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Transfer of Equity in Stoke Newington

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Stoke Newington

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Stoke Newington clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Stoke Newington Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 13/01/17

Stoke Newington's nearest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 17 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 19 miles, Heathrow Terminal 4 Airport is 18 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 13 miles and London Biggin Hill Airport is 17 miles away. The nearest station to Stoke Newington is Stoke Newington, around 1 mile away.

Q.

Stoke Newington attractions and landmarks

A.

Sutton House National Trust Kentish Town St Luke Churches Conservation Trust and Holborn Lincolns Inn Great Hall Historic Building are around Stoke Newington.

The nearest hospital is St Anns Harringay.

Q.

We need the cheapest conveyancing solicitors in Stoke Newington. because we are on a limited budget.

A.

Many property lawyers promote theoretically cheap conveyancing quotes. However additional charges are frequently hidden in the terms and conditions that buyers often do not check. Any extra charges which are listed in terms of engagement should be clearly defined and only be applied if the solicitor is required to complete unexpected extra work , which could not be anticipated at the start of the process. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

When we are purchasing on the same road as parish grounds in Stoke Newington, do we need to get a search for chancel liability?

A.

Property owners in an area near older church buildings must contribute towards repairs, where chancel repair liability exists. A number of sources are used to identify liability, including the Title Register database. Churches in the local area where a chancel search may be necessary include Old Parish Church, St Mary, St Matthias Church and St Michael.

Q.

What enquiries in respect to the risk of a flood to properties in Hackney will the property solicitor in Stoke Newington look into on an investment home we are buying?

A.

A property conveyancing lawyer will apply for environmental searches that incorporate Stoke Newington area flood risk information. Furthermore, your Stoke Newington conveyancing solicitor will sometimes recommend an inexpensive additional in-depth flood

risk search. At the time of writing (05/01/13) reports on the Environment Agency flood reports website don’t reveal any active flood warnings in the Stoke Newington area.

Q.

If I am intending to purchase in the parish of New Brentford, are we advised to get a chancel search?

A.

A solicitor might recommend a chancel search, whichever parish where the house being bought is found. Although some Parochial Church Councils have taken the decision to exact chancel repairs on the current owners of affected property, there is no way to be certain that a parish in which lay rectors have not been expected to pay chancel repair dues recently will remain liability-free for new owners. For property in the parish of New Brentford, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

Do I need a house surveyor to check for defects affecting our property purchase?

A.

The Royal Institution of Chartered Surveyors firmly suggest that buyers order an inspection when you plan to buy in Stoke Newington. It is a fact that there are a range of issues that can affect a property, which will not be addressed during a property valuation, which include flat roof leaks and blocked drains.

Q.

For fast conveyancing on the purchase of a £921,000 house, what do we need to do?

A.

Key to fast conveyancing is to instruct a experienced solicitor. You should consider:

  • Do they offer 'instant' online quotes?
  • Are phone, fax and email their preferred methods of contact
  • How soon will they order searches?

Q.

What is the council tax on a Forties end of terrace property in Stoke Newington?

A.

In general, the conveyancer's title report will give information the relevant Hackney council tax band. The latest tax rates for Stoke Newington are set out in detail online at the Hackney council site. At the time of writing, 28/09/2012, the different rates are:

  • Band A - £870.00
  • Band B - £1,015.00
  • Band C - £1,160.00
  • Band D - £1,305.00
  • Band E - £1,595.00
  • Band F - £1,885.00
  • Band G - £2,175.00
  • Band H - £2,610.00

Q.

How do we work out SDLT and how much will it be on a £155000 home?

A.

The Stamp Duty you must pay will rely on the purchase price. For a property sold for £155000, the SDLT rate is £1550 (information correct March 2013).

 
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