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Transfer of Equity in St Ives

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors St Ives

Homeward Legal's panel of solicitors carry out remortgage conveyancing for St Ives clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in St Ives Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/01/17

The closest airport to St Ives is Penzance Airport. Lands End Airport is 12 miles away and the closest station to St Ives is St Ives.

The neighbouring hospital for St Ives is Edward Hain Community St Ives.

Q.

How do we find the best rates for conveyancing in St Ives for a 765,000 residence?

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many solicitors claim to offer 'the cheapest conveyancing quotes'. Unfortunately additional fees are often hiding in the terms and conditions which buyers may have not read carefully The conveyancing quote should list any disbursements.

Q.

Is a deed of variation paid to the solicitor?

A.

Disbursements and fees should be clearly stated on a quote for your conveyancing, with no additional charges in the small print. This cost is a fee not a disbursement. It should be included in a quote.

Q.

What will a St Ives conveyancing solicitor do when the property I hope to buy is within a registered conservation area and has unsuitable doors fitted?

A.

A property lawyer will make enquiries to verify if the property is affected by a conservation area, and if so whether any alterations have the necessary permission from the local planning authority.

Q.

Can we get out of paying for stamp duty?

Stamp duty scheme should not be considered. These schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.

Q.

Do we need to make use of the conveyancing solicitor who works with by the local agent?

A.

Both agents and mortgage brokers will suggest a law firm to handle your conveyancing, however, these referrals need to be considered carefully, as an agent may choose the solicitor willing to pay the highest referral fee, not the best solicitor for your needs.

Q.

We are buying a house in the boundary of conservation area in St Ives, where does one find details on the state of upkeep?

A.

Following a campaign, English Heritage have put together records about the state of repair of conservation areas along with the vulnerability to standards slipping. Local St Ives conservation areas are set up by Huntingdonshire who preside over conservation area concerns from area development to the stoppage of poorly maintained public spaces.

Q.

We are hoping to be moving from our period property in St Ives to a bigger home in Redruth when to choose a removals firm?

A.

Homeward Legal will advise that home movers wait until the point where the contracts have exchanged as beforehand typically an actual move date wont have been agreed. Try Harry John & Son, Liskernick/Burthallan Lane, St. Ives, TR26 3AA Phone: 01736 796989.

Q.

At what point should I arrange a conveyancer?

A.

Generally, instructing as early as possible is better, as there are a number of tasks which may begin immediately. Instructing a conveyancing solicitor to handle your St Ives conveyancing early for a purchase means that you will the details of your St Ives solicitor ready when you make an offer, or, if you are selling a property, paperwork can be prepared, even before a buyer is found.

 
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