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Conveyancing in Ruislip Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/07/17

Ruislip travel information:

Northolt Park station is around 3 miles from Ruislip and the nearest airport to Ruislip is Northolt Jet Centre Airport. Heathrow Terminals 1 2 3 Airport is 8 miles, Luton Airport is 21 mile s, London City Airport is 21 mile s, London Heliport Airport is 13 miles, Heathrow Terminal 5 Airport is 8 miles, Heathrow Terminal 4 Airport is 9 miles, Elstree Airport is 7 miles, White Waltham Airport is 16 miles and Booker Airport is 17 miles away.

Northwood & Pinner is the nearest hospital to Ruislip.

Q.

Are additional fees applied? I am trying to find a low cost conveyancing quote in Ruislip.

A.

Many solicitors claim to offer so-called 'the cheapest conveyancing quotes', however extra fees are often hiding in the small print. This small print is often not read by home owners in a hurry. Any extra costs ought to be fair and be applicable if your conveyancer must complete work beyond standard conveyancing for you, which could not be anticipated at the start of the process. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

Our mortgage lender is Intelligent Finance - is there anything I need to check?

A.

Buyers should consider that a small number of lenders have opted to reduce the size of their 'solicitor panel'. This can mean increased conveyancing costs for property buyers. Homeward Legal can act on behalf of most mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

Please address how to get out of paying SDLT?

A.

Stamp duty must be paid on residential property priced at over one hundred and twenty-five thousand pounds. Homeward Legal firmly advise against any stamp duty mitigation scheme. These schemes are costly and , if the scheme fails, you may be charged a penalty of up to 100% of the stamp duty amount owed. There have been a range of official schemes,

however, such as relief for buyers in 'disadvantaged areas'. A conveyancing solicitor should confirm whether you are eligible.

Q.

Which lender panels in Ruislip are your solicitors members of?

A.

We work with many lenders. A number of mortgage specialists operate in Ruislip, like Mortgage & Insurance Bureau, 172-174 High St, Ruislip, HA4 8LJ, Best Advice, 20 Brickett Cl, Ruislip, HA4 7YE, and Home A Loan Mortgage Consultants Ltd, 25 Stowe Cr, Ruislip, HA4 7SR.

Q.

Will I need a home buyers survey for our property purchase?

A.

It is highly recommended that Ruislip property purchasers arrange a house surveyor to undertake a survey when purchasing in Ruislip. Numerous defects can negatively affect a property. These can include cracked roof tiles, and these will not be addressed by your conveyancing solicitor.

Q.

We have found a growing number resources going into great depth on DIY conveyancing for example Bradshaw's Guide to Diy House Buying Selling and Conveyancing. In which case, do I need to use a conveyancer in Ruislip ?

A.

Technically there is absolutely no argument why a buyer cannot engage in the legal work on your own. In reality however, a property lawyer in Ruislip typically handles a huge number of assignments including chasing mortgage offer or assembling correct warranties which really need a skilled professional.

Q.

Is a deed of assignment a fee or a disbursement?

A.

A good quote will itemise fees and disbursements, clearly stating which is which. This charge, for example, is a fee not a disbursement, and should be included in a quote for your conveyancing. Any associated disbursement costs will, however, be passed on..

Q.

At what point should I instruct a conveyancing solicitor in Ruislip?

A.

In the majority of situations, instructing as soon as possible is wise. Instructing a firm to handle your Ruislip conveyancing early for a purchase can mean that you can shave days off the process by having the details of your instructed solicitor ready when you make an offer, or, if you are selling a property, paperwork can be prepared, even before a buyer is found.

 
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