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Conveyancing in Sittingbourne Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/10/17

Transport and public service information if you’re buying or selling residential property in Sittingbourne -

By road: Sittingbourne is served by the M2, A2 and A249. By rail: The nearest train station is Sittingbourne. By air: Sittingbourne is closest to Rochester Airport (13 miles), London Biggin Hill Airport (40), Redhill Aerodrome (43), London City Airport (44), and London Heliport (47).

Hospital: Sittingbourne Memorial, Bell Road, Sittingbourne, ME10 4DT. Council: Swale Borough (www.swale.gov.uk).

Attractions: Bredgar and Wormshill Light Railway, Old Forge Wartime House, Sittingbourne Heritage Museum, Sittingbourne Greyhound Stadium, and Milton Creek Country Park.

Q.

How can the conveyancing process be so delayed for a sale in Sittingbourne?

The conveyancing will sometimes take more time than predicted for a number of reasons (usually a reluctance for some lawyers to respond quickly to requests for information). At Homeward Legal, we aim to minimise their impact, if it is possible to do so, by chasing for prompt responses and keeping the pressure on throughout the entirety of the chain. For the best and clearest quote, why not try our quote calculator? Or, if you want to talk to someone, you could call our expert team on 0800 038 6699.

Q.

Please can you confirm which lenders in Sittingbourne your conveyancing solicitors work with, and which panels are your solicitors on?

Homeward Legal’s solicitors work with all the major lenders assisting purchasers in Sittingbourne. The solicitor handling the work for your sale or purchase in Sittingbourne will be able to confirm additional costs or hurdles associated with your chosen lender. Sittingbourne lenders and mortgage specialists include:

  • HSBC Bank, 115 High Street, Sittingbourne, ME10 4AL
  • Ace Mortgage Services, 7 Feldspar Close, Sittingbourne, ME10 5FE
  • Lloyds Bank PLC, 125 High Street, Sittingbourne, ME10 4BD
Q.

How is Stamp Duty Land Tax calculated on a detached property in Sittingbourne?

Stamp Duty Land Tax is currently triggered when the value of a property is more than £125,000, although other factors come into play to define the precise rate. The government occasionally runs schemes to assist buyers by giving them relief on the payment (e.g. for first-time buyers). Your appointed conveyancing solicitor should be able to tell you if any such schemes are currently in operation, and whether you are eligible to take advantage of them.

Q.

What type of conveyancing searches regarding the risk and history of floods in Kent will a conveyancer in Sittingbourne carry out?

A necessary step in the legal process involves your conveyancing lawyer applying for conveyancing searches, including one for the environment, which is the search that covers the historical risk of flooding for the area where your property is located. If the level of risk is deemed significant, your lawyer might advise that a deeper investigative search be ordered, which will be a disbursement passed on to you at cost.

Q.

How much time will the conveyancing generally take on a Sittingbourne semi-detached house, as we have a buyer ready?

The number of weeks needed to transact a home can vary and is largely unpredictable because of the complexities. This is dependent on a number of considerations, such as whether either party has a mortgage, or due to the extended length of the property chain. Homeward Legal solicitors strive to ensure your move is undertaken with the utmost care and speed, proactively removing obstacles and mitigating the impact of any issues arising in the conveyancing process. Give our team a call on 0800 038 6699 to find out more.

Q.

To complete on our £893,000 residence purchase in Sittingbourne as soon as possible, how can we ensure fast conveyancing?

Many experienced property-buyers will argue, correctly, that appointing a proactive lawyer, like the ones we have at Homeward Legal, is essential to accelerating the conveyancing process. Beyond that, there are

numerous things you, as the purchaser, can also do to get moving sooner, including asking for property searches to be ordered immediately, quickly completing and returning any forms, and arranging your mortgage offer and other finances.

Q.

How much is the council tax on a period, detached, Band A home in Sittingbourne?

You should be told about your new home’s council tax band as part of the conveyancing report on title. The latest tax charges for Sittingbourne are set out in detail online at the Swale Borough council website (see the head of these FAQs for a link to the homepage). For the 2017/2018 tax year, Sittingbourne’s council tax rates were:

  • Band A - £1,011.75
  • Band B - £1,180.38
  • Band C - £1,349.00
  • Band D - £1,517.63
  • Band E - £1,854.88
  • Band F - £2,192.13
  • Band G - £2,529.38
  • Band H - £3,035.26

Retrieved on 27 March 2017

Q.

Is your solicitor team able to complete quickly on the conveyancing of residential property auctions in Sittingbourne?

Our residential property lawyers often take instructions from both buyers and sellers at local and national auctions. We usually advise purchasers to formally instruct a conveyancing lawyer, regulated by the Solicitors Regulation Authority, prior to the property auction date so that there is time for a detailed investigation of the sellers’ legal pack. Subsequently, following the auction date, the lawyer can be focused on rapidly finalising the legal work within the 28 days required by the conditions of sale. To discuss your needs and to obtain your free, fixed-fee, ‘No Move, No Fee’-guaranteed quote, contact our auction experts on 0800 038 6699.

Q.

My wife and I are purchasing in Sittingbourne. Are there any conservation areas?

A.

These areas recognise local areas of architectural merit. Your conveyancing lawyer will be able to advise further and discuss what specific restrictions are in place.

Q.

Is contaminated land in Sittingbourne a problem?

A.

Property can be contaminated by a wide range of factors caused by man and by nature, and factors including infilled land or overhead transmission lines will be investigated during the conveyancing process. Contamination can be caused by local waste sites, including Kemsley Mill Landfill, Kent, ME10 2SG.

Q.

Bookshops and the web both have a plethora of on and offline publications giving details on by passing the solicitor. Do I need a property lawyer in Sittingbourne ?

A.

There are no arguments why you cannot carry out the bulk of the legal and technical work without the help of a proficient Sittingbourne lawyer.

That said, a lawyer takes care of a huge number of tasks such as approving enquiries on searches and identifying the most appropriate searches most of which require the relevant training. More importantly do it yourself conveyancers are taking risks without suitable insurance cover which qualified legal firms are required to possess.

Q.

How much can our searches cost?

A.

Searches in Sittingbourne ranges in cost. Searches are disbursements, and will not be included in your solicitor's fees.

Q.

To complete on our £893k residence purchase ASAP, how can we ensure fast conveyancing?

A.

Many buyers will, correctly, argue that buying faster is essential to is to use a proactive lawyer. Beyond that, there are numerous things you, as the purchaser, can also do to get moving sooner, including, asking for property searches to be ordered immediately, quickly completing and return any forms and arranging your mortgage offer.

Q.

Do I need to get a chancel search when I am purchasing in Sittingbourne?

A.

There are over 15,000 parishes across the country. Owners of property within some of these may be required to subsidise the repair of a local church. Insurance may be available to protect a buyer should a Sittingbourne Parochial Church Council enforce liability. Sittingbourne church properties include Holy Trinity, St Mary and St Michael.

Q.

What can a Sittingbourne conveyancing solicitor do if the property we are buying is in a registered conservation area and has unsanctioned removal of chimney stacks added?

A.

A property lawyer will see whether the property is located within a designated conservation area, and if so, whether any modifications have requisite consent.