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Transfer of Equity in Oadby

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Oadby

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Oadby clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Oadby Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 08/12/16

Oadby data:

The closest airport to Oadby is East Midlands Airport. Coventry Airport is 23 miles, and Tollerton Airport is 22 miles away. Oadby's closest station is South Wigston at 3 miles.

Oadby, Leicester is the closest hospital for Oadby.

Q.

How do we find the best rates for conveyancing for a 170,000 house?

A.

Confusion over this topic catches out many property buyers and sellers, and can leave them paying far more in fees than they budgeted, and many property lawyers offer supposedly 'the cheapest conveyancing quotes', however additional costs are often hiding in the small print. Extra charges ought to be reasonable and clear and only come into force where your lawyer is required to complete extra work on your behalf, which could not be anticipated at the start of the process.

Q.

We are purchasing in Oadby with Yorkshire Building Society - is there anything we need to check?

A.

Traditionally, most solicitors could act for the majority lenders. Buyers in Oadby should be aware that, over the last two years, some lenders have reduced the number of firms on their approved panel. This can mean increased conveyancing costs for buyers. We can act for many CML-approved lenders.

Q.

Is rubidium topsoil contamination likely in Oadby?

Though the dangers are usually minor, some very localised cases of contamination in Oadby may pose unacceptably high risk. Metal contamination of soil in Oadby is more likely to occur near ex-industrial sites or ex-landfills. Data on other contaminants, like groundwater contaminants like bleach and herbicides, will also be included in an environmental search.

Q.

Can you advise how to avoid paying out for stamp duty land tax?

A.

Stamp duty reduction must be treated with caution, as such schemes are costly and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a number of government initiatives, however, such as for first-time buyers.

Q.

How can the sale conveyancing process need such a long time?

A.

Conveyancing will occasionally experience delays, Homeward Legal, however, seek to diminish the cost of these delays if it can be achieved by, for example, ordering searches as early as possible.

Q.

Should I get a survey for our house purchase?

A.

We firmly suggest that Oadby buyers instruct a surveyor to perform a survey when you intend to buy in Oadby. Many defects will impact a property, such as cracked roof tiles. These will not be reported on by a solicitor.

Q.

Our purchase is completing in June, how is stamp duty determined?

A.

The Stamp Duty rate you must pay is calculated with reference to the property's value. On a £740k property, stamp duty will be £29600.

Q.

What are Oadby's searches?

A.

Conveyancing searches are a bundle of enquiries undertaken on behalf of the purchaser, including a search of the Index Map. These searches refer to issues and defects relating to the property's legal title.

 
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