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Conveyancing in Oakham Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/07/17

Oakham information:

Oakham train station is approximately 1 mile from Oakham. Oakham's nearest airport is Tollerton, Nottingham City Airport.

The nearest hospital is Rutland Memorial.

Q.

How do we find fixed rate conveyancing in Oakham?

A.

Various conveyancers promote cheap conveyancing quotes, but additional charges are often hiding in the solicitor's terms of engagement that unknowing home owners have not reviewed Additional costs which are listed in the terms should be reasonable and clear. They only be applied if the conveyancer must complete unanticipated additional work , which could not be anticipated at the start of the process.

Q.

The house in Oakham being bought is on a brownfield site. What should we do regarding selenium soil contamination?

A.

Effort is made throughout the local area to remediate top-soil contamination. Also considering issues such as groundwater contamination, contaminants affecting Oakham property will be factored into an environmental search.

Q.

How much time will conveyancing need? We are selling in Oakham.

A.

On average, the amount of time taken to buy or sell residential property may vary, based on a broad set of concerns. With our specialist solicitors, every purchase is undertaken as quickly as possible.

Q.

We are purchasing with Lloyds TSB - what will we need to know?

A.

Your mortgage lender will require legal work to be performed on their behalf. Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal can act for all large CML-approved lenders.

Q.

There are a multitude of manuals about how to do DIY conveyancing e.g. leasehold Flats & Houses a supplement to Bradshaw's Guide to DIY House Buying, Selling & Conveyancing. Do I actually need a conveyancing solicitor in Oakham ?

A.

There are no reasons why a buyer cannot decide to complete the bulk of the legal and technical work without a specialist Oakham property solicitor. In reality however, a property lawyer is in charge of a significant number of functions including interpreting replies to enquiries or reading the lease some of which are better done by someone with a skilled professional.

Even more importantly do it yourself conveyancers take huge risks in operating without suitable insurance which practicing firms and their solicitors are required by the SRA to carry.

Q.

Is a TT fee a fee or disbursement?

A.

A quote will list all fees and disbursements. This cost, for example, is a fee not a disbursement, and will usually be included in your quote.

Q.

What will the council tax cost me on a Sixties Band D maisonette in Oakham?

A.

The band should usually be given as part of the title report along with the local council. The correct rates for properties in Oakham are detailed at the Harborough council website. Currently on 24 June 2012 the rates are:

  • Band A - £996.00
  • Band B - £1,162.00
  • Band C - £1,328.00
  • Band D - £1,494.00
  • Band E - £1,826.00
  • Band F - £2,158.00
  • Band G - £2,489.00
  • Band H - £2,987.00

Q.

Of the major Oakham mortgage lenders, who have joined your panel?

A.

The Homeward Legal group are able to work with all the major lenders providing financing to Oakham buyers. Oakham lenders and mortgage specialists include Mortgage Shop, Flat/8 Market St, Oakham, LE15 6DY, Smith & Pithers, 1 Gaol St, Oakham, LE15 6AQ, and L R G Mortgages, 2 Martin Clo, Oakham, LE15 6HB. Your solicitor will be able to carry out any relevant lender-imposed searches or checks.

 
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