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Transfer of Equity in St Ives

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors St Ives

Homeward Legal's panel of solicitors carry out remortgage conveyancing for St Ives clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in St Ives Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

The closest airport to St Ives is Penzance Airport. Lands End Airport is 12 miles away and the closest station to St Ives is St Ives.

The neighbouring hospital for St Ives is Edward Hain Community St Ives.

Q.

How do we find the best rates for conveyancing in St Ives for a 765,000 residence?

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many solicitors claim to offer 'the cheapest conveyancing quotes'. Unfortunately additional fees are often hiding in the terms and conditions which buyers may have not read carefully The conveyancing quote should list any disbursements.

Q.

What causes conveyancing in St Ives to need such a long time?

A.

Conveyancing can be delayed even in the best of circumstances. In some cases, the reasons are beyond the solicitors' power, we, however, know how distracting such delays can be and strive to diminish their effect by driving the sale or purchase forward. Delays include the time taken to return management information.

Q.

Is a property survey sensible when purchasing property?

A.

It is heavily suggested that purchasers book a RICS survey. Numerous defects can affect a property, for example unsafe chimney circulation or corrosion of pipework, and these will not be addressed by your conveyancing solicitor.

Q.

Do we need to make use of the conveyancing solicitor who works with by the local agent?

A.

Both agents and mortgage brokers will suggest a law firm to handle your conveyancing, however, these referrals need to be considered carefully, as an agent may choose the solicitor willing to pay the highest referral fee, not the best solicitor for your needs.

Q.

Which of the St Ives lender panels are you on?

A.

Homeward Legal are able to work with the majority of lenders serving St Ives home purchasers. Local mortgage lenders and brokers include Rider & Co, 2 Royal Sq, St. Ives, TR26 2ND, Fenton Paul, 117 Polwithen Dr, Carbis Bay, St. Ives, TR26 2SW, and D & G Mortgages & Insurances, 9 Hellesvean Cl, St. Ives, TR26 2HQ.

Q.

We need to complete on the legal process our jointly owned freehold flat very quickly, are you very fast St Ives solicitors ?

A.

Generally solicitors firms can be far too slow moving which can add additional stress to the house legal process.

Homeward Legal only work with SRA regulated solicitors who are customer focused and will always communicate from the start to the end of the property chain . Also , our SRA regulated solicitors are chosen because they all use the latest software systems to exchange on the sale of your property with minimal stress.

Q.

Will my assigned conveyancing solicitor in St Ives inform me about the amount to be paid of council tax on a Band F townhouse prior to completion?

A.

A property solicitor will liaise with the relevant Huntingdonshire local authority to discover the correct council tax band and rates, which will subsequently be added to the conveyancing report on title. The correct charges for properties in St Ives are set out in detail online at the Huntingdonshire local authority site. On, 04 July 2012, rates are as follows:

  • Band A - £1,013.00
  • Band B - £1,182.00
  • Band C - £1,350.00
  • Band D - £1,519.00
  • Band E - £1,857.00
  • Band F - £2,195.00
  • Band G - £2,532.00
  • Band H - £3,039.00

Q.

Which conveyancing searches should the conveyancer in St Ives apply for when carrying out the conveyancing for a St Ives building?

A.

The conventional procedure is to obtain Local Authority (personal or official), Drainage Search (Con29DW or personal) and Environment Search as well as any specific searches e.g. a Company Searches.

 
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