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Conveyancing in St Ives Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 08/01/18

The closest airport to St Ives is Penzance Airport. Lands End Airport is 12 miles away and the closest station to St Ives is St Ives.

The neighbouring hospital for St Ives is Edward Hain Community St Ives.

Q.

How do we find the best rates for conveyancing in St Ives for a 765,000 residence?

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many solicitors claim to offer 'the cheapest conveyancing quotes'. Unfortunately additional fees are often hiding in the terms and conditions which buyers may have not read carefully The conveyancing quote should list any disbursements.

Q.

Will my assigned conveyancing solicitor in St Ives inform me about the amount to be paid of council tax on a Band F townhouse prior to completion?

A.

A property solicitor will liaise with the relevant Huntingdonshire local authority to discover the correct council tax band and rates, which will subsequently be added to the conveyancing report on title. The correct charges for properties in St Ives are set out in detail online at the Huntingdonshire local authority site. On, 04 July 2012, rates are as follows:

  • Band A - £1,013.00
  • Band B - £1,182.00
  • Band C - £1,350.00
  • Band D - £1,519.00
  • Band E - £1,857.00
  • Band F - £2,195.00
  • Band G - £2,532.00
  • Band H - £3,039.00

Q.

Which of the St Ives lender panels are you on?

A.

Homeward Legal are able to work with the majority of lenders serving St Ives home purchasers. Local mortgage lenders and brokers include Rider & Co, 2 Royal Sq, St. Ives, TR26 2ND, Fenton Paul, 117 Polwithen Dr, Carbis Bay, St. Ives, TR26 2SW, and D & G Mortgages & Insurances, 9 Hellesvean Cl, St. Ives, TR26 2HQ.

Q.

What length of time should the legal work to purchase residential property generally require? We are buying in St Ives.

A.

For most St Ives residential property, the time taken to sell or purchase a home will vary, based on a range of aspects, for example, the tenure of the property. Nationally, the average is up to twelve weeks, whereas our solicitors deliver results within six weeks, if possible.

Q.

We have had a quote from you. Could I have to pay any hidden costs?

A.

Homeward Legal do not hide any additional costs for standard conveyancing work. It may be the case that a significant piece of other legal work is also necessary, but any fees for this work will only be incurred with your knowledge.

Q.

We are buying a house in the boundary of conservation area in St Ives, where does one find details on the state of upkeep?

A.

Following a campaign, English Heritage have put together records about the state of repair of conservation areas along with the vulnerability to standards slipping. Local St Ives conservation areas are set up by Huntingdonshire who preside over conservation area concerns from area development to the stoppage of poorly maintained public spaces.

Q.

Environmental searches are fine but when one considers recent flooding such as the widespread flooding in Sept 2012 in South West England are they sufficient to find out sufficient information about the evolving St Ives area flood risk?

A.

Conveyancing searches carried out by a solicitor in St Ives will also include a more thorough search (Landmark) if the risk warrants it.

Why not also contact a next door neighbour to get additional insight if you are still worried.

Q.

Do we need to make use of the conveyancing solicitor who works with by the local agent?

A.

Both agents and mortgage brokers will suggest a law firm to handle your conveyancing, however, these referrals need to be considered carefully, as an agent may choose the solicitor willing to pay the highest referral fee, not the best solicitor for your needs.