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Transfer of Equity in Ongar

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ongar

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ongar clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Ongar Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 05/12/16

Ongar information:

The nearest train station to Ongar is Shenfield, approximately 6 miles away. The closest airport to Ongar is Stansted Airport. London City Airport is 17 miles, London Heliport Airport is 25 miles, London Airport is 22 miles, Elstree Airport is 25 miles and away.

Ongar War Memorial is the closest hospital to Ongar.

Q.

How do I find a cheap solicitor in Ongar for purchasing a residence?

A.

Several solicitors purport to offer supposedly cheap conveyancing, however extra charges may be added into the small print. Any extra charges which are listed in the terms should be reasonable and clear. They only apply in cases where your conveyancer is required to perform tasks outside a normal transaction for you, which could not be anticipated at the start of the process. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.

Q.

How long can the legal work to sell a house usually take? We are buying in Ongar.

A.

The amount of time required to transfer a house varies. This is according to a range of considerations such as the tenure of the property. Nationally, the average is up to twelve weeks, whereas Homeward Legal take a proactive approach, driving the sale or purchase to complete sooner.

Q.

In what ways does my Ongar solicitor investigate the potential risk of a flood in Ongar?

A.

An essential step in the conveyancing process involved in buying a home involves the conveyancing lawyer applying for conveyancing searches that provide detail about the potential Ongar area flood risk. A more thorough flood risk search, such as the Homecheck search, may be advised by a property lawyer in Ongar if in the event that the initial searches indicate a flood risk.

Q.

When do we need to arrange a conveyancer?

A.

With a firm offering a 'no move, no fee' conveyancing quote, the sooner the better, as the legal work can commence straight away. Early instruction of a conveyancing solicitor can reduce the likelihood of your purchase or sale stalling.

Q.

How much is the council tax on a semi-detached Band C home in Ongar?

A.

You will be briefed about the houses council tax band with the conveyancer's title report. The correct charges for residents of Ongar are listed on the Brentwood council site. At the time of writing on 27 July 2012 rates for all bands are:

  • Band A - £979.00
  • Band B - £1,142.00
  • Band C - £1,305.00
  • Band D - £1,468.00
  • Band E - £1,794.00
  • Band F - £2,121.00
  • Band G - £2,447.00
  • Band H - £2,936.00

Q.

Can we establish whether the property we are buying is in a conservation area?

A.

These areas detail local areas defined as being of 'special architectural and historic interest'. These restrictions may impose liability on a buyer for unauthorised alterations made by previous owners, but the benefits will include protection for trees and other flora. Your conveyancing solicitor will be able to provide more details.

Q.

Please suggest how to bypass paying for stamp duty land tax?

A.

Stamp duty mitigation scheme should be treated with extreme caution. Such schemes are often uneconomical and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed.

Q.

Will the Ongar property solicitor apply for any searches on the Essex Regency end-of-terrace bungalow we are buying?

A.

The routine procedure will be to get the following Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environment Search as well as any less common searches such as Commons Registration (CON290).

 
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