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Conveyancing in Norwood Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Norwood key data:

The nearest station to Norwood is Gipsy Hill. Norwood's closest airport is London Biggin Hill Airport (8 miles). Heathrow Terminals 1 2 3 Airport is 16 miles, London City Airport is 9 miles, London Heliport Airport is 5 miles, Heathrow Terminal 5 Airport is 18 miles, Gatwick South Terminal Airport is 19 miles, Gatwick North Terminal Airport is 19 miles, Heathrow Terminal 4 Airport is 16 miles, Northolt Jet Centre Airport is 17 miles, Elstree Airport is 19 miles and away.

Mayday University Thornton Heath is a nearby hospital.

Q.

How do we identify a genuinely cheap fee? We need affordable conveyancing in Norwood.

A.

Numerous conveyancers offer supposedly 'the cheapest conveyancing quotes', but extra costs may be added into the terms that buyers often do not check. Costs ought to be reasonable and be applicable solely where the solicitor must perform additional tasks on your behalf, which could not be anticipated at the start of the process. A quote should list any disbursements to be paid.We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

How soon should you instruct a conveyancing solicitor?

A.

In the vast majority of cases, instructing as soon as possible is wise. Some groups suggest waiting before instruction until an offer has been firmly agreed, but delays can risk the other side pulling out, particularly in uncertain market conditions.

Q.

Do we need to choose a firm of solicitors suggested by the local agent?

Both agents and mortgage brokers will push a law firm to handle your conveyancing. However, if the agent is paid a fee by the solicitor, some agents choose the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

Which mortgage lender panels in Norwood are your solicitors members of?

A.

Homeward Legal work in conjunction with most lenders approved by the CML. A number of mortgage specialists operate in Norwood, like AAA Mortgages, 103 Harlow Crescent, Harrogate, HG2 0AL, Brown Nick, 49 Garnet La, Tadcaster, LS24 9LD, and Mortgages Only Ltd, 6 Hawksworth St, Ilkley, LS29 9DU.

Q.

Is a deed of variation paid to the solicitor?

A.

A good quote will clearly list all disbursements and fees. This cost is a fee not a disbursement. It should be included in a quote.

Q.

Cheshire Building Society is going to be our lender, is there anything I need to check?

A.

Traditionally, almost all solicitors could perform legal work for both buyers and mortgage lenders. Recently, a number of lenders are now reducing the size of their 'solicitor panel', potentially creating higher legal costs for purchasers. Homeward Legal will act on behalf of most lenders in the UK to keep legal costs to a minimum.

Q.

We plan to purchase a home in Stoke Newington. Do we need a chancel search?

A.

Whether you are buying a property in Norwood or elsewhere in the county, the property lawyer is likely to recommend that a chancel search is taken out. Chancel repair may be imposed on current owners of a property where Parochial Church Councils have not imposed the same liability on the last owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

What amount of time may we budget for conveyancing generally need?

A.

The amount of time taken to transfer a property does vary. This is based on a number of concerns, for example, whether a mortgage is involved. With our specialist solicitors, your transaction is undertaken with the utmost care and speed.