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Conveyancing in Okehampton Q & A's

Profile photo of Clarisa McMahon

By

Ask Clarisa a question hl@syntarsus.co.uk

Updated: 17/04/17

Local key data:

Okehampton's closest train station is Okehampton and Okehampton's nearest airport is Plymouth City Airport (22 miles).

Okehampton Community is the neighbouring hospital to Okehampton.

Q.

I am looking for a cheap Okehampton solicitor to own a house. What are the risks?

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted, and many conveyancers claim to offer supposedly 'the cheapest conveyancing quotes'. Often additional costs are frequently hidden in the terms and conditions. Excited buyers, eager to get underway, often ignore this small print when they instruct. Additional fees which are listed in the terms should be fair. They be applied only where the solicitor must complete unanticipated additional work , which could not be anticipated at the start of the process. Any disbursements should also be clearly stated on a quote

Q.

DIY conveyancing without a Okehampton conveyancer appears to be becoming possible as a buyer of a home. Would it be a false economy ?

A.

There is no reason why a home seller cant go down that route and take care of he bulk of the conveyancing without solicitor in Okehampton. However, a conveyancing solicitor is familiar with a large array of actions such as chasing lender for comments on issues raised and identifying the most appropriate searches many of which are better done by someone with adequate training.

Fundamentally do it yourself conveyancers will not have acceptable professional indemnity insurance that lawyers are required by the Law Society to be covered by.

Q.

Should we get a chancel search if I plan to buy in the parish of Dittisham, near Okehampton?

A.

Your conveyancing lawyer is likely to recommend a chancel search, irrespective of the parish where the house being bought is found. In Okehampton's much older areas, chancel repair may be imposed on the current owners of a house where church councils may have not done so

in the past. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Lloyds TSB is going to be our mortgage lender, is there anything I need to check?

A.

Buyers in Okehampton should consider that, over the last two years, some lenders are now reducing their 'solicitor panel'. This can mean increased conveyancing costs for buyers. Homeward Legal are able to act for most lenders in the UK, keeping buyers' legal costs to a minimum.

Q.

Are any of the Okehampton conservation areas are in an unacceptable state?

A.

The most recent list of the state of conservation areas in Okehampton is noted by English Heritage. This details are listed at English Heritage: Okehampton marked as very bad with high vulnerability and deteriorating.

Q.

Is your solicitor team able to handle fast completions on property auction conveyancing in Okehampton?

A.

Yes - We put together legal documentation for vendors and regularly work for sellers at auction. Our auction team lawyers have worked for numerous bidders at local Okehampton residential property auctions such as Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Wise auction buyers know to decide on a Okehampton lawyer as ahead of time as they can to give enough time for an investigation of the auction legal pack before the day of bidding. Following the actual auction a prepared lawyer will be able to concentrate on swiftly get through the legal work within 28 days as usually required by the standard auction conditions.

Q.

How soon should we arrange a solicitor?

A.

If you use a firm offering a 'no move, no fee' guarantee, instructing as soon as possible is wise. Some groups advocate holding off instruction until the offer is accepted, but you will then be at a serious disadvantage in the event of a contract race, or buyer eager to move quickly.

Q.

Which Okehampton lenders do you work with?

A.

Homeward Legal work with many lenders. A number of mortgage specialists operate in Okehampton, such as Mortgagefinders, 33 Dunsford Rd, Exeter, EX4 1LQ, Mortgage Advice Bureau (Exeter) Ltd, North Door/Broadwalk House/Southernhay West, Exeter, EX1 1TS, and Mortgage Matters Plus, Pottery Rd, Bovey Tracey, Newton Abbot, TQ139DS.

 
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