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Transfer of Equity in Pentyrch

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Pentyrch

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Pentyrch clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Pentyrch Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/17

Pentyrch information:

Pentyrch's nearest airport is Cardiff Airport. and Taffs Well station is approximately 2 miles from Pentyrch.

Pentyrch is very close at about 1 1/2m of Junction 33 Eastbound of the M4.

Q.

Local points of interest in Pentyrch

A.

Tongwynlais Castell Coch Cadw and Caerphilly Castle Cadw are situated in Pentyrch.

The nearest hospital to Pentyrch is Whitchurch Cardiff.

Q.

We are trying to find a cheap solicitor to buy a house. What do we need to consider?

A.

Lack of clarity over this matter catches out many buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many conveyancers purport to offer cheap conveyancing. Unfortunately additional fees are frequently hidden in the terms. A quote ought to define any disbursements.Our online quote calculator will generate an accurate quote for your transaction.

Q.

Should I get a chancel search? I am buying a Pentyrch property close by a parson's close.

A.

There are over 15,000 ecclesiastical parishes throughout the UK. Owners of property within some of these may be required to contribute towards the repair of a local church. As a consequence of a recent Act, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Your solicitor can provide more details.

Q.

Please suggest how to avoid paying SDLT?

Stamp duty scheme must be treated with caution by purchasers in Pentyrch. Such schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

I am purchasing a £203k. What should be worked out for stamp duty?

A.

SDLT is based on the valuation. For a home purchased for £203k, the SDLT rate is £2030.*

*Correct as of 01/02/2013

Q.

Do we need a chancel search if we are buying in the parish of Merthyr Mawr?

A.

Your solicitor may suggest a chancel search, regardless of the parish where the house being bought is found. Through some Parochial Church Councils have decided to exact chancel repairs on current owners, a conveyancing solicitor cannot verify that a parish where dues have not recently been paid will not be so in future.

Q.

Which mortgage lenders in Pentyrch do you work with?

A.

Of lenders with offices proximate to Pentyrch, we with all the major companies. Lenders and mortgage specialists in Pentyrch include Lloyd Financial Management Ltd, 1 Heol Tir Coch, Efail Isaf, Pontypridd, CF38 1BW, 4 sight 4 Finance, 2 Pant Yr Wyn, Cardiff, CF23 5HS, and Mortgage Broker (Cardiff) Ltd, 73 Tatham Rd, Llanishen, Cardiff, CF14 5FD.

Q.

How much time should conveyancing to transact a property generally require?

A.

For most property, the number of weeks needed to sell or purchase a residence will vary, based on potentially many factors. These could include whether the property being bought or sold is leasehold. With our solicitors, each client is handled quickly, and to the highest standard of service.

Q.

Would acquiring a property survey be advisable when buying property?

A.

It is advised that all purchasers arrange a surveyor to carry out a survey. Buyers should be aware that there are a wide range of defects which can negatively affect a property, that a solicitor will be unable to address, such as chimney defects or insect infestation.

 
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