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Transfer of Equity in Sittingbourne

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Sittingbourne

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Sittingbourne clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Sittingbourne Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

Kemsley train station is almost 2 miles from Sittingbourne. Sittingbourne's closest airport is Rochester, Maidstone Rd Airport. London Airport is 16 miles and Rochester Airport is 10 miles away.

Sittingbourne is a relatively close hospital.

Q.

I am looking for the cheapest conveyancing quote. Will I get a quote or and estimate?

A.

Many online and high street conveyancers purport to offer cheap conveyancing quotes. However extra charges are frequently hidden in the small print. This small print is often not read by sellers and buyers in a hurry. Charges needs to be fair and reasonable. Your Sittingbourne conveyancing quote should also state costs to be paid to third parties, e.g. the Land Registry, (disbursments).We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

To complete on our £893k residence purchase ASAP, how can we ensure fast conveyancing?

A.

Many buyers will, correctly, argue that buying faster is essential to is to use a proactive lawyer. Beyond that, there are numerous things you, as the purchaser, can also do to get moving sooner, including, asking for property searches to be ordered immediately, quickly completing and return any forms and arranging your mortgage offer.

Q.

Can you confirm which Sittingbourne lenders your conveyancing solicitors work with. Which panels are your solicitors on?

A.

Homeward Legal work with all the major lenders assisting purchasers in Sittingbourne. Sittingbourne lenders and mortgage specialists include HSBC Bank, 115 High St, Sittingbourne, ME10 4AL, and Ace Mortgage Services, 7 Feldspar Cl, Sittingbourne, ME10 5FE. The Sittingbourne

solicitor handling the work for your sale or purchase will be able to confirm additional costs or hurdles associated with your chosen lender.

Q.

My wife and I are purchasing in Sittingbourne. Are there any conservation areas?

A.

These areas recognise local areas of architectural merit. Your conveyancing lawyer will be able to advise further and discuss what specific restrictions are in place.

Q.

The Sittingbourne home being bought is on a ex-industrial use land. Can the topsoil still be contaminated?

A.

Soil contamination by industrial waste, including metals, will have occurred in parts of Sittingbourne. Metal contamination of soil in Sittingbourne is more likely to occur near landfill sites. Data on other contaminants, like groundwater contaminants like silage, will also be included in an environmental search.

Q.

How could conveyancing for a sale be so delayed?

A.

The conveyancing process will sometimes take more time. We aim to minimise their impact, if it is possible to do so, by chasing for prompt responses. Delays include issues elsewhere in a chain.

Q.

How can we avoid being gazumped?

A.

This happens when the 1st buyer's offer is rejected, following initial acceptance, by the property owner, opting instead for a second buyer's offer. Though gazumping is uncommon when property prices are falling, there is still a danger. You should instruct a law firm early, and even before acceptance of an offer to reduce the chance of gazumping.

Q.

How much is the council tax on a period detached Band A home in Sittingbourne?

A.

You should be told about the homes council tax band as part of the conveyancing report on title. The latest tax charges for Sittingbourne are set out in detail online at the Swale council website. On 17 August 2012 the rates are:

  • Band A - £954.00
  • Band B - £1,113.00
  • Band C - £1,272.00
  • Band D - £1,431.00
  • Band E - £1,748.00
  • Band F - £2,066.00
  • Band G - £2,384.00
  • Band H - £2,861.00

 
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