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Conveyancing in Oakham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/10/17

Oakham information:

Oakham train station is approximately 1 mile from Oakham. Oakham's nearest airport is Tollerton, Nottingham City Airport.

The nearest hospital is Rutland Memorial.

Q.

How do we find fixed rate conveyancing in Oakham?

A.

Various conveyancers promote cheap conveyancing quotes, but additional charges are often hiding in the solicitor's terms of engagement that unknowing home owners have not reviewed Additional costs which are listed in the terms should be reasonable and clear. They only be applied if the conveyancer must complete unanticipated additional work , which could not be anticipated at the start of the process.

Q.

How do we determine stamp duty and what should we pay on a £205000 property?

A.

The Stamp Duty due will depend on the valuation. On a £205000 house, stamp duty will be £2050 (accurate March 2013).

Q.

I am purchasing a home in Frisby on the Wreak. Will it be necessary to get a chancel search?

A.

A conveyancing solicitor is likely to recommend a chancel search, irrespective of the parish in which the property being purchased is found. In older areas of Oakham, chancel repair may be apportioned on current owners of a property where Parochial Church Councils may have spared previous owners or tenants, so indemnity insurance may be advisable even if liability is unlikely.

Q.

In respect to the extensive flooding in Sept 2012 in the East Midlands we are wondering whether flood risk searches might not be exacting enough?

A.

A Oakham property solicitor will get additional informative property conveyancing searches if the standard conveyancing searches flag up a Oakham flood risk.

You can also speak to a next door neighbour to gain more insight or local Rutland flood damage business - e.g. Moss Beck Ltd, 21 Main St, Barrowden, Oakham, LE15 8EQ Tel: 01572 747680.

Q.

For fast conveyancing on the purchase of a £276,000 house, what can we do to accelerate the transaction?

A.

As is widely reported, finding a communicative lawyer is key a fast completion. Furthermore, there are a number of tasks you, as the buyer, could do to get moving sooner, such as, calling or emailing your lawyer, and chase them if you suspect any delays, answering any queries raised by the lawyer as soon as possible and organising your finances.

Q.

What is the authority that is responsible for logging the standard of repair of the conservation areas in Oakham?

A.

Conservation areas in Oakham are specified by the local authority (Harborough) who maintain everything from including things like street guard rails, extensions and paths. English Heritage have conducted a survey and created details of the state of repair of conservation areas as well as the vulnerability.

Q.

We are purchasing with Lloyds TSB - what will we need to know?

A.

Your mortgage lender will require legal work to be performed on their behalf. Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal can act for all large CML-approved lenders.

Q.

Does Homeward Legal administer the legal conveyancing of property auction properties in Oakham?

A.

Homeward Legal is very knowledgeable with auction buyers and sellers. Our niche auction team of property solicitors have been instructed by numerous buyers at local Oakham auctions including Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Savvy bidders will pick a property conveyancing lawyer as ahead of time as possible to allow for a detailed report of the documents before the day of the auction. After the auction day arrives, the lawyer has to be ready for complete the purchase inside 28 days after exchange as typically required by the auction conditions.