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Conveyancing in Polegate Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/17

Local key data:

Polegate's closest airport is Shoreham, Cecil Pashley Way Airport (24 miles). and Polegate train station is about a mile from Polegate.

The closest hospital to Polegate is Eastbourne District General.

Q.

We need a cheap solicitor to own a flat. What should we check?

A.

Several firms claim to offer supposedly 'the cheapest conveyancing quotes', but additional costs will be included in small print.

Q.

How much can my searches be?

A.

Conveyancing searches ranges in cost. Searches are paid to a third party, and will not be included in the quoted conveyancing fees.

Q.

Will the title report compiled by the Polegate conveyancing solicitor report back on the relevant rates of council tax for a Band A property prior to exchange?

A.

The lawyer will contact the council to discover the currently applicable council tax charges which will then be set out in the title report. The latest council tax rates for properties in Polegate are detailed online at the Wealden local authority site. At the time of writing, 29 January 2013, the different rates are:

  • Band A - £1,088.00
  • Band B - £1,270.00
  • Band C - £1,451.00
  • Band D - £1,632.00
  • Band E - £1,995.00
  • Band F - £2,358.00
  • Band G - £2,721.00
  • Band H - £3,265.00

Q.

I would like to know which Polegate lenders you work with. Whose panels are your solicitors members of?

A.

The Homeward Legal group have worked with the vast majority of lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Polegate, like DHH Mortgages, 120 Seaside Rd,

Eastbourne, BN21 3PF, Coleman Jason, 14 Freeman Av, Eastbourne, BN22 9NT, and Finance Planning Ltd, 87 High St, Uckfield, TN22 1RJ.

Q.

Is it important that I get a chancel search if I am buying in Polegate on the same road as rectory land?

A.

Where land in Polegate was once owned by a lay-rector, new owners of that property may be obliged to contribute towards the cost of upkeep of local churches. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Polegate church lands where a chancel search may be appropriate include St John.

Q.

As a consequence of the fact that 2012 was second wettest year since 1920 I am wondering if property conveyancing searches might not be sufficient?

A.

A Polegate property lawyer will suggest that you get additional detailed flood searches if the first conveyancing searches spots a Polegate flood risk.

Why not also contact a close neighbour for some additional comfort or nearby East Sussex flood damage expert e.g. D T Decorators, 54 Heron Ridge, Polegate, BN26 5BJ Tel: 01323 806732.

Q.

Might it be insensible to carry out the legal conveyancing process ourselves.

A.

There are no reasons why a home buyer shouldn't do the legal process without the help of conveyancing solicitor in Polegate. That said, a conveyancing solicitor handles a large number of jobs such as approving completion statements and assembling correct warranties which are better done by someone with a qualified professional. Critically DIY lawyers will not have suitable insurance which all legal firms are legally obligated to have.

Q.

Where do I go about ascertain if the conservation area is in a poor state?

A.

Conservation areas in Polegate are designated by the local authority (Wealden) who govern conservation area concerns from including things like traffic signs, addition of unsympathetic windows and street furniture. English Heritage, a government body, administer information of the condition of conservation areas as well as the vulnerability of the area.