when completing the conveyancing and title transfer

Having implemented advanced technology and land registry integrated systems . We look after you with sellers a SRA solicitor trained to communicate with the total property chain (line of buyers and sellers) for example estate agents, for a fast exchange.

Q.

What amount of time may conveyancing legal work take? We are buying in Northwich.

A.

Generally speaking, the amount of time required to buy or sell residential property will vary, based on a handful of considerations. Our conveyancing solicitors ensure the matter receives communicative and proactive service, resulting in the fastest possible outcome.

Q.

What property will my Northwich conveyancer do when buying a Northwich house?

A.

The regular procedure is to obtain Local Authority Search, Drainage Search, Environmental and Cheshire Brine Search (Coal Authority) and perhaps specific local searches e.g. a CON299.

Q.

What can a Northwich conveyancing lawyer do if the building we are planning to buy is situated in a local authority conservation area and has inappropriate windows installed?

A.

Local authority Requisition for search and Official Certificate of Search conducted by your Northwich conveyancing solicitor as part of the conveyancing will ascertain if the property is in a conservation area and any evidence of council approval for additions to the property will be required.

Q.

Can you advise how to bypass paying for stamp duty to HM Revenue?

A.

We do not advise conveyancing clients get involved with any stamp duty mitigation scheme, as such schemes are often uneconomical and often likely to fail. There have been certain government-sponsored schemes, such as higher thresholds for first-time buyers. A conveyancing solicitor should confirm whether you are eligible.

Q.

Environmental searches may be conveyancing protocol but with recent weather changes for instance the serious flooding in Sept 2012 in North West England are they the best way to advise us sufficient information about the risk of flooding in Northwich?

A.

A competent conveyancing solicitor in Northwich will suggest that you get property environmental searches if the environmental conveyancing searches identifies a Northwich flood risk area

Sometimes home buyers to get in touch with a local resident for additional further comfort or local Cheshire flood repair builder - try A Dale Decorating, 41 Meadow La, Moulton, Northwich, CW9 8QH Tel: 01925 205629.

Q.

How early should we instruct a conveyancing solicitor in Northwich?

A.

Generally, earlier is preferable. Promptly instructing a conveyancing solicitor can reduce the likelihood of your transaction stalling.