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Transfer of Equity in Studley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Studley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Studley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Studley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/01/17

Birmingham Airport is 14 miles from Studley. Coventry Airport is 20 miles, Wolverhampton Business Airport Airport is 23 miles and Defford Airport (disused) Airport is 17 miles away. Studley's closest train station is Wootton Wawen.

Alexandra Redditch is the neighbouring hospital to Studley.

Q.

I need the cheapest conveyancing quote. as we are on a budget.

A.

Lack of clarity over this topic catches out many buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors promote 'the cheapest conveyancing quotes', however extra costs are frequently hidden in small print which buyers and sellers may have not read carefully A quote ought to define any disbursements. Costs which are listed in your solicitor's terms ought to be fair. They only come into force where your solicitor must complete unanticipated additional work , which could not be anticipated at the start of the process. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

Which local authority looks after Studley?

A.

Studley is located in Stratford on Avon District Council, Elizabeth House, Church Street, Stratford- upon- Avon, Warwickshire, CV37 6HX, phone: 01789 267 579

Q.

Is the HS2 line going to affect properties in Edgbaston?

A.

Yes, HS2 Phase 1 will impact properties in Edgbaston. Edgbaston Properties within 200m of the line will be identified during a search, but disruption, noise and vibration pollution may affect a much wider area.

Q.

Studley property lawyers apply for standard searches when they are instructed by a property buyer, but which actual searches?

If purchasing and getting a mortgage a mortgage lender insist that particular searches, including the following Local Authority, Drainage and Water Search (CON29DW or personal) and Environment Search, and occasionally special local Studley searches e.g. a Limestone Search.

Q.

Our estate agent has named a solicitors firm who they generally use. Must we instruct this solicitor?

A.

It is commonplace for agents to suggest a law firm to handle your conveyancing. If the agent is paid a referral fee, however, there is a risk that an agent may choose the conveyancer who pays out the highest referral fee, not a firm with local expertise and a solid reputation.

Q.

For the purchase, my mortgage lender, we have chosen Yorkshire Bank - what will we need to be aware of?

A.

Prior to recent changes, most conveyancing solicitors were able to undertake legal work for a lender. Buyers should know that, recently, a number of lenders have limited the number of solicitors who can act for them. Homeward Legal can act on behalf of most lenders so that you will not be required to pay legal fees for your lender's solicitor.

Q.

DIY conveyancing without the help of a Studley property solicitor is becoming possible when selling a home , but would it be reasonable ?

A.

In theory there is absolutely no argument why a home seller cant opt to do the legal and technical work yourself. However, a solicitor handles a huge array of jobs such as chasing replies to enquiries and identifying conservation area breaches some of which need a skilled professional. Furthermore solicitors practices need to carry the correct indemnity cover to protect you in the event of errors.

Q.

How common is gazumping?

A.

Gazumping happens when a seller accepts a lower offer, then refuses it, choosing instead a higher offer. It may happen mere days before exchange of contracts. Though being gazumped is uncommon when property prices are falling, there is still a chance. Consider instructing your property solicitor as early as possible to reduce the chance of your offer being gazumped.

 
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