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Conveyancing in Pangbourne Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/10/17

Pangbourne information:

Pangbourne is within 3m of junction entry 12 Westbound of the M4.

Pangbourne station is around a mile from Pangbourne. The closest airport to Pangbourne is White Waltham, Waltham Rd Airport (15 miles). Farnborough (TAG London) Airport is 20 miles, White Waltham Airport is 15 miles, Blackbushe Airport is 16 miles and Booker Airport is 17 miles away.

Q.

Noted Pangbourne interest

A.

Basildon Park National Trust Englefield House Historic Houses Association and Lower Basildon St Bartholomew Churches Conservation Trust are close at hand to Pangbourne.

The nearest hospital is Prospect Park Reading.

Q.

How do we get low cost conveyancing in Pangbourne?

A.

Various firms offer cheap conveyancing quotes. Unfortunately additional charges are often hiding in the small print. Busy, stressed buyers ignore these terms at their peril. Additional fees included in the terms needs to be reasonable.

Q.

The lender will be Ecology Building Society, what will we need to check?

A.

Traditionally, almost all conveyancing solicitors could act for the large mortgage lenders. Over the last two years, some lenders have limited the firms who can act for them. This can mean higher legal costs for buyers. We can act on behalf of the majority of mortgage lenders to keep legal costs to a minimum.

Q.

What type of additional enquiries about the uncertain risk of local flooding to properties in Berkshire will my Pangbourne property lawyer scrutinise on a seventies home I am intending to buy?

A conveyancing lawyer makes an application for standard protocol conveyancing and environmental searches, which include Pangbourne flood risk area data.

Q.

How is Stamp Duty Land Tax calculated, what should we budget for a £608000 property?

A.

The Stamp Duty rate owed will depend on the purchase price. On a £608000 Pangbourne property, stamp duty will be £24320.

Q.

At what point should we find a solicitor?

A.

In the majority of situations, the earlier, the better, as the legal work can start very early in the process. Instructing your solicitor sooner for a purchase enables you will the details of your Pangbourne solicitor ready when you make an offer, or, if you are selling a property, information, especially from slow third-parties, can be requested even prior to accepting an offer.

Q.

Will fees for the conveyancing cover any hidden fees?

A.

Homeward Legal will never charge any extra, hidden costs to buy or sell a property. Your quote for conveyancing in Pangbourne is an accurate fee.

Q.

What will the council tax cost on a investment Band an apartment in Pangbourne?

A.

The band should conventionally be set out as part of the report on title, and by the local council

The latest tax rates for homes in Pangbourne are set out in detail online at the Reading council website. Currently, 12 February 2013, rates for all bands are:

  • Band A - £999.00
  • Band B - £1,166.00
  • Band C - £1,332.00
  • Band D - £1,499.00
  • Band E - £1,832.00
  • Band F - £2,165.00
  • Band G - £2,498.00
  • Band H - £2,998.00

Q.

If we are purchasing near Pangbourne, in the parish of Letcombe Regis, do we need a chancel search?

A.

Whichever Pangbourne parish you are purchasing in, a conveyancing lawyer could recommend a chancel search. Chancel repair can be imposed on current owners of a house where Parochial Church Councils (PCCs) may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.