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Transfer of Equity in Oakham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Oakham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Oakham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Oakham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Oakham information:

Oakham train station is approximately 1 mile from Oakham. Oakham's nearest airport is Tollerton, Nottingham City Airport.

The nearest hospital is Rutland Memorial.

Q.

How do we find fixed rate conveyancing in Oakham?

A.

Various conveyancers promote cheap conveyancing quotes, but additional charges are often hiding in the solicitor's terms of engagement that unknowing home owners have not reviewed Additional costs which are listed in the terms should be reasonable and clear. They only be applied if the conveyancer must complete unanticipated additional work , which could not be anticipated at the start of the process.

Q.

We are intending to be moving from our semi detached house in Oakham into a bigger home in Ketton . At what point to book a removal company?

A.

Most conveyancers will recommend that home buyers and sellers hold off booking a removals company until exchange of contracts as in advance of this commonly an agreed home moving date wont have been fixed.

For more information try Grant Ron Removals Ltd, 15 Nightingale Way, Oakham, LE15 6ES Telephone: 01572 757029.

Q.

What can a Oakham conveyancing solicitor recommend if the property we are buying is in a conservation area in Harborough local authority that may have ugly roof antenna installed?

A.

Harborough council search (LLC1 - Requisition for search and Official Certificate of Search) conducted by your solicitor during the legal process should determine whether the property is within a conservation area and any evidence of council approval for changes to the property will be supplied.

Q.

Should I get a chancel liability search? We are purchasing a property in Oakham.

A.

The judgement in Aston Cantlow (PCC) v Wallbank in 2003 confirmed that chancel repair liability could be enforced. Insurance may be available to protect a buyer should a Oakham Parochial Church Council enforce liability. Oakham church lands include All Saints.

Q.

What does 'fixtures and fittings' include?

A.

Buyers in Oakham are frequently confused by the lack of detail regarding which fixtures and fittings will be included with a property. The buyers' and sellers' understanding of what will be included in the sale may vary considerably; this makes resolving any confusion between buyer and seller on this issue so urgent.

Q.

What will the council tax cost me on a Sixties Band D maisonette in Oakham?

A.

The band should usually be given as part of the title report along with the local council. The correct rates for properties in Oakham are detailed at the Harborough council website. Currently on 24 June 2012 the rates are:

  • Band A - £996.00
  • Band B - £1,162.00
  • Band C - £1,328.00
  • Band D - £1,494.00
  • Band E - £1,826.00
  • Band F - £2,158.00
  • Band G - £2,489.00
  • Band H - £2,987.00

Q.

The house in Oakham being bought is on a brownfield site. What should we do regarding selenium soil contamination?

A.

Effort is made throughout the local area to remediate top-soil contamination. Also considering issues such as groundwater contamination, contaminants affecting Oakham property will be factored into an environmental search.

Q.

Do I need to get a home buyers survey?

A.

It is strongly recommended that purchasers arrange a RICS survey. It is a fact that there are a wide range of defects which affect a property, such as blocked drains or roof spread. Such issues will not be considered during the conveyancing work itself.

 
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