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Conveyancing in Streatham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/04/17

The closest station to Streatham is Streatham. Streatham's closest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 16 miles, Gatwick South Terminal Airport is 19 miles, Gatwick North Terminal Airport is 19 miles, Heathrow Terminal 4 Airport is 14 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 18 miles and London Biggin Hill Airport is 10 miles away.

Springfield University Tooting Bec is the closest hospital to Streatham.

Q.

How do I get the best rates for conveyancing for a £587,000 home?

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many solicitors claim to offer 'the cheapest conveyancing quotes', but additional costs will be included in the small print. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

How do I defer paying for stamp duty in Streatham?

A.

Stamp duty usually must be paid on home purchases over 125,000 pounds. Stamp duty mitigation scheme should be treated with extreme caution. Such schemes are costly and often likely to fail.

Q.

Would getting a home buyers survey be a good idea when we are purchasing residential property in Streatham?

A.

We firmly recommend that purchasers book a house surveyor. It is a fact that there are a range of defects that affect a property, that will not be addressed during the conveyancing process. These include roof spread.

Q.

Which of the lender panels in Streatham are your solicitors on?

Homeward Legal can work with many lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Streatham, including Chelsea Building Society, 112-114 Streatham High Rd, London, SW16 1BW, Finance Room, 12 Percy House/Pringle Gdns, London, SW16 1SQ, and A La Carte Mortgage Services, 96 Leithcote Gdns, London, SW16 2UY. The lawyer handling the work for your Streatham purchase or sale should be able to state specific lenders' requirements.

Q.

I am enquiring about the council tax charges on a Fifties terraced house in Streatham, what are they?

A.

Typically a conveyancer's title report should cover the appropriate Lambeth council tax band. Correct rates for residents of Streatham are detailed at the Lambeth council site. At the time of writing (16/07/2012) band rates are:

  • Band A - £821.00
  • Band B - £958.00
  • Band C - £1,095.00
  • Band D - £1,232.00
  • Band E - £1,506.00
  • Band F - £1,780.00
  • Band G - £2,053.00
  • Band H - £2,464.00

Q.

Where can I learn additional data on the upkeep of the conservation areas in Streatham and Streatham?

A.

English Heritage, a government body, have put together records of the condition of conservation areas in addition to the vulnerability to a decline in standards. Local Streatham conservation area matters, for instance whether trees can be cut down, the colours of paint used or poorly maintained public spaces are handled by the local Lambeth planning authority.

Q.

What amount of time may the legal work to buy a property require, on average?

A.

The amount of time taken to transfer a property may vary, dependent on potentially many issues affecting the property. The national average is 8 to 12 weeks, whereas Homeward Legal take a more proactive attitude, pushing a transaction to complete within 8 weeks if possible.

Q.

I am buying a £646000. What should be assessed for Stamp Duty Land Tax rates?

A.

SDLT is calculated based on the purchase price of the property. For a house or flat purchased for £646000, stamp duty is £25840 (information correct December 2012).

 
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