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Transfer of Equity in Streatham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Streatham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Streatham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Streatham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

The closest station to Streatham is Streatham. Streatham's closest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 16 miles, Gatwick South Terminal Airport is 19 miles, Gatwick North Terminal Airport is 19 miles, Heathrow Terminal 4 Airport is 14 miles, Northolt Jet Centre Airport is 15 miles, Elstree Airport is 18 miles and London Biggin Hill Airport is 10 miles away.

Springfield University Tooting Bec is the closest hospital to Streatham.

Q.

How do I get the best rates for conveyancing for a £587,000 home?

A.

Misleading conveyancing quotes catch out many buyers, leaving them to pay sometimes £100s more than planned. Many solicitors claim to offer 'the cheapest conveyancing quotes', but additional costs will be included in the small print. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

To complete on our purchase ASAP, how can we organise fast conveyancing?

A.

As is often reported, moving faster is key to instruct a experienced solicitor. When choosing a solicitor, consider these points: Did you experience any delays when requesting a quote? Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed. Do they work on a 'no sale, no fee' basis?

Q.

Does the conveyancing solicitor in Streatham order any property conveyancing searches on the London Victorian terraced property I am buying?

A.

If you are obtaining a mortgage the mortgage lender requires you to a solicitor to get at least specific searches, including the following

for properties in Streatham: Local Authority (personal or official), Drainage Search (Con29DW) and Environment Search and occasionally specific local Streatham searches for example Subsidence report.

Q.

What are Streatham 'conveyancing searches'?

A.

Searches are a commonly-used set of questions undertaken on behalf of the party intending to buy the property. Searches cannot be used in place of a survey.

Q.

Which of the lender panels in Streatham are your solicitors on?

A.

Homeward Legal can work with many lenders approved by the Council of Mortgage Lenders. A number of mortgage specialists operate in Streatham, including Chelsea Building Society, 112-114 Streatham High Rd, London, SW16 1BW, Finance Room, 12 Percy House/Pringle Gdns, London, SW16 1SQ, and A La Carte Mortgage Services, 96 Leithcote Gdns, London, SW16 2UY. The lawyer handling the work for your Streatham purchase or sale should be able to state specific lenders' requirements.

Q.

Would you advise that I get a chancel liability search? I am purchasing in Streatham.

A.

Property owners in Streatham may be subject to chancel repair liability. Following a change in the law, interest over any affected land in Streatham must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Streatham ecclesiastical properties which may give rise to chancel liability include Christ Church, St Leonard, St Peter and St Leonard.

Q.

How do I defer paying for stamp duty in Streatham?

A.

Stamp duty usually must be paid on home purchases over 125,000 pounds. Stamp duty mitigation scheme should be treated with extreme caution. Such schemes are costly and often likely to fail.

Q.

Our estate agent has offered a law firm. Will it be more cost-effective to instruct this firm?

A.

Both agents and mortgage brokers will often endorse a conveyancing firm. These referrals should be compared against alternatives, as there is a risk that the agent may suggest the firm which pays to the largest referral fee, not the best value for you.

 
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