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Conveyancing in Swaffham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/10/17

Swaffham's closest airport is Norwich International Airport. The closest station to Swaffham is Brandon, around 14 miles away.

Swaffham Community is the closest hospital.

Q.

I need an affordable conveyancing quote. What do we need to check for?

A.

Many solicitors offer so-called 'the cheapest conveyancing quotes', but additional costs are frequently hidden in the terms. Busy, stressed buyers and sellers ignore these terms at their peril. Any extra fees found in terms of engagement needs to be fair and clearly defined. Any disbursements ought to be defined on a Swaffham conveyancing quote

Q.

The property seller has unfortunately fitted incongruous dormer windows to the maisonette in Swaffham which may exclude conservation area guidelines

A.

Your conveyancing solicitor will make enquiries to establish if the property is within a designated conservation area and whether any modifications have the appropriate consent from the Breckland council. In the event that no local authority consents be supplied your conveyancing solicitor will give you professional advice on the best alternative for example purchasing an indemnity policy or seeking retrospective consent from the council.

Q.

What is the council tax on a period mid-terrace Band G property in Swaffham?

A.

You should be cover your new home's band in the conveyancer's title report. The latest council tax rates for properties in Swaffham are set out online at the Breckland council site. At the time of writing on 21 December 2012 rates are as follows:

  • Band A - £976.00
    >
  • Band B - £1,138.00
  • Band C - £1,301.00
  • Band D - £1,464.00
  • Band E - £1,789.00
  • Band F - £2,114.00
  • Band G - £2,440.00
  • Band H - £2,927.00

Q.

Will the legal charges hide any additional fees?

A.

Our solicitors never charge any extra, hidden fees to transfer a property. Know that some websites offer unrealistically low 'quotes' which are in fact estimates, meaning that you could pay much more when you complete.

Q.

Can you confirm which Swaffham lenders you can work with. Which panels are you on?

A.

We have solicitors who have experience working with the majority of lenders assisting Swaffham home purchasers. Lenders and mortgage specialists in Swaffham include Mortgages Direct, 1-2 York Row, Wisbech, PE13 1EA, Mortgage Bureau, 50 King Street, King's Lynn, PE30 1ES, and Salus Financial Solutions, Signpost House/Ambassador Way, Dereham, NR20 3TL. The lawyer handling the work for your Swaffham purchase or sale should be able to confirm additional costs or hurdles associated with your chosen lender.

Q.

How can a solicitor in Swaffham report on the potential risk of floods in the Swaffham area for a Regency property we are going to buy?

A.

The residential property conveyancing lawyer makes an application for official property conveyancing searches that should include Swaffham area flood risk data.

Q.

Why might conveyancing for a sale take weeks to complete?

A.

The conveyancing process in Swaffham could experience delays, we, however, aim to curtail their cost where feasible to do so by driving the transaction forward.

Q.

I am purchasing a chapel in Lingwood. Is a chancel search compulsory?

A.

Whether you are buying a building in Swaffham or elsewhere in the county, the conveyancing lawyer could advise that a chancel search be ordered. Through some Parochial Church Councils have decided to charge chancel repairs on the current owners, there is no guarantee that a parish in which lay rectors have not been expected to pay chancel repair dues recently will continue to be free from liability, so the solicitor will be unable to make any guarantees, and will recommend insurance.